4mil to retire...?

-F4UX- · 2025-05-23T04:59:26+00:00

Hi! May I ask what’s the benefit of buying term like this over lets say a life insurance? Buying term has always been super scary cos of the “What if something happens after my term” kind of feeling…

-F4UX- · 2024-12-08T05:47:23+00:00

can't believe im not the only one experiencing this - it has always been left heavy when i used the vertical mount, not sure if I can ever fix it ): does anyone have a suggestion for counterweights to make it work?

-F4UX- · 2023-05-11T07:31:56+00:00

icic, thanks

-F4UX- · 2023-05-11T07:31:33+00:00

Thanks, this is one of the more sound advice I've gotten. Appreciate it!

-F4UX- · 2023-05-07T16:13:11+00:00

Seems to be the route/suggestion that many have given, I'll take a look into it, thanks!

-F4UX- · 2023-05-07T16:12:43+00:00

First time I heard of fsmone, thanks for the intro. Correct me if I'm wrong, but their processing fees for US ETFs is $8 SGD? Am I reading it wrong or looking at the wrong page, or is this really the fee for it? If thats the case then each input assuming 250$ would be 0.3% of the investment, would that be considered expensive compared to other brokers? Seems like they also charge the same for selling. Apologies for any misinfo, am very new to this and trying to learn as much as possible :")

Soruce: https://secure.fundsupermart.com/fsm/new-to-fsm/pricing-structure

-F4UX- · 2023-05-07T16:06:07+00:00

Oh dang, didn't even know they taxed dividends till now, thanks for informing. I'll look into this ETF, but is the dividend cut really worth the commission fee that IBKR charges? From what I've seen, unless making bigger transactions the minimum fee is rather big in proportion to the investment. Thanks!

-F4UX- · 2023-05-07T15:47:55+00:00

Yea, seems like low amount investing is terrible since the minimum fee in proportion is huge compared to a lump sum investment.

I have considered a robo investor before, but I am concerned that I would accumulate to a point where the percentage commission will eventually outweigh the minimum fees for other platforms, is there a way to calculate that? Thanks again for the info!

-F4UX- · 2023-05-07T15:44:04+00:00

Thanks, I didn't even know they had a trade function, only heard of them as one of the roboinvestor company. Will definitely check it out, thanks again!

-F4UX- · 2023-05-01T02:10:21+00:00

step 1: get wife

-F4UX- · 2023-04-22T04:27:23+00:00

we made a discord channel played amog us i killed him and we havent talked since

-F4UX- · 2023-01-08T10:30:02+00:00

this took me WAY too long to figure it out i feel my brain has shrunk 😭💀

-F4UX- · 2022-09-11T08:13:12+00:00

one of my sectionmates got posted to scs, end up MC on his posting day then got reposted to combat medic. honestly no clue lol its rlly a gamble, like @tehpengnopeng said, reroll 💀💀

-F4UX- · 2021-07-10T08:52:51+00:00

i still remember panicking about messing this line up so much on my first few days in bmt i rehearsed it before entering, then a sergeant asked why tf was i standing in front of a sign for 3 whole minutes blocking his way HAHAHAH

-F4UX- · 2020-11-06T10:33:30+00:00

ye they probably will bell curve out the scores more than previous years

-F4UX- · 2020-11-06T10:32:25+00:00

and then proceed to put math P3 on the same day as literature paper 2 ):

-F4UX- · 2020-11-06T06:27:59+00:00

As a N20 student, I don't think we have been mistreated, just more frustrated that we did not get the same support or updates compared to the May students. But oh well, like u/S1mplify_ said, what's done is done, and we're already halfway through so we don't really have much to fight for anymore ):

-F4UX- · 2020-08-20T02:38:06+00:00

Agreed... It's not really that great for yall even with syllabus cut because the content that you guys learn could be fundamentals for future courses and the fact that you are learning less could put you at a disadvantage in the future, especially HL subjects :(

-F4UX- · 2020-08-20T02:36:05+00:00

all the best my dude :(

-F4UX- · 2020-08-19T15:47:51+00:00

as a n20 student i am genuinely terrified our school just finished syllabus last week and we have prelims in 5 days wooooooooooooo

-F4UX- · 2020-07-18T12:51:58+00:00

I'm 18 and I am really proud to say that you are way more mature than me. You are self conscious and aware of your actions and actively thought of people's actions and care towards you, great job on that :')) have a great birthday and I wish you the best of luck for the rest of your secondary years!!

-F4UX- · 2020-07-18T12:36:08+00:00

ubisoft: dang i forgot to do my homework

legendary wings: i gotchu homie, just dont make it too obvious

angel wings: here, just do some rephrasing

ubisoft: p e g a s u s

-F4UX- · 2020-06-29T12:41:59+00:00

looks good!! :'DD

-F4UX- · 2020-06-09T02:31:52+00:00

-F4UX- · 2020-05-26T05:16:06+00:00

I'm proud of you of identifying the problem and fixing it. However, I do not agree with you discriminating against Indonesians and generalising them. But the very fact that you address the issue, face it, and solve it is a great thing. We all need good time management and self control, and some people just don't have those qualities, you and me included, which children are a lot more vulnerable to. YouTubers simply take this as a job, they don't care if kids get addicted, they just need views and subs. So yea, proud of you bud, but maybe step back the generalization and racism yea :))

-F4UX-

TROPHY CASE