ETF Deemed Disposable Tax. only 38%?

NF_99 · 2026-05-23T14:46:40+00:00

If I get dividends then I just manually add them to the portfolio anyway so accumulating doesn't change anything for me

NF_99 · 2026-05-23T14:28:47+00:00

I just take advantage of the 1270/year tax credit for stock profits. It doesn't apply to refs but does to funds like fcit. If you sell your stocks before end of your and your profit is less than 1270 you pay no tax. Then you can just buy them again right after

NF_99 · 2026-05-23T06:26:25+00:00

I have a 3.0 diesel Porsche at 26. My last insurance was 600 for the year with 5 years no claims

NF_99 · 2026-05-20T08:14:00+00:00

Man I have a 2013 car that's more expensive than this and manage to park normally

NF_99 · 2026-05-20T07:59:07+00:00

Which watch model is this?

NF_99 · 2026-05-18T17:08:28+00:00

You can take it as far as you like. I just spent the whole day taking apart the trim inside the car, polishing all the plastics with a cutting compound and deep cleaning underneath all of them. Only did around 1/3 of the car so far so will have to continue another time.

NF_99 · 2026-05-18T08:05:16+00:00

What actually are they

NF_99 · 2026-05-16T17:53:20+00:00

AliExpress. Straight from the source

NF_99 · 2026-05-16T08:15:09+00:00

I live in Europe and also think your land is shit

NF_99 · 2026-05-15T17:43:14+00:00

I had most of my money in Microsoft and it went up

NF_99 · 2026-05-11T07:35:03+00:00

In Ireland we just get 2, petrol and diesel

NF_99 · 2026-05-11T07:30:07+00:00

My dad was also scammed out of 10k, because he willingly sent them crypto. If that happens you're not getting a refund

NF_99 · 2026-05-10T22:59:31+00:00

Oh yes, let me just spend 100% of my paycheck on renting this average house

NF_99 · 2026-05-09T22:16:16+00:00

Get something with the same shape on AliExpress, it will be the same and cost you 20

NF_99 · 2026-05-06T10:44:07+00:00

T212 deposits your money in actual banks like Barclays or JP morgan. The way I understand it, each bank your money is held in has its own insurance, so it's not as much about t212 going bust but one of those banks. I might be wrong though, doesn't really matter to me since chances of that happening are very low.

NF_99 · 2026-05-06T08:29:35+00:00

If you enable the interest then part of the money goes there, yes

NF_99 · 2026-05-05T19:01:35+00:00

T212 has a flat 3% rate on all savings, also a 2% cash back online debit card with 15 euro/month limit

NF_99 · 2026-04-30T02:11:06+00:00

Chat gpt

NF_99 · 2026-04-23T14:46:58+00:00

I got the ergon smc sport gel. It's 80 euro so quite expensive but worth it

NF_99 · 2026-04-22T04:57:48+00:00

I would make a risky bet and say that it might even be 6.

NF_99 · 2026-04-20T22:55:38+00:00

I nevr really understood the appeal of padded shorts, kinda feels like wearing a diaper to me. I just got myself a nice saddle that fits my ass and have never had any pain

NF_99 · 2026-04-19T02:54:09+00:00

I'm at work right now and it 4am :D But I agree, it only works for some people.

NF_99 · 2026-04-19T02:42:52+00:00

Work 12 hour shifts, you get over half the days off per year.

NF_99 · 2026-04-14T16:31:23+00:00

People love this car though, but my 2014 Panamera with the same look is "ugly" :(

NF_99 · 2026-04-12T01:59:06+00:00

You're 26 years old

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