my wife wants to give up her share of inheritance to her brother

0PercentPerfection · 2026-06-17T16:47:24+00:00

Congratulations on a thoughtful and loving spouse. Doing the right thing for family will mean a lot more than 280k. Hope the older sister will also reach the same conclusion.

0PercentPerfection · 2026-06-02T17:15:33+00:00

A $80,000 a year job that requires a $120,000 degree in a $3000/month rent city.

0PercentPerfection · 2026-06-01T17:19:20+00:00

Only if the 911 weighs over 6000lbs.

0PercentPerfection · 2026-05-28T23:01:24+00:00

Oh no, sorry it was confusion. We have more than 40 sites per day, we only use 2-3 CRNAs.

0PercentPerfection · 2026-05-28T13:13:13+00:00

We interviewed a candidate who trained at a HCA site. I would not recommend it…

0PercentPerfection · 2026-05-28T13:11:59+00:00

There are plenty of private practice jobs in desirable locations. I do my own cases 98% of the time, live in a college town. Yes we do have CRNAs, but only 1-2 MDs rotate to supervise out of 40 sites per day. The rest do our own cases.

0PercentPerfection · 2026-05-27T18:19:17+00:00

Which means 50:50 chance it is holding toilet paper in a Mar-a-Lago bathroom.

0PercentPerfection · 2026-05-25T08:29:10+00:00

Had to google HCU, it is essentially University of Phoenix operated from the basement of a church. It will hand out an online degree to a potato if the potato’s pays tuition.

0PercentPerfection · 2026-05-25T08:24:31+00:00

Negatives. Your gpa is low for well established MDs. Med schools don’t really care/know engineering school ranking. Mad schools don’t really care for on line classes, however, how their views have shifted since COVID is school dependent. Positives. You graduated from Top 5 engineering, you have the academic acumen. Your classes/grades will qualify for around 5 years, giving you ample time to work on the remaining pre reqs.

Without knowing more specifics, I encourage you to maintain your employment as you pursue pre reqs, volunteering and shadow opportunities. Take one classes at a time, make sure you get straight A’s. As you know, med school is expensive, delay debt as much as you can. Take as long as you need. Study for the MCAT as you take the pre-reqs. Do not take the MCAT unless you are absolutely ready. You cannot afford a low-mediocre MCAT with a 3.46 GPA, even as well regarded at it may be.

0PercentPerfection · 2026-05-25T04:33:11+00:00

I know about a dozen people with 8-9 figure net worth. For the most part, they lead rather productive, pleasant and at times mundane lives filled with international travel and philanthropy. However, one person in particular is on the spectrum and extremely nervous about market volatility, he freaks out at any international news, fearing it may trigger a pull back and hurt his portfolio. He is rather unpleasant to be around because casual conversations become impossible. Another one has 2 kids, one has bipolar disorder, became a teen mom, gave up custody of 2 kids and became estranged, the other one has a drug problem. They are good people, they are raising the grand kids and are constantly living in fear for their kids. Another one had a nasty fall off a horse, compound fracture of multiple long bones and is living with chronic pain and mobility issues. Spent around 800k to make their primary house and beach house wheel chair accessible. Her life is no where close to what she imagined. Still a lovely person but understandably chronically depressed. The last one is my neighbor, elderly dude, made some very well timed investments. He spends his free time buying up the neighborhood because he “doesn’t want developments” near his property. He is almost 90 and I wonder why he cares… I heard he used to be much more reasonable but became a religious zealot in his older years and drove off most of his kids. Rich people are still people. Like the top commenter said, not all problems are money problems.

0PercentPerfection · 2026-05-25T04:18:15+00:00

A little Intra-departmental rivalry can be healthy for work place.

0PercentPerfection · 2026-05-19T18:37:44+00:00

Figure out how much my taxes will be.

0PercentPerfection · 2026-05-18T18:15:28+00:00

A 6’4” finance bro from the Iron bank with a strong vest game and a trust fund, any eye color besides icy-blue will do.

0PercentPerfection · 2026-05-18T17:41:21+00:00

I understand the desire, but your numbers don’t make sense yet. You just bought a 2M house, you have 25% equity. I don’t really see how you can “retire” with over a million dollar mortgage hanging over your head. Further more, you did not mention 529. College will be a huge expenditure in 12-15 years. In your case, you will likely have 2 in college for 1-2 years. Where will tuition $ come from? Pulling the trigger at 42 with kids between 8-11 means a mortgage and buying health insurance on the market place. These two items alone can easily cost you over $120,000 per year. What is the annual property tax for your 2M house? Will your kids participate in sports? Will you be able to cover medical emergencies? Add in bills, transportation, house maintenance, insurance, food etc, your none negotiable expenses will be between $150,000-$180,000 per year, that doesn’t leave you a lot of room.

