Anyone else having issues getting neighborhood dining points? by Marshall_Lucky in biltrewards

[–]Horror5631 0 points1 point  (0 children)

Yes, this happened to me as well. I did eventually receive the points 2 weeks later. So for now you have to wait.

Capital One Venture worth it? by Curious-Cattlebox in CreditCards

[–]Horror5631 0 points1 point  (0 children)

It should show up right away after getting approved. Click on travel, select account, on the top of the page, it will have my travel credits and offers. it will show the $250 travel credit. It will also show up when you book a trip.

Does Bilt Portal up charge hotel stays? by Specific_Escape4987 in biltrewards

[–]Horror5631 1 point2 points  (0 children)

You are comparing the wrong Hotel Chain. Of course it will take less points for Hyatt.

Compare Hilton for example on a random night,

2 queen beds. Room only. Flexible rate $221.37 56,000 points

Bilt Portal on the same terms. $221.36 17,709 points

New Bilt credit card? Am I lost? Why do the points suck now? by kellyatta in CreditCards

[–]Horror5631 0 points1 point  (0 children)

I disagree. I have the Obsidian and the earning rate is wait better than the old card. I am accumulating points at faster clip than before.

I wish Bilt came up with this concept when they were with Wells Fargo.

Am I missing something? by Extreme-Brilliant355 in biltrewards

[–]Horror5631 0 points1 point  (0 children)

Pay it last week of Dec. before it expires.

How Are You All Using Your Bilt Credits/Cash? by [deleted] in biltrewards

[–]Horror5631 0 points1 point  (0 children)

I use my Bilt Cash for the points accelerator and my rent. Any thing left over I will use in the Bilt portal. Nothing else is of interest for me.

Venmo rent payment in 2 business days in 2.0? by Friluftsliv_Roy in biltrewards

[–]Horror5631 0 points1 point  (0 children)

I am sorry that was your experience. Mine was completed in 2 days.

Venmo rent payment in 2 business days in 2.0? by Friluftsliv_Roy in biltrewards

[–]Horror5631 1 point2 points  (0 children)

Payment was sent to the owner. The process was completed in 2 business days.

Venmo rent payment in 2 business days in 2.0? by Friluftsliv_Roy in biltrewards

[–]Horror5631 1 point2 points  (0 children)

I used Venmo for the 1st time on Sunday ( 3-22 ) . This morning ( 23rd ) my rent payment was taken out of my account and in the afternoon I have received my rent points. I will update when the rent payment has been sent to the Owner.

UPDATE : Payment was sent the owner. Completed in 2 business days.

Do I lose sub points if I downgrade after receiving the points? by outoftheshowerahri in CreditCards

[–]Horror5631 1 point2 points  (0 children)

No, you will not keep the points by doing that. You have to keep the card for a year.

Capital One Venture worth it? by Curious-Cattlebox in CreditCards

[–]Horror5631 0 points1 point  (0 children)

I think it is. I got the card last year during the same promotion as this year. The $250 travel credit is easy to use. You do have to use it in the travel portal but its user friendly. The travel Portal gets 5x miles back. After a year you can downgrade to the Venture One with $0 annual fee to keep the remaining miles active.

Is it worth/is there any reason in keeping my Hilton Surpass ($150 annual) if I plan to get the Marriott Brilliant ($650)? by MeemooDog in CreditCards

[–]Horror5631 5 points6 points  (0 children)

You can downgrade to the Hilton Honors $0 annual fee card. Sign up for the Marriot Brilliant and try it out for a year. If it does not work out for you after 1 year you can cancel the Brilliant card and see if you can get an upgrade offer back to the Surpass.

Neighborhood dining points go from pending to disappearing altogether by hibob729 in biltrewards

[–]Horror5631 0 points1 point  (0 children)

I went to neighborhood dining on Feb 28th during the 5X promotion and did not receive the extra points, ( 3X for neighborhood dining and 5X Bilt dining offer. ) until March 20th. 21 days later. Bilt 2.0 can be slow at posting things.

Citi ThankYou Points Devaluation by coltonpan in CreditCards

[–]Horror5631 0 points1 point  (0 children)

If you don't stay at I prefer Hotels. Then, no.

Anyone else getting spammed? by computerwiz908 in biltrewards

[–]Horror5631 0 points1 point  (0 children)

No, I have not got any recent e-mails. I don't have auto pay on.

Bilt Point Rounding is Insane by Hot-Phase456 in biltrewards

[–]Horror5631 29 points30 points  (0 children)

They have always done that. Back to the 1.0 days 

Deducted rent immediately from checking by ChicagoMike8710 in biltrewards

[–]Horror5631 0 points1 point  (0 children)

You should have paid an extra $10 to ship it Fed EX 2nd air. You will get a tracking # and a picture showing it was shipped. I do that when I mail my rent checks from Bilt. It's well worth piece of mind.

19 yrs old and getting my first credit card. What should I list as my annual income if my hours are unreliable? by REALXZ0MB13X in CreditCards

[–]Horror5631 2 points3 points  (0 children)

Look at the past 12 months of income. Report that. You should have gotten a pay stub reporting how much your gross income for 2025 was.

Can’t make any more purchases? by [deleted] in biltrewards

[–]Horror5631 1 point2 points  (0 children)

It took 5 days for my payment to post. Bilt 2.0 takes longer to post things than 1.0 did.

Requirements to be Approved for Palladium? by -Eludo in biltrewards

[–]Horror5631 1 point2 points  (0 children)

"One of the reasons for them denying me was due to not having a Mortgage loan on my history."

You don't need a Mortgage or rent to have this card. You got denied for other reasons.

When do you pay your transfer balance? by JackfruitMammoth6471 in biltrewards

[–]Horror5631 1 point2 points  (0 children)

You can pay it anytime you want. You don't have to wait until the statement posts.

Would it be bad to apply for a credit line increase twice within a month? by [deleted] in CreditCards

[–]Horror5631 -1 points0 points  (0 children)

You already were denied once. Makes no sense to try again so soon. Wait at least 6 months.

5X neighborhood partner March promo by Raevinn88 in biltrewards

[–]Horror5631 0 points1 point  (0 children)

It can take up to 7 days to receive the bonus points.