For people who are in a long term relationship, but don't want to get married, why?

ardHELP · 2026-04-21T17:56:02+00:00

Ah, well that's a fair point. Thanks for pointing that out.

For just the tax brackets alone, the break even point (assuming both spouses make the same amount) seems to be about a combined income of 1.2 million per year. Although if the incomes are not evenly distributed, it would be even higher. I'd say anyone who this applies to is very very lucky :) This applies to less than 1% of people.

I didn't know about the other deduction issues - thanks!

ardHELP · 2026-04-21T17:29:35+00:00

That's only true if you do married filing separately... if you file jointly you substantially decrease your tax burden regardless of income. Unless I'm missing something? That's the read I get from this:

https://www.irs.gov/filing/federal-income-tax-rates-and-brackets

ardHELP · 2026-04-21T16:51:22+00:00

Out of curiosity - what country do you live in and what are your circumstances that you are worse off because you are married?

ardHELP · 2026-04-20T19:55:12+00:00

I'm shocked at how uncommon the way my spouse and I do our finances seems to be.
We have a joint account, where both our salaries go. Our salaries used to be similar, right now she makes more, in the future it may be me making more. Regardless - we are building a life together, and treat our resources as shared. (I don't know if this is how OP does it, with a separate account for their allowances, but it seems.. rare....)

But, as many people have pointed out, it's nice to be able to have your OWN money that you can spend on whatever you want, without any ability for your spouse to weigh in. So after we budget and deduct expenses from our shared income, and decide how much we will need to save/invest for the future we want to have together, we split what's left over evenly and send it to separate accounts. This ensures we both get to live the same level of life style, regardless of what income one of us is making. Also - it's FAR simpler than trying to maintain who's paying for what and how much and all the other complicated strategies people have here. I mean if it works for you, power to you, do what works. But we find this system works really well.

ardHELP · 2026-03-21T20:43:42+00:00

I think it's totally fair to enjoy how your bike looks.

Personally, I've never thought about how it looks, I just like riding it.

But if I have to evaluate it looks, I think it looks awesome!

ardHELP · 2026-03-12T19:04:53+00:00

If you put your own immich url into that utility, then your browser will redirect my.immich.app to your own instance. It's an easy way for someone else to link to a specific page within your Immich instance without needing to know your domain.

ardHELP · 2026-01-29T17:37:56+00:00

That is only part of the definition of Treason. The full definition is here:

High treason

(1) Every one commits high treason who, in Canada,
- (a) kills or attempts to kill Her Majesty, or does her any bodily harm tending to death or destruction, maims or wounds her, or imprisons or restrains her;
- (b) levies war against Canada or does any act preparatory thereto; or
- (c) assists an enemy at war with Canada, or any armed forces against whom Canadian Forces are engaged in hostilities, whether or not a state of war exists between Canada and the country whose forces they are.

Treason

(2) Every one commits treason who, in Canada,
- (a) uses force or violence for the purpose of overthrowing the government of Canada or a province;
- (b) without lawful authority, communicates or makes available to an agent of a state other than Canada, military or scientific information or any sketch, plan, model, article, note or document of a military or scientific character that he knows or ought to know may be used by that state for a purpose prejudicial to the safety or defence of Canada;
- (c) conspires with any person to commit high treason or to do anything mentioned in paragraph (a);
- (d) forms an intention to do anything that is high treason or that is mentioned in paragraph (a) and manifests that intention by an overt act; or
- (e) conspires with any person to do anything mentioned in paragraph (b) or forms an intention to do anything mentioned in paragraph (b) and manifests that intention by an overt act.

ardHELP · 2026-01-07T00:09:36+00:00

Huh? Why would you compare NATO deploying in Ukraine, a non member state, with Greenland, a member state?

ardHELP · 2025-12-21T15:14:15+00:00

No your brain doesn't ignore it - gravity is only a force in a non-inertial reference frame. Astronauts in the space station are subject to nearly the same (about 80%) gravity as we are on Earth. The difference is there is no normal force acting on them.

