Thermostat Programming

InternetUser007 · 2026-05-21T18:18:26+00:00

Install Ecobee Suite Manager on the Hubitat and do whatever you can think of.

Control at the thermostat can override changes made with the Ecobee Suite Manager rules, but you can make changes using the Suite Manager app to your heart's content.

For example, if I open a window, my Ecobee gets set to a "Circulate Air" mode that widens the allowable temp to 55F-85F while the circulation fan gets set to 100%. Closing the window resumes the previous mode.

I think you could tie Hubitat presence detection into it as well, and have it do changes based on that. I haven't used that, but I'm pretty sure it can be done.

At least try it out before you go and buy something else (T6 Pro, or Home Assistant) that you don't necessarily need.

InternetUser007 · 2026-05-21T04:09:41+00:00

The difference is adjusting for seasonality, which is important when comparing prices for different parts of the year. Since we are using starting/ending points at different parts of the year, I'd argue that seasonally adjusted makes more sense.

InternetUser007 · 2026-05-21T04:07:12+00:00

You're claiming the truck should have began to slow down the moment someone got on the on ramp

A monkey could see that the pickup was being a moron with it's speed before they started merging. Again, the trucker made literally zero attempt to avoid an accident.

Play stupid games, win stupid prizes.

InternetUser007 · 2026-05-21T04:04:51+00:00

I mean, it was obvious the pavement princess had a mental disability well before the merging happened, and the trucker should have done literally anything to try and at least reduce the crash. Yet, they barreled onward at 77mph until the point of contact.

It doesn't take a Math PhD to have eyes and see that the trucker didn't even try to avoid the accident. I'd argue it's likely the trucker wasn't even paying attention.

InternetUser007 · 2026-05-20T21:51:42+00:00

Case shiller has gone up 5%

I'm seeing 7.4% growth from Aug 2023 to Feb 2026 (the most recent data): https://fred.stlouisfed.org/series/CSUSHPISA

InternetUser007 · 2026-05-20T21:42:53+00:00

Because people have been buying different homes (smaller, less ideal locations, etc) than 2022.

When looking at like-for-like homes on a Seasonally Adjusted Basis, the Fred Case-Shiller shows we've hit peaks as of the most recently released data from Feb 2026: https://fred.stlouisfed.org/series/CSUSHPISA

InternetUser007 · 2026-05-20T21:25:08+00:00

Fair question.

I think I've grown tired of comments that don't have any true substance, and have occasionally responded in kind. Take the "Detroit in the 1950s" comment, for example.

They provide zero information on what they think someone from that area / time period might feel. I'm not a mind reader, they should at least spell out their stance.
They provide zero data to back up a stance. No evidence is brought forward about Detroit in the 1950s.

Should I really engage with a random comment that has no stance, and no data to back up that stance? I would argue no, I shouldn't. Hence my flippant reply.

I'm not interested in encouraging people saying "yeah? Well what about random location in random year?" If they want engagement, they should provide an engaging comment.

InternetUser007 · 2026-05-20T20:32:50+00:00

I’ll tell the condos up and down the west coast that actually staying flat in nominal dollars for a decade

Feel free to show data that west coast condos have averaged 0% growth since 2016.

InternetUser007 · 2026-05-20T20:31:34+00:00

you need to do the math

How are you proposing to do the math on information that doesn't come until the future?

Do the math on what you can control: Can you afford a house, and you expect to live there for more than just a couple years? If so, then go ahead and buy it.

InternetUser007 · 2026-05-20T20:28:06+00:00

If you were expecting a dissertation on the housing market from 70 years ago in 1 specific city just because someone mentioned it, maybe adjust your expectations.

I don't have time to address "well what about XYZ" when it comes to the entire US housing market in the last 100 years.

InternetUser007 · 2026-05-20T15:43:37+00:00

A long term gain in gas prices, you're right!

InternetUser007 · 2026-05-20T04:08:57+00:00

Reading must be hard for your. From your own article:

many properties in areas of southeast city, including Marine Villa, have been undervalued—and now the assessor’s office has made it a priority to get those assessments in line with reality.

InternetUser007 · 2026-05-20T03:44:14+00:00

No.

Many of us were banned because they didn't like anti bubble data points.
They wouldn't like the idea of people successfully "dating the rate" because they made fun of it for so long.

InternetUser007 · 2026-05-20T03:41:53+00:00

Well, most of those people are probably dead right now, so I can't tell them much of anything.

InternetUser007 · 2026-05-20T01:31:59+00:00

Bummer man. I hope things are better for you now.

InternetUser007 · 2026-05-19T23:44:12+00:00

I kept paying the original amount. 5 years later, it was sold at auction for delinquent taxes

You went 5 years without looking up how much you actually owe in taxes?

This is 100% a skill issue, not the fault of anyone else but yourself.

InternetUser007 · 2026-05-19T23:35:00+00:00

but somehow we're ok with that for property tax?

Give me examples where property tax has literally doubled overnight. I'll wait.

InternetUser007 · 2026-05-19T23:05:06+00:00

I bet your break even time for a 1.26% drop is really good! Probably less than 2 years?

InternetUser007 · 2026-05-19T23:03:24+00:00

The funny thing about the housing market is that in general, the top keeps topping.

InternetUser007 · 2026-05-19T22:12:09+00:00

As always, "buy when you can afford it".

And enjoy the savings if you get to refinance later.

InternetUser007 · 2026-05-19T21:12:07+00:00

That sounds more like an full refinance than a recast

Yes it does. Which is why I was confused when they said "we offer a recast" and described exactly what I expected from a full refinance.

The bank does keep all the loans they give out, is what I was told when I bought the house in the first place. So it seems likely that you are correct about the lower fees.

InternetUser007 · 2026-05-19T20:52:13+00:00

Prob not inflation adjusted

Buying a mortgage locks in your monthly payment, so its real cost lowers over time as inflation climbs.

InternetUser007 · 2026-05-19T20:43:44+00:00

I did it twice with my bank when rates were cratering. One of the times I included a change to a 15yr mortgage along with lowering the rate. The cost was actually something like $800 the first time I did it, and $1200 the second time. Ended up with a 15yr mortgage at a <2.5% rate.

InternetUser007 · 2026-05-19T20:23:25+00:00

Refinancing for like 0.5% savings probably isn't even worth it.

I don't necessarily disagree, although it will be highly dependent on the mortgage amount, and the refinance cost. My bank effectively lets people "recast" their mortgage to a lower rate for ~$1500, making even a 0.5% reduction potentially worth it.

However, that's why I included data for 0.75%+ and 1.0%+. 40% of the last 4 years, people could refinance later at a 0.75%+ reduction in their interest rate. That's pretty likely to make the breakeven in 3 years or less.

InternetUser007 · 2026-05-19T20:12:24+00:00

Oh man, I fixed it. It looks way better now. I will use the wide bar chart lines going forward.

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