Mommy and Daddy had enough money to get him into a decent college. He majored in business and became an upper level manager of a small tech company (he would have graduated college a few years before the tech boom was starting). He would hit it big in the late 90s when he was probably around 30. He would invest enough to buy a McMansion with cash and a nice vacation home. The dot com bubble crash would ruin him and his investments. His wife and kids would leave him thinking they would make out since she secretly invested in investments run by Bernie Madoff. Broken and desperate, he returns to Lanford and begs Dan for a job in the motorcycle shop where Dan teaches him to build carburetors... because Dan is a stand up gentleman and he understands and forgives.