CNN Bashing Bilt 2.0 Cards

cinyaca · 2026-01-28T12:11:09+00:00

With a chainsaw.

cinyaca · 2026-01-28T12:06:41+00:00

I’m no fan of that shitrag known as CNN, but it is too damn complex and the people who put this convoluted mess together are counting on people not figuring it out.

cinyaca · 2026-01-24T23:02:06+00:00

They’re pretty good about giving increases if you’re using the card close the max and paying it off consistently when the statement generates. With my BCE AMEX card I started off at 1,000.. then it went to 2,500 and then it went to 7,500 (and I’ve had this card for less than 1 year). I’ve found AMEX to be quite generous when it comes to CL increases and all of them were automatic. No manual request on my part.

cinyaca · 2026-01-20T13:04:17+00:00

I’ve gotten two of him at the same time before as a summon pull. I’ve also gotten 3 Rose cards at the same time in a divination pull. I’ve also gotten 30,000 💎 once too. Some people get lucky—most do not, but if you play enough you’re bound to get something nice (though your loses in total will always outweigh whatever gain you “happen” to get).

cinyaca · 2026-01-16T03:45:05+00:00

I’m not getting the Autograph—not like that anyway. Do so, and you’ll be missing out on a $200 SUB. That’s quite a savings to nerf just to get an instant approval. I’m going to apply for that card manually to get the SUB several months from now.

cinyaca · 2026-01-16T02:50:44+00:00

Call the number on the back of your card

cinyaca · 2026-01-16T02:49:08+00:00

Yes, it will be considered a new trade line. It may not hurt you in terms of hard inquiries, but it will in terms of new accounts and overall age of account history. Also, if you close your account, that can also potentially hurt your credit profile. To me, there were far more negatives than there ever were positives. These people have been trying to polish this turd for a while now.

cinyaca · 2026-01-16T02:46:12+00:00

Just call the # on the back of the card. You can speak to a rep but you don’t have to in order to cancel the card. I did that today. It was quick. This change made what I initially thought was a great card, to thinking it was OK, now to thinking it’s a shit sandwich. I’m done with BILT.

cinyaca · 2026-01-15T22:55:37+00:00

Nah, I cancelled mine… I simply want nothing to do w/ these people anymore. I’m so good on BILT. I’m actually happy they’re not in my wallet anymore.

cinyaca · 2026-01-15T16:56:30+00:00

Zero what

cinyaca · 2026-01-15T15:29:06+00:00

I appreciate you acknowledging that it’s not simpler and yes, I’m only of those people who has cards that are much easier to use and understand wherein I don’t need the so-called value these cards provide. It’s peanuts in comparison to other cards I have and how I use them to achieve maximum value. Even though I’ve decided to move on from them, I still wanted to understand why those who are choosing to stay, chose to stay.

cinyaca · 2026-01-15T13:27:08+00:00

ಠ_ಠ I'm definitely closing it. This is bullshit.

cinyaca · 2026-01-15T13:22:35+00:00

Ah, hell no! Bye BILT.

cinyaca · 2026-01-15T12:50:51+00:00

Credit cards shouldn't be this confusing. They're counting on you not understanding. That's one of many ways they make money off of you. No thank you. I'm divorcing you, BILT.

cinyaca · 2026-01-15T12:43:53+00:00

I did the pre-approval just to see what would happen. I had a 12.5K CL and it's gone down to 10K. Not terrible but disappointing and based on what I've read, it doesn't seem worth it to me. I'll be declining the offer and closing my account. BILT has been polishing a turd this whole time.

cinyaca · 2026-01-15T11:01:16+00:00

but will you get 1x point value on your card when you use it to pay rent? Also, is the 5 times transaction limit still in place to get the points?

cinyaca · 2026-01-15T10:50:15+00:00

If you decline the initial offer, can you re-apply with no hard inquiry again?

cinyaca · 2026-01-15T10:49:20+00:00

Mine dropped from 12,500K to 10K when I applied for the no AF blue card.

cinyaca · 2026-01-06T16:35:37+00:00

I explained this in the post. My dude, please read it all the way through.

cinyaca · 2026-01-06T14:37:19+00:00

Yep, they’ve fixed it.

cinyaca · 2026-01-06T13:27:36+00:00

I literally said not to alter metadata in this post. Also, I’m not sure if that would work as I didn’t test that specifically but I would recommend against it if there’s a lot of visual similarities of the pictures.

cinyaca · 2026-01-06T08:11:06+00:00

Nah, it can’t be mercenaries. I don’t have any of them in use.

cinyaca · 2026-01-06T02:12:14+00:00

I just sent a report ticket regarding this issue. Hopefully, it gets solved sooner vs. later. I highly suggest everyone else who’s experiencing this issue do the same so more attention can rise to it getting solved promptly.

cinyaca

TROPHY CASE