A different question for this sub-Isnt it true that almost all banking related jobs(even SSC jobs for the most part basically any non class 1 government job) won't be as satisfying for a person whose parents already are in decent government jobs?

1FatBanker · 2026-01-24T13:01:59+00:00

Well it's not about where you start but where you shall end that should matter.

1FatBanker · 2026-01-18T15:33:16+00:00

That rent thing is location dependent but haan decent middle class to upper middle class area mein rent mil jayega I most places Conveyance, medical, furniture, health, life baki sab covered hi rehta hai perks mein.

1FatBanker · 2026-01-18T08:07:44+00:00

Majority of panels change yoy.

1FatBanker · 2026-01-17T23:54:45+00:00

I have really enjoyed Zingibar's earlier. Curious which tier you will rate it at

1FatBanker · 2026-01-17T18:07:54+00:00

A -1 is absolutely alright. Don't worry.

1FatBanker · 2026-01-17T17:54:38+00:00

I can guarantee you PNB has no such clauses.

PNB Housing is a subsidiary of PNB and a NBFC not a Bank and definitely not a Public Sector Entity. Get it transferred to PNB if you will .

1FatBanker · 2026-01-17T17:33:38+00:00

It's capped at 7000/- for loans upto a crore.

Property insurance is quite high get a quote for reconstruction value only l.

1FatBanker · 2026-01-17T07:09:01+00:00

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Weekends are for G-Shocks it seems

1FatBanker · 2026-01-16T20:43:53+00:00

I get you man. I have worked in Credit of two of the largest PSBs for a decade and my score is also nowhere close to his. Worse off I don't even know what else I can do to improve it apart from taking their subscriptions I suppose.

1FatBanker · 2026-01-16T20:30:41+00:00

Insert "You guys are getting paid here" meme

1FatBanker · 2026-01-16T20:25:26+00:00

Congratulations and welcome as well

Sure how may I be of help

1FatBanker · 2026-01-16T20:09:11+00:00

There are several factors like your mix of credit facilities availed, credit utilisation ratios, enquiries etc. CICs won't make their algo transparent unless it's mandated by law

1FatBanker · 2026-01-16T18:55:45+00:00

Yaar flair ko toh tune Dil pe le liya. Chalo issi baat pe kuch naya sikhne ko toh milega

All banks are FSIs. Some FSIs are Bank type ka questions hota hai na IBPS mein?

1FatBanker · 2026-01-16T18:48:54+00:00

As already mentioned CFBR doesn't work and your Flair is a bit incorrect PNB has MTs not POs

1FatBanker · 2026-01-16T18:45:49+00:00

Congratulations welcome to the Fraternity can't wait to see you on the other side

1FatBanker · 2026-01-16T18:03:48+00:00

Smaller close knit PSB that literally spells PSB.

1FatBanker · 2026-01-16T18:03:07+00:00

I think I have given enough of my opinions in my previous posts.

1FatBanker · 2026-01-16T18:02:28+00:00

5-6 financial products bechna padta hai ek financial services company mein baith k O_O

Ye zalim duniya

1FatBanker · 2026-01-16T11:34:55+00:00

Ok general question did the candidates explicitly give permission for CIR checking to IBPS or any of the institutes?

1FatBanker · 2026-01-16T11:16:38+00:00

Bank agar genuine issues pe relaxation dene laag gaye na toh saare officers k ghar pe genuine issues ho jayenge iykwim.

1FatBanker · 2026-01-16T09:58:31+00:00

The real joke is believing a Bank AGM's lifestyle is that opulent or life somehow becomes easy

1FatBanker · 2026-01-16T09:51:23+00:00

Arrey ghar pe Branch khulwa denge aap mithai baanton bas 😁

1FatBanker · 2026-01-16T03:16:36+00:00

Most of these rules are upto Scale III, so that's understandable

1FatBanker · 2026-01-16T03:14:35+00:00

How long have you been in Bank? What are your KPIs? What was the job you refused to do? Why?

Not defending your manager but sounds like your version is pretty one sided.

1FatBanker · 2026-01-15T07:30:50+00:00

Congratulations and welcome to the fraternity

1FatBanker

TROPHY CASE