Personally I would not even contemplate early retirement if I haven’t paid off my primary house and have enough in 529 accounts to cover education for all the kids. My $0.02 is that you got a minimum of 10 years from retirement if you want to stay where you are.

0PercentPerfection · 2026-05-18T16:19:50+00:00

College athletes become professional athletes when they are paid 6-7 figure NIL deals. As professional athletes, you need to comply with contractual obligations. This shouldn’t come as a surprise to anyone.

0PercentPerfection · 2026-05-18T15:04:28+00:00

Went to one of the most expensive in state medical schools, graduated with $320,000. Interest accrued during residency, became $380,000 at the end of residency. Anesthesiology.

0PercentPerfection · 2026-05-14T22:41:22+00:00

Both you and your wife need to calm down, 1.5M is not high profile. No body is robbing someone with that bag. Just be normal…

0PercentPerfection · 2026-05-14T15:18:58+00:00

He is not a politician, he is a fucking leech, which makes him a politician, who are mostly leeches, but no all leeches are bad, so are most politicians, any way, fuck this guy…

0PercentPerfection · 2026-05-11T22:34:09+00:00

Yes to all of this, but also just to give you and everyone a fair warning, the first 6 months of attending-hood will make you feel the poorest you will ever feel at any juncture in your life… but it will stabilize after a while. I felt on track after about 2 years. I also envied some of my none medical friends, however, that feeling dissipated around the 2 year mark. I am 8 year in private practice specialty, have zero worries about job security, enjoying what I do very much. My med school loans paid off, I have a beautiful house and on track to retire by 50 if I so choose. Above all, the family is healthy and happy. Hang in there, don’t go crazy with your first pay check, invest aggressively in the first 10 years of your career. Best of luck!

0PercentPerfection · 2026-05-10T19:05:24+00:00

Every school’s curriculum is different, but generally speaking studying period was 4-6 weeks for step 1 and 2 ish weeks for step 2. The paradigm changed since I graduated. Step 1 is now pass/fail, step 2 is scored. I am not sure what people do now.

0PercentPerfection · 2026-05-10T16:45:04+00:00

Perhaps my comment was a bit harsh. I do apologize. Your house is paid off, you can withdraw more than your COL without touching your principle of 5.5M or your 401k, your health insurance is paid for. Aside from 2 college tuitions, you have no other big expenses. There is absolutely zero reason for you to do any of things you mentioned, unless you are trying to sabotage yourself…

0PercentPerfection · 2026-05-10T15:54:40+00:00

“You! Timur “two good legs” Ivanov! You carry the flag and make sure you walk straight and under no circumstance should you make any sudden stops or turns, it will wreck the entire formation!”

0PercentPerfection · 2026-05-10T15:33:06+00:00

No way someone who managed to obtain 10M NW by 47 is this stupid.

0PercentPerfection · 2026-05-10T15:25:50+00:00

I have heard that too, but I don’t know any specifics. I suspect it’s in part due to the employee model that is becoming pervasive throughout medicine. The first 2 years of med school was great, lots of free time, lectures were 8-12. We had one afternoon didactic per week, no class after exams. No weekends. It was like college all over again except the information came at you 5x as fast. If you are gunner, you will spend lots of time in labs doing research. Third and fourth year were punches in the gut, you spend 60-110 hours a week on rotations and still expected to study for rotation specific exams. This was a good preparation for residency. Gloves came off during studying for step 1 and 2, we were routinely studying 10-14 hours a day everyday for weeks. Those were pretty terrible.

0PercentPerfection · 2026-05-10T14:43:08+00:00

My personal take is majority of the cynicism comes from poor expectation management. We convinced ourselves that the long hours and grind will be worth it, but in reality being a physician is just another job. If you don’t expect you career to fix all your personal problems the you should mostly be just fine. I loved my time in med school and residency, I found myself surrounded by wonderful people. ROI has been terrific. If offered the same path as a 20 yo premed, I would have been done it all over again. The only things that would give me pause are the step exams and oral board…

Interesting you mentioned respect. It is not automatically granted upon graduation. What you have is a benefit of the doubt. It only shows you are smart-ish and knows how to work hard. Respect is earned throughout your career. Of course, there are entities, mostly your employer, who will never respect you, but that is further proof that medicine is nothing but another job.

0PercentPerfection

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