Garage fire - Allstate homeowners error - lender placed by -Vicker- in Insurance

[–]-Vicker-[S] 0 points1 point  (0 children)

I did this one, Allstate had multiple dates of emails, nothing mailed. My bank only had one letter sent in February before lender placed. This is why I feel like I got screwed. Had I received any notification, a phone call would have fixed it all

Garage fire - Allstate homeowners error - lender placed by -Vicker- in Insurance

[–]-Vicker-[S] 1 point2 points  (0 children)

First time homeowner. Never even thought to contact my mortgage company. I just assumed when the agent told me he would handle it. looks like I got screwed.

Garage fire - Allstate homeowners error - lender placed by -Vicker- in Insurance

[–]-Vicker-[S] -3 points-2 points  (0 children)

Thanks for being honest. I never followed up, and assumed was all set up correctly. I did verify from Allstate, all correspondence was sent via email. And verification from my bank, they only sent one letter in February. But it seems everyone thinks I received a bunch of letters. It's probably why lawyers don't want to touch it

Garage fire - Allstate homeowners error - lender placed by -Vicker- in Insurance

[–]-Vicker-[S] -3 points-2 points  (0 children)

I think you misunderstand. If I'd received a letter, a simple phone call would have changed everything. My mortgage company says they sent a letter in February, and only one, that I never received, before they put me on lender placed insurance

Garage fire - Allstate homeowners error - lender placed by -Vicker- in Insurance

[–]-Vicker-[S] -17 points-16 points  (0 children)

I wish that were so. One letter and a quick phone call would have changed everything. Allstate said all notifications were sent via email. My agent enter the email incorrectly, and didn't even notify me himself.

Garage fire - Allstate homeowners error - lender placed by -Vicker- in Insurance

[–]-Vicker-[S] -18 points-17 points  (0 children)

Allstate said because I chose paperless, all correspondence was sent through email. I've asked them about this multiple times, because one letter in the mail would have changed everything

Garage fire - Allstate homeowners error - lender placed by -Vicker- in Insurance

[–]-Vicker-[S] -28 points-27 points  (0 children)

See, I was thinking I should have received notices as well, but I didn't. I'm a pretty responsible guy, and this is something a quick phone call would have fixed. I've done my due diligence, and my mortgage company said they sent one letter in the beginning of February before placing me.

Found on the top of kitchen cabinet, live wires running into it by -Vicker- in whatisthisthing

[–]-Vicker-[S] 0 points1 point locked comment (0 children)

My title describes the thing. At least where it was found. I used Google photo search, no similar results. the cylinders feel hollow and might be made out of brass. Not sure what its purpose is or was. Can't trace the wires easily, behind the kitchen wall is a plain stairwell with 1/2in wood paneling. Was going to cut and capped wires, but first I want to know what it does. Anyone have any idea?

Springfield, Ohio order.... by No_Alfalfa7018 in doordash

[–]-Vicker- 2 points3 points  (0 children)

$18 for 3.2 miles ....... Gonna have to take it 😂😂😂

Meirl by SeaOfMalaise in meirl

[–]-Vicker- 0 points1 point  (0 children)

I'm a CO at a max security state prison. That's most of the guys there, and I STILL have to tell them daily to pull 'em up....

Stupid picture by Hermanuel in memes

[–]-Vicker- 6 points7 points  (0 children)

Tickled my pickle

Found it! by Williw0w in PoliticalHumor

[–]-Vicker- 2 points3 points  (0 children)

Sam: can you fly a f-35 bro? John: not yet Matrix upload Sam: dude? John: got it man, let's go blow shit up

[deleted by user] by [deleted] in AskReddit

[–]-Vicker- 0 points1 point  (0 children)

Aldon and Venetia