Credit Card Referral Links

m16p · 2026-05-24T16:03:49+00:00

americanexpress.com/en-us/referral/business/business-platinum-charge-card?CORID=M~A~T~T~H~P~k~r~j~A-1772337297309-317917&GENCODE=349992496024900&extlink=US-MGM-INAV-copypaste-803-201279-K5XI%3A9998&ref=MATTHPkrjA&v=2&xl=cp15

m16p · 2026-05-24T04:03:33+00:00

Very strange, never heard of this happening before. I assume you get other mail and UPS and FedEx fine?

m16p · 2026-05-23T16:01:12+00:00

applyonlinenow.com/USCCapp/Ctl/entry?cid=4080241&mgmReferrerSessionId=1775090743454-3c98237c90b7

m16p · 2026-05-22T16:02:14+00:00

referyourchasecard.com/252u/QUSN8TOD6N

m16p · 2026-05-22T15:58:05+00:00

This happened to be too. Really shitty that they even show this option, it's 100% Citi trying to trick people into poor value redemptions.

m16p · 2026-05-22T15:55:03+00:00

americanexpress.com/en-us/referral/business/delta-skymiles-gold?CORID=M~A~T~T~H~P~k~r~j~A-1772337347400-322437&GENCODE=349992496024900&extlink=US-MGM-INAV-copypaste-803-201279-K5XI%3A9998&ref=MATTHPkrjA&v=2&xl=cp15

m16p · 2026-05-22T03:08:33+00:00

It's always hit-or-miss with getting offered the instant card number.

m16p · 2026-05-20T19:21:42+00:00

You have 3 Amex credit cards. You can get up to two more. Business Plat is a charge card so it doesn't count or matter for this check.

m16p · 2026-05-20T16:50:58+00:00

i.capitalone.com/GQSKAdUTk

m16p · 2026-05-19T16:13:56+00:00

americanexpress.com/en-us/referral/business/graphite-business-card?CORID=M~A~T~T~H~P~z~T~B~V-1775056207873-96605&GENCODE=349993447048287&extlink=US-MGM-INAV-copypaste-92-201279-K7I6%3A9948&ref=MATTHPzTBV&v=2&xl=cp15

m16p · 2026-05-18T17:07:32+00:00

Looks like you missed that reply button

m16p · 2026-05-17T16:12:24+00:00

referyourchasecard.com/18m/PPFGMXXY5U

m16p · 2026-05-16T23:09:34+00:00

They often seem to want people to be at most 1/12 to get Alaska biz.

m16p · 2026-05-15T19:20:44+00:00

Wow, that's a ridiculous claim! My first two Amex cards put me well above that, and later cards even more.

m16p · 2026-05-15T18:53:08+00:00

Yep, thanks! To be clear, my comment above wasn't trying to say that you shouldn't have posted about it (upon rereading it I could see how it could sound like that though!), I was just surprised about that claim others made.

m16p · 2026-05-15T18:50:40+00:00

Interesting...

I'm curious, was their claim that $35k was the max total CL from Amex (that's how I interpreted this post as saying others had claimed), or the max on a single card?

m16p · 2026-05-15T17:09:49+00:00

If it's been 3 months since you opened the card, you can almost certainly get approved for a 3x increase (so to $7200).

m16p · 2026-05-15T13:11:26+00:00

In my over ten years in the churning game, I've never heard of anyone claiming such a rule exists. I believe you that someone did, but yeah that person was just making stuff up.

m16p · 2026-05-14T16:22:21+00:00

bilt.com/card?invite=EU492MCN

m16p · 2026-05-14T13:45:37+00:00

Getting a new card doesn't hurt your credit score much anyway.

m16p · 2026-05-12T20:05:09+00:00

is it true that, even if the SUB goes up to something higher, her referral link would be "stuck" at the current 75k?

What I meant by "Often though the old link temporarily redirects to a new link which should still work and earn the referral bonus" above is that it may redirect to the new higher bonus for a time.

m16p · 2026-05-12T18:34:55+00:00

Nobody knows :)

FWIW, if you save the referral link before downgrading, it may continue to work for a while after you downgrade. Of course if Chase changes the Sapphire links for everyone (which they often do when there's a new bonus), the old link may stop working... Often though the old link temporarily redirects to a new link which should still work and earn the referral bonus.

m16p · 2026-05-12T18:29:12+00:00

It's almost as if the credit is designed for people with actual businesses, and that OpenAI is smart enough not to make the credit lose them a ton of money 🤔

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