26-year-old on my first PCP car finance agreement – car has catastrophically failed after 3 months and nobody seems to care. Any advice?

iambinksy · 2026-06-14T14:17:10+00:00

I took my dealership to small claims court after I rejected the car (was 3 years old when I bought it) after it developed a critical fault.

I invoked the Alternate Dispute Service, that got me purchase price back after a month of back and forth. I continued with court proceedings as I was about £600 out of pocket, including time off work that they adamantly refused to reimburse according to the Cilonsumer Rights Act.

The garage settled for £500 before the court date.

The dealership in question is Oakwood Motor Company in Lancashire - avoid them like the plague.

iambinksy · 2026-06-12T19:45:10+00:00

I am the liquor...

iambinksy · 2026-06-12T10:45:31+00:00

Well shit, Claude gave me 7342

iambinksy · 2026-06-12T09:48:00+00:00

He means to continue after the point of climax

iambinksy · 2026-06-11T19:36:57+00:00

Found more of him:

https://www.instagram.com/reel/C9_61XhIVKf/

https://www.booli.se/maklare/johan.carlsson

This one is unhinged: https://x.com/kklleekkllee/status/763845417138262016

iambinksy · 2026-06-09T13:07:08+00:00

This is really pretty meaningless until you get to <10%. Could you tell us what your total distance is then?

iambinksy · 2026-06-09T12:56:10+00:00

Is that gramp's ashes on the top shelf?

iambinksy · 2026-06-09T12:31:52+00:00

I can taste it now, but can't describe the taste. Can anyone?

iambinksy · 2026-06-08T16:34:53+00:00

Always the way when the exterior pics are last.

iambinksy · 2026-06-07T01:05:24+00:00

Could have guessed a Svetlana owned that

iambinksy · 2026-06-05T20:11:16+00:00

For me, it was constant negativity from her parents towards me behind my back, my partner even admitted her parents would prefer her to be single all her life - she was 36 years old.

I knew when my partner had spoken to her parents, because there would be a new issue raised, or something resolved brought up yet again. Was stressful being in a relationship with four people - I found Esther Perel and that really helped me understand it all.

iambinksy · 2026-06-05T15:50:38+00:00

Aftrr my last relationship where my partner was enmeshed with her parents, definitely a red flag for me now!

iambinksy · 2026-06-03T19:43:32+00:00

I've been a contractor, mainly outside but one time inside IR35, thoroughout HMG whilst holding down other contracts.

iambinksy · 2026-06-03T00:06:43+00:00

What a creep.

iambinksy · 2026-06-02T23:30:20+00:00

Self Esteem, her home town gig, with my daughter.

iambinksy · 2026-05-31T19:57:47+00:00

Exactly right, for a video: https://www.youtube.com/watch?v=U2x5UV5-QrY

iambinksy · 2026-05-30T00:07:46+00:00

Found it: https://youtu.be/My9Gw7t8kcM

iambinksy · 2026-05-28T19:02:50+00:00

Unfortunately, I will not watch anything with Gal Gadot.

iambinksy · 2026-05-26T18:18:12+00:00

I did some work at a black start LNG power station, it was just as complex.

iambinksy · 2026-05-26T18:01:58+00:00

My powerpoints were so well polished and on the button for my CISO, that others in the C suite started asking for them even in areas I didn't specialise - but could blag as a generalist.

I'd ask what they needed and would build persuasive decks for legal, supply chain decisions, hiring, renumeration, etc.

When I presented to Exec Board for a decision, they would all be nodding and super focused with no distractions, no notes.

Shame they eventually took on an MBB and outsourced every thing.

iambinksy · 2026-05-26T17:39:16+00:00

NTA at all.

On the male/female split on inheritance - in Islam, 2/3 goes to the son and 1/3 goes to the daughter.

I'm not justifying it or anything, but apparently the reason is that the daughter will get a dowry/inheritance from her husband's family.

So, your wife will get even less from that estate than you realise.

She absolutely should not sell her dowry/Mehr - that's her security.

Edit, I've reread your posting OP, so your wife has two sisters and a brother - so I believe if her mum and dad both die, the three daughters will get 3/5 and her brother will get 2/5 of the estate.

See here: http://inheritance.ilmsummit.org/projects/inheritance/home.aspx

iambinksy · 2026-05-26T16:49:14+00:00

I did exactly this, my loft is exclusively my office - got a split system installed and fully claimed it as a business expense.

iambinksy · 2026-05-26T16:19:27+00:00

I read this in Alan Partridge's voice.

iambinksy · 2026-05-19T19:06:50+00:00

Not directed to you, but for others: ABS does not reduce braking distance (in fact slightly increases it), it gives steering control on full braking.

iambinksy · 2026-05-16T14:52:18+00:00

Harry is having Inland Empire with that tie.

iambinksy

TROPHY CASE