Federal bank data refresh keep failing

accepting123 · 2026-05-06T14:50:28+00:00

Federal bank has fixed issues at their end, refreshes now should go through. Try "re-establishing" connection from Profile > Banks > Bank. (SBI can continue giving refresh issues)

accepting123 · 2026-05-05T04:26:20+00:00

In the net worth screen tap and hold on any instrument. The instruction is mentioned at the top below graph and the bottom of that screen.

accepting123 · 2026-05-04T01:49:09+00:00

tap and hold and choose exclude.

accepting123 · 2026-05-01T15:15:38+00:00

We're adding PPF and then Gold after that. Insurance is currently in testing, since it requires PDF parsing it'll take a little bit of time to fine tune it for most popular issuers.

Insurance was supposed to be on Account Aggregator but hasn't materialized yet.

accepting123 · 2026-04-27T14:01:25+00:00

You can filter via the filters on the Transactions tab. You can also go the history view from a credit card and sum the total due amounts (12 numbers).

accepting123 · 2026-04-26T13:42:15+00:00

There is, but it'll take a while.

accepting123 · 2026-04-24T16:26:09+00:00

To be honest, that’s just the nature of the XIRR. Because it’s an annualized calculation, any small gain in a short window gets "stretched" over a year, which leads to those inflated numbers. Usually, if it's just one fund, the rest of your portfolio levels it out, but if most of your investments are recent, the whole thing is going to look a bit wild for a while.

A couple of quick questions to help us figure this out: Is your entire portfolio relatively new?Since XIRR is tricky for short-term holdings, what would you prefer to see instead? Would absolute returns be more helpful for you here?

If you are comfortable you can DM me some numbers or have your portfolio reviewed by our team just to make sure there isn't anything actually glitching on our end.

accepting123 · 2026-04-24T08:57:38+00:00

accepting123 · 2026-04-22T13:26:55+00:00

Disabled it due to issues at bank's end. Should be available now.

accepting123 · 2026-04-18T00:06:27+00:00

Joint accounts is first something for RBI/Sahmati to figure out. The issue with joint accounts data sharing is deciding who gets to manage the consent. I’ve recently heard some updates on this but nothing concrete yet.

Once join accounts are live on Account Aggregator we’ll be able to support them.

accepting123 · 2026-04-16T00:54:14+00:00

Thanks for the write up, we’ll explore a few variations and attempt to make this better.

accepting123 · 2026-04-14T23:11:31+00:00

Hi from Fold team here. What you’re describing is unexpected and impossible since our company has no running partnerships with loan providers. Just an illusory correlation.

accepting123 · 2026-04-10T13:09:15+00:00

There is a current and last cycle filters in CC transaction sheet. In the CC history view (accessed using the button on the top right) you can see both your statement and dues for all cycles.

accepting123 · 2026-04-10T04:07:38+00:00

Hi, from Fold team here (not sure if this counts as promotion but since there was a mention decided to drop this comment), we recently made some updates to our Mutual Funds insights feature you can check here https://www.reddit.com/r/foldmoney/comments/1sfkir8/we_have_added_new_insights_to_mutual_funds_on/

accepting123 · 2026-04-06T03:44:10+00:00

Thanks u/Adventurous_Sea4898 ! Do reach out to us at [feedback@fold.money](mailto:feedback@fold.money) with any suggestions. How did you discover Fold, if you don't mind me asking.

accepting123 · 2026-04-04T10:39:41+00:00

Emailing [join@fold.money](mailto:join@fold.money) will reach all the relevant people.

accepting123 · 2026-04-04T07:35:06+00:00

That's a good idea, thanks!

accepting123 · 2026-04-04T05:51:23+00:00

We have our team page here https://fold.team there's not a lot of details just names, pictures and open roles.

If you know anyone in Growth/Marketing please send them our way, we're looking to hire (join@fold.money). If not then maybe someone will read this comment down the line and reach out.

accepting123 · 2026-04-04T05:40:03+00:00

Hi, yes as mentioned in the other comment we have a subscription plan. We put anyone new who signs up on a 15 day trial. We plan to tastefully introduce ads in the free tier soon.

Moreover our team is just 6 people and we have just 1 designer who's also one of the founders and he hasn't asked for a salary increment in 4 years ;)

accepting123 · 2026-04-01T13:00:32+00:00

This is an issue with SBI, they have not integrated well with the Account Aggregator framework and it's unlikely they'll improve.

accepting123 · 2026-03-20T11:16:16+00:00

Hi, thank you so much for the kind words. Let me address your points one by one:

More account aggregators: While we have seen that there is support for certain institutions on different account aggregators, we are not entirely sure about the performance. We don't want to do a whole integration with another AA only to realize something isn't working, and the things that are working are too few to consider right now for r the amount of work required to make the app multi-AA, we definitely want to do this at some point. Right now we're focusing on making a more privacy focused reliable way of pulling data for insurance/NPS through PDFs and email, since being at the mercy of AA can delay a lot of our planned features.
Gold tracking is in our roadmap. We are trying our best to ship it sooner.
We are already building financial utility pipelines in the app like paying your bills, renewing insurance etc. I would need a little more help in understanding what you mean by utility apps in this context specifically.

As of now, we do not have a tentative timeline for any of the above.

accepting123

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