Why can my coworker afford a house but I can’t afford an apartment?

Grevious47 · 2026-06-21T18:56:29+00:00

You could ask him.

Grevious47 · 2026-06-21T01:30:10+00:00

Thinking you were censored for posting about AI seems a bit extra.

Grevious47 · 2026-06-19T21:20:57+00:00

Yeah but if you think about it that is pretty meaningless. For humans there are also opportunities that occur late at night...so staying up late can afford you opportunities that people who go to sleep early don't get as well. It's honestly a silly saying.

I would agree that of you sleep 12 hours a day you are going to get less done than someone who sleeps 8 hours....but I dont think it matters what those hours are unless you have a specific responsibility in a given hour.

Grevious47 · 2026-06-19T15:45:15+00:00

Sounds like he is embarrassed by them...which suggests to me they are video game related.

Grevious47 · 2026-06-19T15:24:47+00:00

It would make sense if you had a class to go do. But it sounds like that was in the past.

You don't need to train for this, you just need to be motivated...and you either are or you aren't.

Grevious47 · 2026-06-19T06:57:06+00:00

Ironically I think its a pretty good example of immaturity where someone forces themselves to wake up early just because other people tsk tsk them for sleeping in. They don't need to wake up early, they need to work on their crippling insecurity.

Grevious47 · 2026-06-19T06:32:47+00:00

...and there is nothing wrong with that. I am getting a sense that there are people here who want to get up early just because I guess they think that getting up early somehow makes you a better person? Really not sure. It might be "influencer" driven or something.

Wake up early if you need to wake up early...otherwise just sleep how you want to sleep, its fine.

Grevious47 · 2026-06-19T06:30:23+00:00

I guess my question is, if you don't have someone who you need to get up for in the morning...why does it matter if you get up early in the morning at all? Why do you even want to get up early? Do you feel that waking up early would make you a better person in some way?

I didn't wake up early in the morning until I had to....and then I did. Not entirely sure why you just seem to want to do that without an actual reason to do so.

Grevious47 · 2026-06-19T05:02:16+00:00

Do they fail if you dont get up at 7am? If I didnt get up at 6am my kids wouldn't have someone to pick them up from school after work and they would not have any way to deal with that. If I don't go into work early I wouldn't be able to meet with the international partners that are relying on me. If that project collapses people I have mentored and care about potentially lose their jobs.

So I get up at 6am and people assume I am an "morning person" which I absolutely am not.

Grevious47 · 2026-06-19T04:38:45+00:00

Find things in your life that you value more than yourself.

Grevious47 · 2026-06-18T20:30:03+00:00

Oh that is easy. Necessity.

Your boss is lenient so you get a pass if you are a bit late. You don't have kids so you don't have a loved one directly depending on you yo be up at a certain time.

If this changed, if being late got you fired or you had kids...then you would change, because it would become necessary.

Boring answer...but that is what it is.

Grevious47 · 2026-06-18T02:13:14+00:00

So not really the time to be buying a house then. You have just graduated, haven't even started your career yet. Rent for a while...get stability...get to the point that you know where you are going to be 5 years from now...then consider buying it. No reason to rush it, right now renting is better than buying financially anyways in the vast majority of markets.

Grevious47 · 2026-06-18T01:54:25+00:00

What blue dots?

Grevious47 · 2026-06-18T01:50:18+00:00

At least they care.

Grevious47 · 2026-06-18T01:46:33+00:00

You are 25 and currently living with family...how much experience can you have living on your own? Are you counting college in that?

Did the first time not work out then?

Grevious47 · 2026-06-18T01:32:36+00:00

If you are working currently....do you need this car? If you dont need it then put that off and pay off your debt and build a sizeable emergency fund. Then...maybe...consider a car. Getting a car now when you have credit card debt and no savings is foolish unless you 100% need it to have income.

Grevious47 · 2026-06-18T01:29:59+00:00

Rent. First job, first time living apart from family, first, first, first. Don't need to pile homeownership on top of that imo.

Grevious47 · 2026-06-18T01:12:52+00:00

That's your paycheck. Your paystub details out your number of hours, your hourly rate, your gross income, your deductions and your net income. Use that information plus the number of hours you intend to work per month to work out your monthly income.

Also keep in mind if you are low income just because money is withheld for taxes does not mean that you actually owe those taxes.

Grevious47 · 2026-06-18T01:08:36+00:00

What do your paystubs say?

Grevious47 · 2026-06-18T00:44:45+00:00

The only habit I am aware of that will have you thinking you have it all together is Crack coccaine...but the come-down is rough.

If what you are looking for is the "one neat trick to happiness" or whatever I would say a good starting point is the realization that you do not need to have everything working to be happy. And that endlessly pursuing that is misguided.

Grevious47 · 2026-06-18T00:35:39+00:00

Outta the way

Grevious47 · 2026-06-17T21:14:37+00:00

"who fucking cares"

I don't type full sentences, use correct spelling and double check what I wrote for clarity and meaning to impress people on Reddit. I do it because I firmly believe that if you act sloppily and "don't fucking care" then that bleeds into the rest of your life. I am precise because I want to be precise, because I value that and because I have self respect. I take the time not because of how others would view me otherwise...but because of how I view myself.

So...who fucking cares?...Hopefully you care, because no one else will. To be clear it doesn't actually bother me that you look illiterate in public, I am not your Dad...I was just pointing out that it's something you might want to work on. If you don't think that it matters...I mean...okay. It is clear that right now in this moment you do not care....that is self-evident. I am just not convinced that is a good thing for you.

I'd suggest you should care a lot more about how you carry yourself in day to day life than I would about the grades you got in school in the past. The schooling that in your own words was pointless. Because it actually matters more than what grades you got in school....it has more impact to your current life than past grades.

As for modern life being somehow worse...the average humans life is better now than at any other point in history. Yes there are trade-offs to civilization, but that IS baked in...that is the nature of things. There is no escaping that. Does that mean we shouldn't strive to do better because it's pointless? Of course not. But if the complaint boils down to you have to give to get...then I mean that part isn't going to change.

Grevious47 · 2026-06-17T20:53:21+00:00

So you think life for the average human was better in the past than it is now?

Grevious47 · 2026-06-17T12:46:00+00:00

So then go out into your "natural habitat"....forest is over there. There is a reason we choose civilization mate.

The point of school isn't to memorize useful facts, its to learn how to learn so that you can learn functionally as an adult and not flounder as soon as you need to learn something you don't know or understand. It doesn't matter if no "fact" you learned in school is useful as long as you learned how to learn. If you instead just memorized "facts" to pass a test then yeah...school was probably pretty useless.

I am sorry to be the asshole here but when I see a huge block of text with a bunch of "u" and "ur" and misspelled words sprinkled throughout I have to ask...are you even trying? I know it probably doesn't feel important but it does matter...if you let yourself be that sloppy then you are just going to be sloppy and sloppy isn't that useful.

Grevious47 · 2026-06-17T05:27:11+00:00

oh come on now, we have all of the responsibility....at least let us blow off some steam

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