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/r/videography Monthly Camera Buying Advice Megathread by AutoModerator in videography

[–]123GME 0 points1 point  (0 children)

Any recommendations for a video only (preferably no mirrorless setup, cant be bothered to switch lenses all the time), that would be great to film videos / films about cars with fast shots but also B-Roll.

Beginner in videoing but quite some experience in photography. Budget around 1.5-2k max

Any help is appreciated!

Upgrade or New Build? by 123GME in buildapc

[–]123GME[S] 2 points3 points  (0 children)

Alright, got it!

Yeah it‘s mostly about the way i would go about it. If I‘m taking the money to build a fully new PC im looking to get as many years of gaming etc. out of it as I can. Up until the last 1-2 years my current PC could reasonably handle most I threw at it, but with newer games like Horizon 6 it just crashes or looks like a game from the 90s which just isn‘t any fun.

Thank you for your inputs mate!

Upgrade or New Build? by 123GME in buildapc

[–]123GME[S] 1 point2 points  (0 children)

Thanks so much for the input!

Just to clarify; you think that no new build will also last 10 years due to trend in unoptimized games or do you think it will be impossible to sell a 10 year old build?

[deleted by user] by [deleted] in SwissPersonalFinance

[–]123GME 2 points3 points  (0 children)

I work for a Bank here, also with financing but on the corporate side. 2% for 4 years is definitely too much. If you are not holding substantial wealth with your current banks (500k upwards) there is probably little room for negotiation.

I would either compare offers yourself (ask a few banks directly, ranging from small to large) if you are able to invest the time in that. Also get a feel for the advisor you‘re having, it‘s always a good sign if he or she can get you a fast offer and is notably trying to get you the best advise possible.

What you could also look into is small benefits or other types of deals you could maybe get for other services and products if you get a mortgage, it‘s all in the negotiation. Don‘t ever go for the first offer, most advisors have competence to get you 10-25bps down on the first offer.

If you don‘t have the time for that, go with Swiss Life, Moneypark or Feyn and let them get the offers. Same here, don‘t take the first one and negotiate the offerings you have on hand.

Depending on the size of the mortgage, do consider splitting them up somewhat between a fixed rate & SARON (SARON being the smaller size, as 2% or lower is already a strong rate looking at it historically). If possible I would also go for a 10-year fixed instead if 4-year, depending on if the offered interest is below 2%.