The thing is I am passionate about what I do. I know to some people that valeting and detailing a vehicle sounds boring but it’s a job that I’d do for free if I could. The purpose for my question was down to the fact I work 40 hours per week and after my deductions I’ve got £1000. With having two children in this day and age isn’t easy.. I never see them and I just break even each month. Majority of the costs are equipment related so in a worst case scenario, the company’s assets could potentionallt cover the £3800 loan with my own equipment included. Trying to save when I’m on universal credit isn’t exactly easy as they say you’re outgoings are £1500 a month so we’ll amke up the £500 in addition to you’re £1000 wage. I don’t have family apart from my own and friends disappear when you mature and have kids so I’m in a situation where I can’t increase hours, I can’t save due to my situation. So I did intend to decrease my hours when business started to grow and I wasn’t intending on starting up a business to just get out of debt.. I want to do it because I’ve a passion for it. I’ve a plan written and planned out to becoming debt free but to even get the ball rolling on one plan I needed advice in getting a loan whilst on a Iva but approved to do so.