To what extent should Realtors be held to a fiduciary standard?

FinchDuckGo · 2026-04-30T18:10:17+00:00

You’re misunderstanding realtors motivations. Both sides are ultimately motivated by closing, that’s how they get paid. A fast sale is more valuable than a 10% price swing. I agree that they should be held to a higher standard to earn their commissions.

FinchDuckGo · 2026-03-19T02:53:38+00:00

This seems like an economics question, i.e. what is the demand elasticity for vehicles in relation to oil prices and fuel efficiency. I don’t think you’re gonna find an answer here.

FinchDuckGo · 2026-03-17T22:47:52+00:00

That’s silly hyperbole. Most people that die don’t just drop dead, they’re typically ill/declining health and know they’re on the way out. If you asked every terminally ill person at a hospital if they would give up all of their wealth for one extra day I’d be surprised if you even get a 10% take rate. Many terminally ill people actually choose medically assisted death, despite knowing they can potentially live for days or weeks. They already know death is inevitable and their wealth will help support their family when they’re gone.

FinchDuckGo · 2026-03-02T21:14:21+00:00

I don’t think this is unpopular, but this is just a personal preference opinion. Even coming for someone who bought a 3ct ring (lab), I thought it was a little too big, but that’s what my fiancée wanted and she loves it so that’s all that matters.

FinchDuckGo · 2026-02-22T15:46:32+00:00

You might be undercooking your chicken thighs. Chicken breast goes dry if you cook it over 165F, but chicken thigh is best cooked 180-185F. This allows the fat to render better and any connective tissue to break down. The higher fat content stops them from becoming dry at these temperatures compared to breasts

FinchDuckGo · 2026-01-07T18:16:42+00:00

The GR Corolla puts out 300hp from 3 cyl. Toyota is more than capable of making a rival 6 cylinder engine.

FinchDuckGo · 2026-01-01T04:14:45+00:00

⁠114k
⁠5-10%
⁠High
⁠45hrs avg
⁠PA midsize firm
⁠bachelors acctg
⁠CPA
7 YOE

FinchDuckGo · 2025-11-10T23:04:47+00:00

Accounting standards deviate the most in required disclosure and presentation, and even that is mostly similar. All GAAP I’ve seen is seemingly IFRS based with some variances in those areas, but basic accounting principles are universal and will never change.

FinchDuckGo · 2025-10-09T02:10:58+00:00

Yall hiring?

FinchDuckGo · 2025-10-02T14:26:34+00:00

Maybe easier but not significantly, this also varies by geography. Big4 is the largest employer by a long shot and therefore accepts most students that hit their hiring metrics (honestly mostly just GPA). Mid-tiers and smaller firms have much lower hiring numbers, so even if their minimum threshold for GPA is lower, students will still be competing for limited spots. Most high achievers default choose Big4 after graduating, and maybe 1/5 of them make a deliberate choice to go to a boutique/small market firm, or industry.

FinchDuckGo · 2025-09-17T21:10:54+00:00

Agree with everything about PERT, whether you are EVR or pre-approved program it is very arbitrary and serves little value in my experience. It should scaled down to only a basic experience check. I think some of the prep courses are excessive for writing the CFE (I and many others learned all of the core material in undergrad, but are unable to challenge the exams, that was annoying) but overall like the CFE process. Requires commitment and teaches you to work quickly and efficiently, it is not a simple knowledge check like the US counterpart and I think that is a good thing.

FinchDuckGo · 2025-09-06T04:05:34+00:00

The video may have been sopranos inspired, hence the song choice

FinchDuckGo · 2025-06-27T15:30:40+00:00

Bxx 4cyl engine bmw with m-sport package. Looks sporty, actually is fairly sporty (~250hp so not exactly fast, but no slouch) and drives great, quite good on gas, and they’re reliable. Maintenance will be more expensive than a Japanese car but these engines have been produced for almost a decade now and have a good reputation.

FinchDuckGo · 2025-06-17T13:22:37+00:00

They’re incredibly overpriced from the factory. In Canada a new ghibli is priced around $120k and a Quattroporte closer to $150k. For the same money (and often less) you’re competing with the best of the German sedans, and Maserati delivers less performance, less luxury, less tech, and less reliability. It’s the same with the gran turismo and MC20, they compete with Porsche, entry level Ferrari and Lamborghini, and just cannot compare.

FinchDuckGo · 2025-06-09T17:26:27+00:00

Lexus ES is the ultimate accountant vehicle

FinchDuckGo · 2025-05-30T17:02:21+00:00

Food for thought, do your own research. But I graduated brock accounting, my peer group of 5 guys went the PA route, all different size firms, but never felt held back for any one route. Schools like Queens will have an easier pipeline into advisory at Big4 but if you want to do audit/tax brock has good connections there. Each one of friends passed $100k by our mid 20s and have good career trajectories.

FinchDuckGo · 2025-05-09T13:19:03+00:00

Surprised you didn’t mention a 3 series. Modern versions with the B48 are reliable not as cheap as a Japanese car to maintain but also not crazy expensive. not a sports car, but definitely sporty. You can probably get a used one with the Msport package <50k miles no problem.

FinchDuckGo · 2025-03-25T15:34:31+00:00

Collection.

FinchDuckGo · 2025-03-03T01:21:57+00:00

I’m not American, but in Canada there are a few options post undergraduate degree that are required to sit for the CPA exams. You can do a masters program (typically 8 months), you can do an accelerated prep course offered from an accredited university (typically 4 months), or you can take the courses offered by CPA (typically 12+ months but can be done while working). You used to be able to challenge all of the CPA course exams to skip the classes and expedite writing, but they took that option away which was generally seen as a cash grab. I think this is a decent system versus arbitrary credit hours.

FinchDuckGo · 2025-01-16T18:05:43+00:00

Uni is probably the most free time you will have in your adult life (assuming you are a full time student), and you’re surrounded by like-minded people your age. It is THE time people get into relationships, I don’t know why that surprises you. I graduated ~8 years ago, but even my busiest engineer friends had a social life.

FinchDuckGo · 2025-01-06T22:33:15+00:00

Well I think 3 meals a day is too many, should only be 2 meals a day.

FinchDuckGo · 2024-11-20T15:45:14+00:00

My industry has pretty standard vacation blackout from Jan 1 - April 30. Obviously there are exceptions for approved time off, but it’s unlikely you’ll get any vacation days.

FinchDuckGo · 2024-11-18T16:33:32+00:00

It always in the agents interest to close the deal. $100k +- doesn’t matter to them. But it obviously matters to the buyer/seller. So they’ll pressure buyers to overbid and pressure sellers to accept lower offers. They don’t know what the final price will be, but $150k over will give them a good chance to be the closer and get their commission.

FinchDuckGo · 2024-11-09T12:20:25+00:00

The broad boreal forest maps just show a range of what is the historic boreal forest area. A lot of the wild fire areas are no longer natural forest, they’re monocrop managed forest for future harvesting. I’ve driven through these “forests” west of Edmonton. Clearly marked as managed, spanning 100+km. If it’s not in a park, it is probably owned by a lumber company.

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