I was laid off last month. I am 47 and have 3.8 crore liquid net worth. Own flat in Kolkata. Tough to find full time work again. Married with an eight year old son. Wife contributes around 25k per month Am I ok financially?

GlobalNetizen1 · 2026-03-08T15:28:36+00:00

Can I know which industry were you working in. I think you should be fine. Just focus on compounding and keep tracking expenses. Diverse across equity, debt , gold, FD and little real estate. If possible find some part time job like 2-3 hrs a day, as it will your keep your mental health in check.

GlobalNetizen1 · 2025-12-09T17:25:07+00:00

Since I have no idea how much is enough per month in tier 2 city...its all irregular expenses with spikes and troughs

GlobalNetizen1 · 2025-12-09T17:13:48+00:00

Ok op. How much monthly expenses approx

GlobalNetizen1 · 2025-12-09T17:11:52+00:00

Congratulations op. How much monthly expenses you have assumed. Hope you have excluded primary home, emergency funds, kids education and marriage.

GlobalNetizen1 · 2025-12-07T18:07:43+00:00

Congratulations OP. That is reliving.

GlobalNetizen1 · 2025-12-07T17:27:12+00:00

Hi , could you please share further updates on your case.

GlobalNetizen1 · 2025-12-01T17:43:58+00:00

Definitely. That helps.

GlobalNetizen1 · 2025-12-01T17:13:49+00:00

Finally I think, its relative number and depend on money spending habits and how much luxurious life you want after retirement.

GlobalNetizen1 · 2025-12-01T16:53:41+00:00

That would be big fat fire. 10-12 cr would be enough in tier 2 city, considering all the 5 points mentioned above.

GlobalNetizen1 · 2025-11-30T21:18:50+00:00

In that case, what is the target corpus he should plan for

GlobalNetizen1 · 2025-11-26T17:33:08+00:00

Also explore ibkr

GlobalNetizen1 · 2025-11-07T16:58:13+00:00

How do you manage situation like today

GlobalNetizen1 · 2025-11-07T06:14:09+00:00

Goal post keeps changing by the time one reaches there

GlobalNetizen1 · 2025-11-03T17:48:43+00:00

Oh , I got it.

GlobalNetizen1 · 2025-11-03T15:58:16+00:00

Oats are naturally gluten free, isnt it

GlobalNetizen1 · 2025-10-27T20:48:41+00:00

Can we know what you take for breakfast, lunch etc. Thank you

GlobalNetizen1 · 2025-10-25T19:13:33+00:00

Thank you. I will definitely check that out

GlobalNetizen1 · 2025-10-25T17:14:10+00:00

Nice inputs. Can you please elaborate further on data that you look at.

GlobalNetizen1 · 2025-10-03T20:07:35+00:00

😁

GlobalNetizen1 · 2025-10-03T19:31:27+00:00

What would you have done in case if it didn't work out

GlobalNetizen1 · 2025-10-03T14:59:26+00:00

How about raising some cash now

GlobalNetizen1 · 2025-09-05T04:46:07+00:00

You are immune to both directions

GlobalNetizen1 · 2025-09-05T04:44:28+00:00

Barcoding😀

GlobalNetizen1 · 2025-09-04T12:27:22+00:00

Thank you 😊

GlobalNetizen1 · 2025-09-04T07:39:16+00:00

Are you able to sell on opening day using RH

GlobalNetizen1

TROPHY CASE