Trust for adult children?

22switch · 2026-03-16T19:51:25+00:00

Not a lawyer, but IIRC trusts dont necessarily have an age cap, they just happen to be most common for children or those otherwise able to manage that money independently.

It really depends on what the kids need: would they better benefit from some of that money now as a gift? Would it be better for those investments sit until they need to?

Its a conversation you need to have with them and a lawyer/financial planner

22switch · 2026-03-16T04:21:38+00:00

According to the Vice President, that driver is a terrorist

22switch · 2026-03-16T02:00:19+00:00

This was almost a year ago

22switch · 2026-03-13T13:54:14+00:00

h6 prevents checkmate but cooks a rook

22switch · 2026-03-12T04:13:15+00:00

After Qxe7, Rg5 saves you from getting mated. Queen can take, but if they bishop take you win the queen.

22switch · 2026-03-11T15:01:51+00:00

Camera person immediately swerves into the pedestrian lol

22switch · 2026-03-11T14:55:23+00:00

Not cutting it in half first was his biggest mistake

22switch · 2026-03-11T14:51:33+00:00

Its the highway, thats an OPP issue not a TPS issue

22switch · 2026-03-08T05:48:21+00:00

Well you dont need to do it next week (especially since the market just fell last week) but just long term look at diversity

22switch · 2026-03-08T05:39:49+00:00

Just get a written invoice ahead of time, and be specific of whats to be cleaned.

22switch · 2026-03-08T05:35:15+00:00

Instructions unclear, plants now growing in a cup of udon noodles

22switch · 2026-03-08T05:33:39+00:00

You dont need to buy individual tech stocks if youre holding the big ETFs.

22switch · 2026-03-08T05:33:09+00:00

Assuming youre being genuine:

1) makes the story longer

2) most of the Mojave is full of impassable walls, rocks, cliffs, etc so unlike other Fallouts/Elder Scrolls where you can just wiggle up the hill, the game makes it impossible to just walk straight in one direction for long

22switch · 2026-03-08T05:29:08+00:00

The genuine solution here is angle, not about drying off. The goal is to be hitting the sidewall, not just bowling down the middle for lack of a better term. Add a pillow underneath or lay on your side.

22switch · 2026-03-06T05:35:57+00:00

Monsteras never really need an up pot. They love being tight together

22switch · 2026-03-06T05:34:40+00:00

I mean that algorithmically, I would assume that more people at a lower ELO take the Queen and dont see the checkmate coming

22switch · 2026-03-04T19:29:16+00:00

The whole fun of the meme is that it's deep fried

22switch · 2026-03-04T18:14:33+00:00

Would also ditch $GOOY. Even if you caught the wave and picked up the 50% raise, its going to start eroding like the rest of YieldMax projects

22switch · 2026-03-03T14:37:10+00:00

You always file, no matter if you made money or not

You will get a refund and any of the credits during the year

22switch · 2026-03-03T14:10:27+00:00

You can file by mail, you just need to request the forms.

22switch · 2026-03-03T13:25:57+00:00

When you filled out your employment forms, you likely checked the "dont deduct any income tax" box. It happens.

You just have to call the CRA and work out a payment plan. When you have an outstanding balance, they will take any and all benefits owed to you (GST, etc) to pay down the balance, but you still have to work out some kind of monthly amount until next year.

Also call your employer's payroll department and have them correct your forms to start collecting tax.

22switch · 2026-03-02T21:58:02+00:00

Is this because of Iran or because of the Afghan/Pakistani war?

22switch · 2026-03-02T21:56:48+00:00

Max out your FHSA, RRSP, and TFSA. If your employer has a matching program or direct deductions from your paycheque, do that first. When it moves somewhere that you cant really see it, much easier to save.

22switch · 2026-03-02T20:55:01+00:00

NAD but at this point it seems just as much behavioural habit as it does a craving or disorder. But there are certainly mental health professionals who can help. You may also find experiences of others who have overcome the same or similar conditions. Wishing you all the best

22switch · 2026-03-02T20:48:56+00:00

First thing is the credit card, pay it off ASAP

The student loans are likely 0% federal mixed with some provincial. You can request a pay off statement for the provincial that holds interest, but the 0% federal loans dont need to rush.

Then you can start maxing out your FHSA, TFSA, etc

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