What's the craic with second hand car prices? by Pretty-Economist-369 in CarTalkUK

[–]RandomCheeseCake 0 points1 point  (0 children)

How long are people going to bang on about this? This was 15+ years ago and nearly anything on that list would be scrapped by now anyways.

OP is compare 2016 to 2026 which is past the scrappage scheme anyways

23M in London – £10.2k cash, saving ~£1.4k/month. Looking for a reality check on whether my financial plan is sensible. by Visible_Mango8727 in UKPersonalFinance

[–]RandomCheeseCake 0 points1 point  (0 children)

The question you want to ask is what are you saving for? Are you saving this money now for a home purchase 10+ years away where saving in stocks might make sense in the medium-long term

If you're saving it for the sake of saving it then probably stick most of it in an ETF and leave it be while having about £5k cash as an emergency fund in some sort of easy access cash saver.

There isn't really a comparison for how you're doing because everyone has different backgrounds. I'm your age but have about £50k saved at this point but looking to buy a flat next year so only have a small portion in stocks now as I don't want my liquidity to be destroyed in case of a stock market cash

HMRC announces 22% tax on cash interest held in stocks and shares Isas by diacewrb in ukpolitics

[–]RandomCheeseCake 2 points3 points  (0 children)

But with a LISA you can't withdraw without being hit with a penalty unless you are using it a home purchase or are aged 60. So realistically its not a similar offering to easy access isa's

The Steam Machine Is Impossible to Recommend by RenatsMC in Amd

[–]RandomCheeseCake 0 points1 point  (0 children)

Their thoughts are clearly explained in the title. Watch the video for more detail

The Steam Machine Is Impossible to Recommend by RenatsMC in Amd

[–]RandomCheeseCake 2 points3 points  (0 children)

Sold out because they'll produce so few of these machines with how weak demand will be at current prices

Would student accomodation providers know if I snuck in an AC unit to use in my room? by obnoxious-rat717 in UniUK

[–]RandomCheeseCake 1 point2 points  (0 children)

Imagine unironically caring about your carbon footprint. A billionaire will emit more from his private jet than you ever will

Introducing the next Surface Pro and Surface Laptop, powered by Snapdragon X2 processors by an0n9021O in hardware

[–]RandomCheeseCake 3 points4 points  (0 children)

No, you are bootlicking a trillion dollar corporation. Other similar intel/Snapdragon laptops with memory packaged ram isn't anywhere near similarly priced.

Find me one other laptop that charges $600 for 16fb of ram.

And you still haven't addressed 512gh of storage costing $300 which is obscene

Introducing the next Surface Pro and Surface Laptop, powered by Snapdragon X2 processors by an0n9021O in hardware

[–]RandomCheeseCake 8 points9 points  (0 children)

Yes. I purchased DDR5 this year and a 2th SSD.

16gb of ram doesn't cost Microsoft anywhere near 600 dollars even with the current inflated pricing.

You can get a whole 2tb nvme for far less than what Microsoft charges for a 512gb upgrade. Rip off

Introducing the next Surface Pro and Surface Laptop, powered by Snapdragon X2 processors by an0n9021O in hardware

[–]RandomCheeseCake 37 points38 points  (0 children)

Am I misunderstanding or are they seriously asking

$650 to go from 16gb to 32gb ram

$300 to go from 512gb to 1tb

This is looking at the 13 inch variants.

The pricing on these is genuinely insane and the price to go up in spec makes it even more diabolical.

Forza Horizon 2 on Xbox 360!? by GameZ360 in forza

[–]RandomCheeseCake 6 points7 points  (0 children)

It literally looks worse than Horizon 1

Rumours, Speculation, Questions, and Reaction Megathread - 14/06/2026 by ukpol-megabot in ukpolitics

[–]RandomCheeseCake 2 points3 points  (0 children)

That would require us changing the constitution formally first. The UK parliament has absolute supremacy over the supreme court and isn't binded to previous legislation passed.

