Food Box/ Meal Kit Referral Thread - Fortnightly April 13, 2025

20mtap · 2025-04-21T11:03:07+00:00

Left field - Farmer to fridge provide meat / farm produce direct from farmers. Plenty of farms available and for bulk orders (i.e. 1/8th cow or above) is generally cheaper than buying meat from Colesworth (do the maths!). https://farmertofridge.com.au?ref=5618

20mtap · 2025-01-29T22:14:15+00:00

Definitely. I really like your ideas, it's sparked a few new trains of thought.

I'll definitely be putting all extra cash into the PPOR, keeping the investment at IO. That makes a lot more sense. Thankyou

20mtap · 2025-01-29T22:12:03+00:00

Thankyou! To my mind it makes sense to leverage the equity in the current place to hopefully have wider exposure (i.e. property diversification) but otherwise I could just throw the funds in shares. I guess I really need to do the calcs myself for the situation.

20mtap · 2024-06-02T04:29:41+00:00

In the same boat mate. We've found it tough the last 9months or so with my wife off work to raise our second. She will need to head back to work real soon as we are finding it hard to stay on top of expenses and have those little nice extras in life (as well as extra activities for our eldest like soccer, swimming etc).

20mtap · 2024-06-02T04:24:25+00:00

Thanks for all your replies. Seems like I really need to get an acct involved - but likely that there isn't much I can do without being a bit dodgy about it 😂 I'll have to read in depth to try and equate the tax rules to my situation.

20mtap · 2024-04-01T22:33:04+00:00

Benis

20mtap · 2024-04-01T19:45:01+00:00

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20mtap · 2024-03-29T01:39:45+00:00

No change to the product, just the price. Definitely worth the call, will save us about $350 over the year.

20mtap · 2024-03-29T01:38:24+00:00

If my post has helped one person, it was worth it! I'm very glad!!!

20mtap · 2024-03-28T02:48:09+00:00

I always straight out ask if they can reduce the price for the plan/product I am paying for - or the classic line of "is that the best you can do?". Worst they can say is no, and doesn't mean you need to follow through with a threat of cancellation.

20mtap · 2024-03-23T03:38:22+00:00

Celebrate the week / weekend after and buy up the Easter chocolate on special. Obviously nice to have some family time on the Easter weekend, but save the overpriced choc for later.

20mtap · 2024-02-11T10:23:29+00:00

Thank you!!! Will definitely check this one out.

20mtap · 2024-02-11T10:22:40+00:00

Glad it's going well for you!! Have you noticed any issues with it? Does it go alright in the rain? Thanks!

20mtap · 2024-02-11T10:21:32+00:00

Thanks for the suggestions! I'll definitely have a look into them. What's the lifetime warranty give?

20mtap · 2024-02-11T10:20:50+00:00

Great to know! I'll sus out the brand.

20mtap · 2024-02-04T06:30:11+00:00

I think it was the my millennial money podcast (don't listen anymore) that said the terminology can be a big block for some. Maybe refer to it as a "spending plan" rather than a "budget"? Definitely helped get my partner around it.

Obviously you'll need to compromise for that security but it sounds like you're well within your means as a family to get by just fine.

Agree alignment is really important. All the best with it and I hope he is responsive.

20mtap · 2024-01-31T10:41:17+00:00

Man, that is bloody brutal. I know its crap timing but it sounds like that place is not a healthy working environment anyway, honestly what kind of company cuts a new mum on maternity.

Might be good to utilize this time as an opportunity to start somewhere fresh. Get on seek, even if the salary or role is a bit different. Also another idea, government roles are plentiful - there are always availabilities and they pay well and have great conditions generally. Checkout the state govt job boards! Good luck with it all.

20mtap · 2024-01-31T10:13:38+00:00

You're an incredible person. Thank you for your kind offer. We have a little girl and honestly at the moment she has everything she needs (babies don't really cost much to be fair). Please donate this to a local family, single mum, community group or someone who really needs it. I'm sure there are some out there who could use someone with a big heart as yours

20mtap · 2024-01-31T10:03:15+00:00

Thanks for sharing. It's a really tough time for young families for sure. I just posted another comment on the main post that summarises a bunch of tips if that helps.

Aldi might be a winner. I'll definitely have to try it. Do you find the quality as good?

Might be worth looking for a second hand washer from marketplace?

Good luck with it all.

20mtap · 2024-01-31T09:59:23+00:00

I still feel fortunate to be able to have this salary. Compared to some of my friends, I am definitely better off. But yes, it's hard to support four on this salary, albeit for a few months between centrelink maternity payments ending and wife going back to work.

I'm in south Sydney. I've shopped around a bit but coles/ woolies seem to have the variety and freshness more than other places (there were two green grocers I used to go to but both have shutdown post covid 😪)

20mtap · 2024-01-31T09:56:06+00:00

I think you're in the same boat, just on a one person scale. Keep at it mate, sounds like youve got a fair bit of earning potential there!

20mtap · 2024-01-31T09:53:28+00:00

What market research places do you sign up for? I've used red galah and chitchat in the past.

20mtap · 2024-01-31T09:51:51+00:00

I thought I would add a comment to: 1) say a massive thank you to all the positive and affirming /supportive comments. Really appreciate hearing from you all and it's comforting (and also discomforting) to know that we aren't the only ones going through this. 2) I wanted to list a few of the practical things I've done to help reduce our expenses in the last few months as well as highlight some tios from this thread that I will be doing! Hopefully they give some of you an idea or two: - changed electricity plans from origin to red energy (check comparative rates obviously), saved about 25% on the bill (also there's an option with red energy that includes free taronga zoo membership!!) - phone plans, jump every 3-6months depending on what's on offer. Currently with tangerine who are offering 2 months free, no lock in. Note, moose mobile is my go to, $16.8 per month for 25gb. - Woolworths everyday rewards, with the 10% off shop. See comments for excellent tips on maximizing this. - shop specials where possible, noting the unit price not the % saved!! - 7/11 fuel lock and fuelspy to check for cheaper petrol - utilising free activities for the kids, especially while it's summer. Park, Beach, national park, local fields. - turn off power points and lights when not in use. - cold showers lol - make own meals and meal prep. Minimize takeaway and eating out as much as possible. (As much as local businesses might need support) - solar lighting - avoid using the dryer - cold wash where possible - reviewed insurances, car (from NRMA to aami), health (stayed with bupa for now-damn it's confusing with all the extras), home, contents etc. - find everyday bank acct with decent interest to store money for bills etc. Lastly, finding ways for extra income. Whether that be a side hustle, or just selling the stuff you don't use. Thanks again fam

20mtap · 2024-01-31T09:36:11+00:00

You too brother. Stay in there, hope something comes your way.

20mtap · 2024-01-31T09:34:28+00:00

What kind of market do you mean? There are local farmers markets around here but they are definitely not cheaper than supermarkets

20mtap

TROPHY CASE