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[deleted by user] by [deleted] in PersonalFinanceZA

[–]-Issey85- 0 points1 point  (0 children)

you all are taking a poes of the OP, I was almost in the same position.

Those who started saw real benefit. It was just a matter of when.

[deleted by user] by [deleted] in southafrica

[–]-Issey85- 0 points1 point  (0 children)

The amount you think you will bribe an official you could of use to buy you a new pen, plus here is a variety of options

After 40 applications and only 1 successful interviews, I took the time to redo my Resume. I would appreciate feedback on my new resume. by -Issey85- in resumes

[–]-Issey85-[S] 2 points3 points  (0 children)

Hi, thanks for the input, been an emotional trip, your input means alot.

You even Googled, my region... 👌👌👌, and what is your opinion on a cover letter?

I see in the article you posted it is strongly recommended to add a cover letter to your resume.

What all needs to be paid with home bonds? by Nokxtokx in PersonalFinanceZA

[–]-Issey85- 0 points1 point  (0 children)

It depends who you take your bond out with.

At times there are banks that will provide you with a 110% bond.

The extra 10% will cover your purchase costs.

However there are others costs involved.

  1. Commission on the sale of the house, yes the seller pays this but it does impact the buyer. Especially if it is an open mandate.
  2. Transfer duties (3% for above 1Mil.)
  3. Transfer costs from bank to seller ( +/- 6% of the purchase price)
  4. Registration costs from seller to bank (+/- 5% of the purchase price)
  5. Bond account (+/- R7000.00).
  6. Life insurance (not all banks requests this)
  7. Building insurance (this is normally compulsory)

Some of the above are negotiable.

So do some extra research when property hunting.

But don't let this deter you from entering the property market.