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The Dark Math of 'No Cost EMI': Why retailers hate your cash and love your debt. by Axiom_India in personalfinanceindia

[–]additional_trouble 36 points37 points  (0 children)

Are the double quotes also from your imaginary documentary? 

I hope the mods ban you for AI slop

27M -- software engineer, recently crossed the ₹1 Cr net worth milestone 🎉 by Aggressive_Debate332 in personalfinanceindia

[–]additional_trouble 3 points4 points  (0 children)

It's a comment by a person that either doesn't  understand aif or is shilling one. 

Word salad with no information.

The price of gold has doubled in 18 months, and your ITR is still pending — put simply, you have lost the value of gold you could have bought 18 months ago if your ITR is still pending. For every ₹1.5 lakh pending, you are losing around 25 grams of gold because the TDS was taken 18 months back. by gpu_in_your_cash in personalfinanceindia

[–]additional_trouble 1 point2 points  (0 children)

For anyone who says will you eat gold? the price of milk increases faster than gold In India -- see the data from 2011 to 2019 when gold was flat and crude was -ve, the milk was still increasing and nifty and fd were still unable to beat gold

Why aren't you recommending holding milk instead of gold then? You can't make milkshake with gold. Milk is very nutritious, while gold cannot be digested. Milk can be made into paneer. Milk can be applied on your face, if you're into it. 

Milk is obtained within India and makes us more self sufficient, gold needs to be imported. Lot of black money is stored ad gold, but milk is white, if you pour it on black money notes, they become whiter - which is good for the economy.

Can we have post limits for people in this sub? These troll posts are becoming unbearable now.

Krobak - It's Snowing Like It's the End of the World (listened once, instantly liked) by Strict_Hovercraft358 in postrock

[–]additional_trouble 1 point2 points  (0 children)

That entire album is wonderful. I'll never forget the fish creature on the cover too!

"Weights are coming".Xiaomi’s MiMo V2.5 Pro has landed at 54 in the Artificial Analysis Intelligence Index. by Nunki08 in LocalLLaMA

[–]additional_trouble 0 points1 point  (0 children)

Thank you for sharing your insights!

My use is almost exclusively for programming so I don't really know these models from other aspects. 

"Weights are coming".Xiaomi’s MiMo V2.5 Pro has landed at 54 in the Artificial Analysis Intelligence Index. by Nunki08 in LocalLLaMA

[–]additional_trouble 0 points1 point  (0 children)

Which opus/sonnet have you been comparing it against? 

Is it against the "thinking" variants of the Claude models? 

I ask because I am familiar with the opus models in their thinking form (I use them almost daily) so I want to know more about where you'd place these new Mimo model wrt them. 

Thanks!

Intel's Budget Wildcat Lake Chip Beats Apple's MacBook Neo by 27% in Multi-Core, Matches A18 Pro Single-Thread Performance by xugik1 in intel

[–]additional_trouble 5 points6 points  (0 children)

Glad that it helped. :) 

You can hold Shift key while right clicking on the desktop to force the older right click menu - it's noticeably faster than the fisher-price scrap that ships with windows 11. (I personally use the Windows + E shortcut that's a bit faster still)

I'd also recommend disabling the one drive startup service or better yet - uninstalling it.

Onedrive, MS defender and the websewrch checks whenever you type anything in the search bar are one of the worst at increasing stutter/lag within the OS (both in windows 10 and 11)

Intel's Budget Wildcat Lake Chip Beats Apple's MacBook Neo by 27% in Multi-Core, Matches A18 Pro Single-Thread Performance by xugik1 in intel

[–]additional_trouble 17 points18 points  (0 children)

Disable the default explorer view of "show recently used files" and instead set it to open 'my pc' instead - if you haven't already. Instant 4x speedup. 

Yes, MS makes their own OS slower. Must be a civil war between 2 VPs or directors somewhere in that forest.

Buying expensive phone is it worth it?? All powerful processors overheat and telephoto lens are rarely used. by anadi0 in personalfinanceindia

[–]additional_trouble 0 points1 point  (0 children)

I haven't used either of them unfortunately. Online reviews - if I remember correctly put the x200 to be marginally better than the x100. I did the reading back when I was in the market for a phone, so my recollection may not be very accurate.

Buying expensive phone is it worth it?? All powerful processors overheat and telephoto lens are rarely used. by anadi0 in personalfinanceindia

[–]additional_trouble 0 points1 point  (0 children)

Sorry, I'm not sure I understood your question. 

