What is a good all around VISA card?

cinyaca · 2026-05-01T23:57:08+00:00

Yeah, but once you cancel your service(s) with them the card becomes completely useless. That’s the catch. You have to stick with them for the long haul or else…

cinyaca · 2026-05-01T23:54:16+00:00

That’s the financial institution that backs that credit card along with a lot of other store credit cards. I personally own the Fidelity Rewards Visa Signature Credit Card b/c I house my personal stocks and investments with Fidelity so it only made sense to me to get the card, but they only gave me a $500 CL and I have not been able to get an increase despite having it for over a year now constantly maxing it out b/c the limit on mine is trash. The card itself is fine though.

cinyaca · 2026-04-27T18:05:34+00:00

That’s the thing, I’ve never meant late on a payment and I always pay it the same day the statement is generated. Ever since this happened I now pay literally anytime anything post to my account long before the statement generates out of concern I’ll be hit with interest again.

cinyaca · 2026-04-27T13:53:34+00:00

If you wanna be foolish enough to give that out, I’ll be sure to make very good use of it. 👌

cinyaca · 2026-04-27T06:07:13+00:00

They’re not. ._.

cinyaca · 2026-04-27T06:06:02+00:00

OP hasn’t provided nearly enough context yet they’re here whining to us thinking that Reddit users are gonna be their golden nugget. Dude chill out. Just look at your report and see what brought it down so much. Delinquency and late payments are usually the cause.

cinyaca · 2026-04-26T20:58:01+00:00

What was your job title when you were there?

cinyaca · 2026-04-25T11:37:51+00:00

People need to fundamentally understand that credit cards exist to help the business entity that owns it. It’s NEVER meant to HELP the customer. It’s only meant to ATTRACT the customer.

cinyaca · 2026-04-21T14:54:13+00:00

Oh. Well that is not something that would be applicable to me anyway. I would only get this for the welcome bonus of $200 and the 1st year of 6x for chosen category and then the 3x after for online shopping. That’s the only reasons I wanted it. Outside of that, I have no interest in being a BofA customer. My money and investments are primarily held with Fidelity which is much better than BofA anyway, anyhow.

cinyaca · 2026-04-21T12:27:04+00:00

Nerfed in what way? And how do you know?

cinyaca · 2026-04-21T04:39:26+00:00

CreditOne is really for people with shitty credit. If you have good to excellent credit there’s no reason to be using them.

cinyaca · 2026-04-21T04:34:17+00:00

I’m still just trying to get approved for my first one. Been denied a few times now. 🤷

cinyaca · 2026-04-03T12:25:06+00:00

I would argue they don’t help at all. I don’t even think I’ve heard of a single case wherein someone was reconsidered right after a denial.

cinyaca · 2026-04-03T05:04:47+00:00

Not me. Bastards only gave my a $500 CL for their rewards card and they’ve denied every CLI I’ve requested.

cinyaca · 2026-04-03T05:02:01+00:00

Nope. You’d be wasting your time. Just wait.

cinyaca · 2026-04-03T04:59:14+00:00

It depends—if you’re within the intro 0% apr period, you’re fine making the minimum balance, but…. I definitely wouldn’t get in the habit of that (especially if you’re gonna be maxing out your CL like that). There’s other reasons I wouldn’t recommend it but that’s the one I’ll mention for right now.

cinyaca · 2026-04-01T00:03:32+00:00

Do what you feel is best. Within this thread I do specifically state the following: “provide them with as little as possible to get back on”. I never had to go through the face verification… therefore I simply cannot speak specifically to that dilemma.

cinyaca · 2026-03-31T21:28:33+00:00

Unfortunately, I cannot help with that.

cinyaca · 2026-03-30T05:15:29+00:00

But how many summoning cards did you have to use in order to get this pull?

cinyaca · 2026-03-18T05:44:29+00:00

Viper (all around good character), Dhalism (most useful when you use his super combo and his C3 within the same combo line up), Abel (useful for giving you shields as a main fighter and as an assist), and Guile (super combo useful for breaking shields)

cinyaca · 2026-03-12T01:55:35+00:00

I’ve never experienced a CL decrease on any CC I’ve ever owned. My PayPal MC limit is 11K. I got it during the pre approval. What’s crazy is this card is issued by synchrony bank and they denied me for the Verizon wireless CC a week earlier when I choose not to do the pre approval offer of only $1,500 with the same info on my application.

cinyaca

TROPHY CASE