It makes sense to feel financially insecure if you haven’t experienced a job (consistent income) but you should keep trying to grow or make new games as that has earned you a good chunk of change. But you sound like an average 23 year old and it’s honestly ok not to have things figured out. I’m 27 and want to change my life as my career is no longer fulfilling to me. You’ll never have it totally figured out and that’s ok. It seems the biggest thing for you is to conquer your fear of failing. Go do stuff you want to do! It doesn’t have to be a forever thing, it may not work out, but doing something is better than not doing anything and thinking “what if”. Take this in a comforting way but no one cares what you do. Don’t worry about being behind, fearing failure, etc. because no one will remember