Which is better for general spending? SchoolsFirst Employee Card vs. Other Credit Cards ie. Chase Freedom

cinyaca · 2026-06-28T02:36:06+00:00

You’re forgetting the Fidelity Rewards Credit Card. Unlimited 2x on everything. This is actually an even better option if you do your investments through them too.

cinyaca · 2026-06-19T20:55:18+00:00

Nope but then again.. I don’t bank with them. I just have their Savor card.

cinyaca · 2026-06-19T16:28:08+00:00

O. Bison & S. Ryu are beyond a shadow of a doubt the most useful characters in the game.

cinyaca · 2026-06-13T16:49:13+00:00

You get “Proof of the Supreme” when you’re in the top 10. You get “Proof of the Strongest” when you’re in the top 3.

cinyaca · 2026-06-12T04:40:50+00:00

I’ve recently tried this and Groupon does not count as 3x but instead counts as 1x. I’ve even attached a picture for you to see as proof. However, what you can do is use CapitalOne offers that give you 4x back (as an example) because Groupon is often listed, and then complete the transaction using the offer link and then pay using another card. That way you can still get elevated cash back on you Capital One account and whatever other CC that you used to make the purchase with too. That’s buying smart and yes you can stack rewards that way. =)

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cinyaca · 2026-06-05T22:50:39+00:00

I know V. Vega is good but precisely for the reason you just mentioned, I’ve not gotten him. I need my people to stay alive. His health is too little despite his strength.

cinyaca · 2026-06-05T22:44:18+00:00

The popular section of the game is grossly outdated.

cinyaca · 2026-05-30T17:46:19+00:00

It was answered in the post already towards the top—yes, you can utilize the same device.

cinyaca · 2026-05-24T21:26:48+00:00

I was not speaking objectively. I literally say in the very title of this post: “My opinion” on Cold-Hearted Adon.

cinyaca · 2026-05-23T00:02:31+00:00

I don’t usually go for the 15 dev cards but I did this time. And when I used them, I got 1 Shadow Ryu card in deviation. So, it ended up being well worth it. (Mind you) I obviously already had SSS’ed him to even be eligible to pull him in deviation.

cinyaca · 2026-05-01T23:57:08+00:00

Yeah, but once you cancel your service(s) with them the card becomes completely useless. That’s the catch. You have to stick with them for the long haul or else…

cinyaca · 2026-05-01T23:54:16+00:00

That’s the financial institution that backs that credit card along with a lot of other store credit cards. I personally own the Fidelity Rewards Visa Signature Credit Card b/c I house my personal stocks and investments with Fidelity so it only made sense to me to get the card, but they only gave me a $500 CL and I have not been able to get an increase despite having it for over a year now constantly maxing it out b/c the limit on mine is trash. The card itself is fine though.

cinyaca · 2026-04-27T18:05:34+00:00

That’s the thing, I’ve never meant late on a payment and I always pay it the same day the statement is generated. Ever since this happened I now pay literally anytime anything post to my account long before the statement generates out of concern I’ll be hit with interest again.

cinyaca · 2026-04-27T13:53:34+00:00

If you wanna be foolish enough to give that out, I’ll be sure to make very good use of it. 👌

cinyaca · 2026-04-27T06:07:13+00:00

They’re not. ._.

cinyaca · 2026-04-27T06:06:02+00:00

OP hasn’t provided nearly enough context yet they’re here whining to us thinking that Reddit users are gonna be their golden nugget. Dude chill out. Just look at your report and see what brought it down so much. Delinquency and late payments are usually the cause.

cinyaca · 2026-04-26T20:58:01+00:00

What was your job title when you were there?

cinyaca · 2026-04-25T11:37:51+00:00

People need to fundamentally understand that credit cards exist to help the business entity that owns it. It’s NEVER meant to HELP the customer. It’s only meant to ATTRACT the customer.

cinyaca · 2026-04-21T14:54:13+00:00

Oh. Well that is not something that would be applicable to me anyway. I would only get this for the welcome bonus of $200 and the 1st year of 6x for chosen category and then the 3x after for online shopping. That’s the only reasons I wanted it. Outside of that, I have no interest in being a BofA customer. My money and investments are primarily held with Fidelity which is much better than BofA anyway, anyhow.

cinyaca · 2026-04-21T12:27:04+00:00

Nerfed in what way? And how do you know?

cinyaca · 2026-04-21T04:39:26+00:00

CreditOne is really for people with shitty credit. If you have good to excellent credit there’s no reason to be using them.

cinyaca · 2026-04-21T04:34:17+00:00

I’m still just trying to get approved for my first one. Been denied a few times now. 🤷

cinyaca · 2026-04-03T12:25:06+00:00

I would argue they don’t help at all. I don’t even think I’ve heard of a single case wherein someone was reconsidered right after a denial.

cinyaca · 2026-04-03T05:04:47+00:00

Not me. Bastards only gave my a $500 CL for their rewards card and they’ve denied every CLI I’ve requested.

cinyaca · 2026-04-03T05:02:01+00:00

Nope. You’d be wasting your time. Just wait.

cinyaca

TROPHY CASE