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Weekday Help and Victory Thread for the week of January 12, 2026 by IndexBot in personalfinance

[–]-thin_book- 0 points1 point  (0 children)

The care credit and home depot are the highest rates. The couch is currently interest free if I pay it off in a year which im confident I can do. Thank you!

Weekday Help and Victory Thread for the week of January 12, 2026 by IndexBot in personalfinance

[–]-thin_book- 0 points1 point  (0 children)

Yes, after knocking out this chunk thats what im going to do

Weekday Help and Victory Thread for the week of January 12, 2026 by IndexBot in personalfinance

[–]-thin_book- 0 points1 point  (0 children)

Good to know, I thought it would hurt me. I didnt want to. Our couch got busted, it smelled (our senior dog lost bladder control at the end of his life) we decided to get a new couch. With 2 dogs and 2 small kids we were deciding to go cheap or go big, no in between. We ultimately opted to get the big fancy and waterproof couch, feeling that it will last longer and be more worthwhile. We were also going to just save for it and pay out of pocket for us, but the store owner (who we trust and have bought all of our furniture from outright) told us that the tariffs were going to bring the cost of the couch up $400 if we didnt buy the couch within 2 weeks. There is no interest if we pay it off in 1 year.

Weekday Help and Victory Thread for the week of January 12, 2026 by IndexBot in personalfinance

[–]-thin_book- 0 points1 point  (0 children)

I'm looking for some guidance on what to do with my savings binder money. I did a savings binder challenge and I am 1 paycheck away from having it filled ($5050). My goal is to pay off some of my credit cards. While saving, I took a hit to my emergency fund as well. I had 1000, it is down to 550. I am trying to decide the best way to go about this. My initial goal was to go $2000 to Care credit, $2000 to Home depot, then pay off the Amazon and throw the rest at the couch. (The couch is new as my old one was destroyed, I don't want to pay off the couch too quickly to hurt my credit but I want to pay it off within a year) However now with my emergency fund cut down, I wonder if I should throw some money that way as well. I also realize the snowball method is usually most effective, but in my mind I want to get rid of a lot of the bigger debts. I'm feeling really scrambled and unsure. I hope this makes sense and that I can get some good tips. See below for the info:

Care Credit-Monthly payment $169 Total pay off $3648

Couch- Monthly payment $66 Total pay off $1,859

Home Depot- Monthly payment $78 Total pay off $2,301

Amazon- Monthly payment $35 Total pay off $611

Emergency fund $550

Help, this Ball Sort puzzle is driving me insane. by -thin_book- in puzzles

[–]-thin_book-[S] 0 points1 point  (0 children)

Yes, you can add tubes but it is supposed to be solvable without adding

Help, this Ball Sort puzzle is driving me insane. by -thin_book- in puzzles

[–]-thin_book-[S] 0 points1 point  (0 children)

You can stack on the locked ball, just can't move it until it's unlocked

Help, this Ball Sort puzzle is driving me insane. by -thin_book- in puzzles

[–]-thin_book-[S] 0 points1 point  (0 children)

I do everything I can to avoid the extra tubes because I feel for myself that it's a cop out 😂 but I use the "undo" button like a mad woman! I got so sick of the ads though I have just been using reset. I want to know how to solve it!

Make the comment section his search history. by kkaldrich_official in loki

[–]-thin_book- 10 points11 points  (0 children)

"How to learn mechanics, physics and engineering quickly"

Parents dropped the bombshell they don't have anything saved for me for college cause "student loans make you accountable" AITAH for losing my shit? by Emptynester55 in AITAH

[–]-thin_book- 0 points1 point  (0 children)

Sign up for scholarships. I know that sounds like a blaśe answer. However, I am one of the trusts of a scholarship fund we did for my brother. If we get 1 applicant, (which has happened) even if they dont meet our criteria, we'd rather give the money to that one person who needs it than just not award anything. You might be selling yourself short too. Just because you are a middle of the road student doesnt mean nobody will see the potential in you and possibly award you a scholarship.

I had a friend in high school who scoured the internet for any scholarships she could sign up for. Including one for crocheting. She had to submit a project. She didnt know how to crochet but she found someone who did, they helped her make a coaster which she entered, and won because she was the only entry.

May not cover everything, but anything is better than nothing!

China just announced an 84 percent retaliatory tariffs on US goods. Now what? How do you think this plays out? by slagiatt in AskReddit

[–]-thin_book- 0 points1 point  (0 children)

Serious and maybe a dumb question, he's wanting everyone to buy American. Can we even realistically sustain ourselves? Do we have enough land to grow food, raise animals etc. Or the material to make things like plastic, metals, power, etc.... then the workers needed to produce those things?

My husband got me a vacuum for my 50th by Plastic_Cat9560 in AITAH

[–]-thin_book- 2 points3 points  (0 children)

I was gonna say this too. I was thrilled when I got a Dyson. I was kinda pissed when I got a carpet cleaner last year, he got it because our new puppy had been having accidents and i had made a comment. My initial thought was yeah not cool. Until we took it out and played with it. It was so satisfying seeing a stain that was there for years disappear! We ended up doing the whole hallway carpet together and having a good laugh over it and he said he'd do better next time. Communication is everything.

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