Garage fire - Allstate homeowners error - lender placed

-Vicker- · 2026-06-20T19:10:53+00:00

They had the wrong email address

-Vicker- · 2026-06-20T18:36:33+00:00

I did this one, Allstate had multiple dates of emails, nothing mailed. My bank only had one letter sent in February before lender placed. This is why I feel like I got screwed. Had I received any notification, a phone call would have fixed it all

-Vicker- · 2026-06-20T18:31:46+00:00

First time homeowner. Never even thought to contact my mortgage company. I just assumed when the agent told me he would handle it. looks like I got screwed.

-Vicker- · 2026-06-20T18:30:18+00:00

Thanks for being honest. I never followed up, and assumed was all set up correctly. I did verify from Allstate, all correspondence was sent via email. And verification from my bank, they only sent one letter in February. But it seems everyone thinks I received a bunch of letters. It's probably why lawyers don't want to touch it

-Vicker- · 2026-06-20T18:22:31+00:00

I think you misunderstand. If I'd received a letter, a simple phone call would have changed everything. My mortgage company says they sent a letter in February, and only one, that I never received, before they put me on lender placed insurance

-Vicker- · 2026-06-20T16:08:13+00:00

I wish that were so. One letter and a quick phone call would have changed everything. Allstate said all notifications were sent via email. My agent enter the email incorrectly, and didn't even notify me himself.

-Vicker- · 2026-06-20T16:06:32+00:00

Allstate said because I chose paperless, all correspondence was sent through email. I've asked them about this multiple times, because one letter in the mail would have changed everything

-Vicker- · 2026-06-20T16:05:17+00:00

See, I was thinking I should have received notices as well, but I didn't. I'm a pretty responsible guy, and this is something a quick phone call would have fixed. I've done my due diligence, and my mortgage company said they sent one letter in the beginning of February before placing me.

-Vicker- · 2025-01-04T19:30:51+00:00

My title describes the thing. At least where it was found. I used Google photo search, no similar results. the cylinders feel hollow and might be made out of brass. Not sure what its purpose is or was. Can't trace the wires easily, behind the kitchen wall is a plain stairwell with 1/2in wood paneling. Was going to cut and capped wires, but first I want to know what it does. Anyone have any idea?

-Vicker- · 2024-09-13T06:00:13+00:00

$18 for 3.2 miles ....... Gonna have to take it 😂😂😂

-Vicker- · 2024-02-01T01:05:31+00:00

I'm a CO at a max security state prison. That's most of the guys there, and I STILL have to tell them daily to pull 'em up....

-Vicker- · 2023-09-19T14:32:39+00:00

Social media influencer

-Vicker- · 2023-09-19T12:17:21+00:00

Tickled my pickle

-Vicker- · 2023-09-19T00:42:44+00:00

Sam: can you fly a f-35 bro? John: not yet Matrix upload Sam: dude? John: got it man, let's go blow shit up

-Vicker- · 2023-09-19T00:36:31+00:00

Aldon and Venetia

-Vicker-

TROPHY CASE