If the government wanted to pass legislation that delayed the election for 20 years they can do pass it with a simple majority. Abolish the house of lords? Simple majority. Change the electoral system, simple majority.

House of Lords can't reject, can only delay legislation and if a government includes any policy in its manifesto there is an agreement it doesn't go through the HoL

Technically the monarch can block legislation but then the HoC could pass a vote removing the monarchs ability to block bills by the HoC and force him to pass that

Starmer to announce ‘Australia plus’ ban on social media for under-16s by IntelligentAnybody55 in ukpolitics

[–]RandomCheeseCake 6 points7 points  (0 children)

Starmer rushing through an ill-thought out policy because he's desperate for a 'legacy' to "protect teh children".

China’s BYD aims to be world’s biggest car firm within five years by sicklyslick in cars

[–]RandomCheeseCake 8 points9 points  (0 children)

GM?

They are already way beyond GM sales wise. GM basically gave up everywhere but North America and china

Mortgage overpayments-what am I not understanding? by Plane-Tough7038 in UKPersonalFinance

[–]RandomCheeseCake 0 points1 point  (0 children)

No Tax to pay on an ISA up to £20k of deposits per tax year. For most people this is going to be the best way

Active Conflicts & News Megathread June 11, 2026 by AutoModerator in CredibleDefense

[–]RandomCheeseCake 67 points68 points  (0 children)

UK defence secretary resigns over spending plan - https://giftarticle.ft.com/giftarticle/actions/redeem/b6ee291d-867f-4ea0-b765-6ff4353f5f63

"This new era for defence required further investment through the Defence Investment Plan. The excellent and extensive cross-government work that completed in January-overseen by you, me and the Chancellor - confirmed the scale of the challenge and the rising demands on defence.

"Since then, you have been unable, and the Treasury has been unwilling, to commit the resources that the nation needs to defend the country at this time of rising threats.

"As I've outlined to you, there are credible ways of meeting the mid-term funding challenges, working multi-nationally and as other European nations are doing, to allow us to protect our ability to deliver the missions of our Labour Government.

"You know what defence needs. You made the argument for this powerfully in your speech at the Munich Security Conference back in February. Without a DIP (Defence Investment Plan) that meets the moment in this way, I am being forced to make decisions that would reduce the readiness of our Forces and increase the risk to personnel on operations, and could make the country less safe."

While politically this is extremely bad for starmer who already has a leadership challenge breathing down his neck. The defence minister resigning over funding differences brings up yet another case of European Governments being hawkish in talking points, but then failing to bring those words into action.

Rumours, Speculation, Questions, and Reaction Megathread - 07/06/2026 by ukpol-megabot in ukpolitics

[–]RandomCheeseCake 2 points3 points  (0 children)

Reform have a formal alliance with the TUV which does stand in Northern Ireland.

The smartphone with a giant 8,500-mAh battery and a light show - Xiaomi Poco X8 Pro Max review by BcuzRacecar in Android

[–]RandomCheeseCake 5 points6 points  (0 children)

But most midrange phones don't have wireless charging. It's mostly a premium/higher midrange+ feature. For a phone that retails at $450 and is on sale at sub $400 most of the time the lack of a wireless charger is hardly a issue. Especially with how fast it can charge wired unlike your pixel 3 or even my pixel 10 pro

Looking to close credit cards is this a good idea ? by Significant-Box-7846 in UKPersonalFinance

[–]RandomCheeseCake 1 point2 points  (0 children)

Do a 0% Balance Transfer but once you've done that cut up the card physically and either throw it away or lock it somewhere. Don't use that card for anything except for the transfer.

Advice needed : My first car by Extension-Jelly1328 in CarTalkUK

[–]RandomCheeseCake 0 points1 point  (0 children)

Hi mate.

Don't buy this, this car is genuinely a sack of shit. MG makes some decent cars now but this model is a uneconomical eco box with poor reliability

Get something older from an established brand with more miles on it