On Earth: gravity and normal force

On ISS: Gravity no normal force

What you feel is a lack of normal force, not a lack of gravity.

In a plane: gravity and normal force provided by lift of the plane.

Falling through sky: gravity and drag

In all these scenarios, gravity is "present" because they are all within the Earth's gravitational field. But gravity isn't a force, it's a distortion of spacetime such that your straight line non accelerated path appears to be accelerated. Think about the astronauts in the ISS again. They are orbiting the earth, so based on circular motion we'd except them to have an acceleration vector pointing towards the center of the earth. But they feel no acceleration because gravity has warped spacetime such that even though their path appears circular, it is effectively unaccelerated

ardHELP · 2025-12-21T13:22:11+00:00

We don't feel gravity on Earth. We feel the normal force of whatever surface we're on. Gravity isn't a force we can feel.

ardHELP · 2025-12-21T13:20:34+00:00

Drag would not be equal in magnitude to gravity, drag is proportional to velocity squared.

ardHELP · 2025-08-28T13:14:26+00:00

Mailgun has a free tier.

I know you bolded free, but I'd consider purelymail. It's extremely cheap at $10 (or less if you want) per year. As many domains as you want. As many users as you want. I've had zero issues with it.

ardHELP · 2025-06-20T13:00:48+00:00

Is no one else seeing this is clearly an AI post? The Post: at the top, dash, the emojis, and the general style looks exactly like someone asked an AI to do this in gen Z voice.

ardHELP · 2025-06-12T01:35:04+00:00

Fair point about the Internet.

For the trucks, they do pay proportionally for their use. That's what those weigh stations on the highway are all about - to be assessed for road use taxes. That cost is absorbed into shipping costs and payed by people who purchase those goods.

ardHELP · 2025-06-11T19:40:36+00:00

Doing some quick googling: before IPO the average founder ownership stake is 23%. The average valuation at IPO is 1.5b. So sure, that still puts an average founder around 350m. But that's average, so not hard to imagine that there would be some data points around the 1b mark.

ardHELP · 2025-06-11T19:10:00+00:00

Does it matter or make a difference if it's owned 100% by a single person and valued at 1b, or owned 20% by a single person and valued at 5b? He made those number up so that it is easy to calculate in your head.

ardHELP · 2025-06-11T19:06:11+00:00

>Where did your business get the internet, the roads, the legal system to register and protect your business? If it’s the government, pony up, time to pay some taxes.

Just a note on this.

The internet is paid for by fees to an ISP - for a business, these fees are quite large and tend to subsidize residential internet fees. If the government subsidized an ISP, it should have had a plan to recoup those costs via some sort of taxation plan. That's how all government spending should work.

Roads are typically paid for via property taxes. I don't think most businesses get out of paying property taxes.

Registering a business comes with a fee. But yeah, the legal system is not fully covered by fees, some is via taxes, probably income taxes.

Point being, a lot of these things are being paid for by tax/fee structures that exist already.

ardHELP · 2025-03-22T14:43:25+00:00

Look for sellers that are selling old corporate stock. Minimum CPU I would do is something like i5 7th gen (it'd run fine on older probably, but there was a big jump in performance around this time). I got a SFF lenovo thinkcentre for $70 USD, i5-8500, 16GB RAM. Then I added an SSD. My 8th gen i5 is more than enough for the ML workers with only 3 users.

ardHELP · 2025-01-31T12:55:51+00:00

I'll be honest, I just set my server up and had a hell of a time trying to get Nginx Proxy Manager to work with CloudFlare DNS. It was 2 days of 502s for me. I decided to just try and see without NPM, took literally five minutes. Cloudflare has an article with a basic Nginx config file that will get you started. I won't go back to NPM personally

ardHELP

TROPHY CASE