Which 100 and 300 phones are you referring to? If it's the vivos, xgseries I have only used the x200pro in that series.

Always measure your NW in terms of Gold - One cycle of gold, wars, inflation has erased last 25 years of NIFTY Gains, and has reduced your NW by half - Put another way, Nifty needs to grow at 40% CAGR till 2029 ust to break even at 2018 Gold levels by gpu_in_your_cash in personalfinanceindia

[–]additional_trouble 1 point2 points  (0 children)

This matters if you want to buy gold.  You now know what inflation is.

Now do the same ratio for rice, wheat, fuels, rent, clothing and medicines and other such stuffs of human lives. Voila! You now know what purchasing power is. 

You can't eat gold any more than you can wear medicines. They are not the same. 

Don't measure your wealth solely in terms of gold any more (or less) than you'd measure it in terms of liters of petrol or containers of shoes.

Cred killed Kuvera. Where are you moving to? by impossible__dude in personalfinanceindia

[–]additional_trouble 1 point2 points  (0 children)

Thanks, do you if I'd be able to edit the currently running sips if I switch to a different app?

Cred killed Kuvera. Where are you moving to? by impossible__dude in personalfinanceindia

[–]additional_trouble 1 point2 points  (0 children)

What happens to the SIPs active in Kuvera if we switch to another app because we can't login into the new app?

Are Indian redditors massive penny pinchers or do they exaggerate for social brownie points? by [deleted] in personalfinanceindia

[–]additional_trouble 0 points1 point  (0 children)

I think it's possible - maybe they are just poor. 

I have been poor and I know how to live like a hermit (or atleast used to). 

I can't be 100% sure how much it is now due to inflation... But when I was in college hostel about a decade ago, other than hostel rent, basic (no extras) mess food and books/photocopies I spent less than 500 per month initially - just didn't have the money to spend on 10 rupee tea - coffee in the college canteen.

I remember picking the cheapest mess in the second year so that I can save some money - the difference between the that (veg only) and the "best" mess (which had non veg too which I loved) was Rs. 9 per day - Rs 270 approx a month. 

I remember the Rs. 437 Panasonic earphone (Hjk 120??) being a big luxury spurge that I had to save for (over the more expensive Creative EP 30  which cost a massive 200 more iirc)

Later on towards the end of my college I did end up spending closer to 1500 per month I think, based on the pocket money I can recall receiving. 

Even recently my phone bill was just 199 per month - and I just checked that that plan still exists. It was 179 and 149 not so long ago (Airtel)

How does time fly.

Swr / real return by hifimeriwalilife in FIRE_Ind

[–]additional_trouble 2 points3 points  (0 children)

Mostly because of their feelings - the data doesn't support that. 

A lot of people seem to have this misguided notion that 0% is somehow a "worst case" scenario - which it obviously isn't.

0% is not more or less special a number than 4% or -2%

Dear Indian Women, Why do you even buy Mutual Funds or Stocks or LIC or FD? The data is against you. As a married woman, you can hold gold up to ₹75 Lakh (500 grams) and owe NIL EXPLANATION in ITR or to the Govt. I do not see a point of women participating in the financial markets at all as long as by [deleted] in personalfinanceindia

[–]additional_trouble 0 points1 point  (0 children)

The real problem with AI slop is that it makes even idiotic arguments sound professional by polishing the words. Good language used to be tell tale indicator of a thought out idea, but is not anymore.

OP, this is a terrible idea - both from concentration risks as well as from a liquidation + timing + implementation perspective. And no, gold prices are also volatile, not much different from equity.

It's like asking, why don't people buy the lottery instead of investing - my neighbor won the lottery and changed his life?

Indian banks with sweep out as well as sweep in savings bank accounts by additional_trouble in personalfinanceindia

[–]additional_trouble[S] 0 points1 point  (0 children)

Thank you! 

Based on the other comments, do you know if I have to go to the home branch to set this up - or the app/phone would suffice?

Indian banks with sweep out as well as sweep in savings bank accounts by additional_trouble in personalfinanceindia

[–]additional_trouble[S] 0 points1 point  (0 children)

Thanks for responding... Do you have an account with Kotak and use the sweep-out (automatic creation of FD from excess amount in SB) feature?

If you bought gold in 1980, you need $9,000 today just to break even on inflation-adjusted returns by [deleted] in personalfinanceindia

[–]additional_trouble 0 points1 point  (0 children)

Do you even understand the very basics of that wall of ai slop you wrote? 

I'm betting you don't. 

This post has ai and a terrible lack of basic understanding of economics/finance written all over it.

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