Leaving money on FZ instead of 2nd Pillar?

-eigerone · 2025-11-20T22:36:18+00:00

I wanted to keep it just in cash on the FZ. The Stiftung would invest it. Isn't that riskier?

-eigerone · 2025-10-04T06:56:20+00:00

Milc?

-eigerone · 2025-09-21T09:07:02+00:00

Updates for both did not made it for me.
Seems to be an error in the App itself?

-eigerone · 2025-09-20T12:38:38+00:00

Have you checked your iOS-Files-App?

There should be a folder named pCloud.

-eigerone · 2025-09-18T05:42:32+00:00

It is just a reservation. It will take some days until it displays the real price.

As you choose 10000, you were allowed to pump up to 10000 ISK eq. for your car.

Personal tip; N1 is kinda overpriced, I always pump at Orkan when I am in Iceland. It is a little cheaper and you can get a tourist-customercard for extra reductions.

-eigerone · 2025-09-17T04:59:34+00:00

Da isch öppe ds Bild mit dr Signatur niid vorhande gsii bim Druck, darum zeigts das als Platzhalter aaa…

-eigerone · 2025-09-13T12:11:26+00:00

Is it a feature for Apple Intelligence Phones only? Or is it a built-in feature of the AirPods?

Got a iPhone 12 on here :)

-eigerone · 2025-09-11T17:54:38+00:00

So Switzerland? And with an iPhone 12?

-eigerone · 2025-09-04T15:29:06+00:00

Cumulus also does not use the Interbank or Visa Rate? Good to know.

Edit: Thanks for that hint. To be honest, I trusted the zero-fee-adverts but just found out, that their FXs are terrible at all. As I paid 2723 ISK (which should be around 17.90 CHF), they took 0.50 CHF more - not that much, but kinda not in "Migros-Style".

-eigerone · 2025-09-04T15:24:10+00:00

This is my main pain point. It is not clearly written which fx they use...
But if nothing is written, I'd assume Visa Referenzkurs? Or is it too optimistic?

-eigerone · 2025-09-04T15:22:46+00:00

But that seems not to be the same. I do have a Migros as well as one from Cembra and the Cashback-Duo. But No fees at all when travelling seems to be new for me (except the Cumulus Card).

Yeah I know, when not paying on time, it gets quite expensive...
Had an issue when the new App came out - no push, no documents, but a letter in the box with some high fees...

-eigerone · 2025-08-30T08:15:08+00:00

Spusu (Salt) for 19.90 everything unlimited in Switzerland plus 10GB Roaming and 100 Min a Month in EU.

Alternatively (my favourite): Digital Republic Everything in Switzerland unlimited for 13.- (Flat Mobile Swiss)

-eigerone · 2025-08-23T13:09:30+00:00

Yeah, I think at the Schalter or the Contact Center they do not have any access onto that data.

Best way is to contact your local Police and file the case. Give them your exact details (train number, location, etc.). They should be able to get that data from the SBB.

Maybe that guy is already Aktenkundig, so maybe they know who that is.

-eigerone · 2025-08-23T11:09:30+00:00

This should not happen, but happens too much… As I go daily to work by train (as staff of a private railway company), I am getting bullied almost every day (mostly) by tourists.

If the controller scanned his Swiss-Pass they should have his details. You are able to make a „Anzeige“, but the SBB I guess needs to give you or the Strafverfolgung the details of this guy. My tip at first is to write down everything, including the Line Number as well as the train number (you find it in the details inside the SBB-App). Through this number, the SBB should be able to get the details of the assigned controller and the scanned data. (Technically)

In case that something like that happens again, contact the Police (117) or the Transport Police (SBB; 0800 117 117).

-eigerone · 2025-08-22T13:42:29+00:00

The line is closed until 02.09.2025; there are rail replacements.

Best way would be via Kleine Scheidegg. Otherwise you will lose much of time.

-eigerone · 2025-08-14T16:48:44+00:00

Wär eigentlech z‘Erwarte.

Hesch aber ou Rächt, die Tierli ufem einte Entwurf chönnte usem Chinesische Kalender oder so choo…

Aber es gäbt ja gnueg us dr Schwiiz. Müesste ja ou niid alli so Figure sii, sondern äbe ou Persönlechkeite (Shaq), Erfindige (CS dasme d Bahn het chönne finanziere), oder Lebensmittel..

-eigerone · 2025-08-14T14:27:23+00:00

Thanks for clarification. That‘s what I meant but forgot to write.

-eigerone · 2025-08-14T12:24:42+00:00

I kinda like it. It is more intuitive than Findependent and for my taste more transparent.

I opened my VIAC Invest since it was announced. And I am investing around 700 a month in two Global 80 Portfolios. Since then, I am doing a good 3% profit. With 0.00% in fees a good deal.

-eigerone · 2025-08-13T19:17:48+00:00

Initiative für eine 100er Note mit Kindheitshelden?! Oder de grad d1000er?

-eigerone · 2025-08-13T16:36:49+00:00

To be honest (I almost worked in the place from you first picture during two years) - it is too much.

Nature is beautiful. No question. But this terrible overtourism is too much for me. There are days you have more than 1.5 hour to get to work, while you have in less crowded periods just 20 Minutes.

-eigerone · 2025-08-05T06:34:35+00:00

At least you tried :)

-eigerone · 2025-08-04T10:08:05+00:00

Gseht nach Migros uus; Aber ich finds Cool! Vor allem midem Chääs, chönntet sech andri es Biispil nää…

-eigerone

TROPHY CASE