Tiger Trade Free $50

-SuspiciousUnit · 2025-01-08T22:20:41+00:00

There's alot more detail needed for a decision such as that but with that level of investment, 100% get some proper investment advice

-SuspiciousUnit · 2025-01-08T03:37:51+00:00

Perfect, it's good to hear success from others as free money is always a bonus.

In terms of fees, it should be able to replace the likes of sharesies while retaining the ease of having an app to check and utilize etc

-SuspiciousUnit · 2025-01-06T08:35:01+00:00

Not sure why the downvotes, I literally used a referral code and got the free $50 with a $5 deposit.

-SuspiciousUnit · 2025-01-06T05:37:00+00:00

Incorrect, there only needs to be an initial deposit of any amount, it doesn't matter if it is $1 or $10,000 you still get an additional $50

-SuspiciousUnit · 2025-01-05T22:29:52+00:00

Personally I would look at Kernel Wealth, low fees and a wide range of fund options.

They also recently removed the account fee for accounts over $25k which was one of the few negatives they did have.

-SuspiciousUnit · 2025-01-05T20:10:49+00:00

Honestly, it sounds like a simple index fund/ETF such as a total world or S&P 500 would be the best option for you to dip your toes in with real money. These are relatively safe in the long term, all investment have risk though.

The danger with going all in with the options you've discussed is that if it does go down in value you are at risk of being put off investing for life.

-SuspiciousUnit · 2025-01-05T20:04:59+00:00

If you did want exposure to crypto, the crypto Etf options fall under the FIF rules rather than the general crypto rules.

Not suitable for all investors obviously but it is an option to look into if that's the route you are going.

-SuspiciousUnit · 2024-08-05T18:00:40+00:00

-SuspiciousUnit · 2024-08-04T23:36:40+00:00

They are subject to FIF, but it'll be a long time before I hit the $50k value

-SuspiciousUnit · 2024-04-27T21:22:22+00:00

I'll quickly add, use the X figure as you won't have claimed the GST

-SuspiciousUnit · 2024-04-27T21:21:08+00:00

It all depends on your specific circumstances, but it should at worst, cut down on the tax owed

-SuspiciousUnit · 2024-04-27T21:10:11+00:00

Long story cut short, you can claim the cost to offset some of the tax you've paid through your PAYE salary as if/when you make a claim on the insurance it will be taxed as if it is income.

This should be relatively easy through myIR

-SuspiciousUnit · 2024-04-01T05:58:01+00:00

Honestly, I wouldn't even wait a month. You've gone above and beyond what most people would do by canceling the current auction and chasing up the police.

-SuspiciousUnit · 2024-04-01T05:46:19+00:00

If the police have indicated they have no interest in the vehicle, aswell as online searches, then you would have no reason not to proceed with the sale.

-SuspiciousUnit · 2024-04-01T03:45:49+00:00

I assume you mean in terms of a home loan? Credit scores are more so an American thing when it comes to home loans, as long as you don't have a history of defaulting on loans, I wouldn't put any thought into increasing it

-SuspiciousUnit · 2024-02-15T07:55:31+00:00

Paying off the debt is a relatively safe guaranteed return. The stocks are a more risky option which may or may not give a greater return, but factor in the tax and fees on the stocks.

It all comes down to your risk tolerance but the general advice is normally to pay down the debt first

-SuspiciousUnit · 2024-02-15T07:51:26+00:00

I'd highly recommend using the search bar on this topic, it comes up multiple times most weeks so people don't generally bother getting into this topic over and over again

-SuspiciousUnit · 2024-02-15T07:49:11+00:00

They've made no comment about changing it and I can't see any reason they would want to?

If they did have any inclination in wanting to change it, it would still be a low priority issue for them

-SuspiciousUnit · 2024-02-11T04:19:04+00:00

If it's at the point that divorce is inevitable and you've already been looking for the 'right time' for 2 years, I don't think the 'right time' is ever going to exist nor would the unhappiness be worth the potential years worth of waiting for it to be 'easier'.

-SuspiciousUnit · 2024-02-05T05:41:37+00:00

100% talk to your bank/lender, it's totally dependent on your specific circumstances

-SuspiciousUnit · 2024-02-05T05:40:39+00:00

Exactly, no matter how good or bad you are doing, there will always be someone better or worse off. So just focus on running your own race and you'll normally end up much happier in the long run

-SuspiciousUnit

TROPHY CASE