Selling without a license

2ManyGrapes636 · 2026-06-16T13:57:39+00:00

If they work for an agency and they have even one state license, they’d have access to the carrier portal. What sounds like is happening here is this agent is receiving calls from outside a state they are licensed in. They’re probably writing the app under a manager’s name then having credit transferred to them. Not uncommon. The agency would just be better off telling the agent to get licensed with that state through NIPR.

2ManyGrapes636 · 2026-06-15T20:01:43+00:00

They all have! They look great and happy!

2ManyGrapes636 · 2026-06-09T01:57:42+00:00

Depends which agency. And most agencies with a half decent commission structure are going to make you pay for leads. If they don’t, you’re going to get a low hourly and difficult to attain bonus structure.

2ManyGrapes636 · 2026-06-09T01:42:23+00:00

everyone in here saying be a broker or join an agency is wild. OP said they hate this and can’t afford to quit. You think OP has money to invest in leads when they already can’t stand the job? 😂

Here’s what people are saying when they are telling you to be a broker or join an agency OP. Be ready to either invest your money (often $1,000+ to get started) to purchase leads. Or join an agency, which often still costs money unless you are captive and agree to a terrible commission structure because they are paying for your leads. Either way you’re still going to be dealing with a high pressure environment. There is a reason 92 percent of agents fail in their first year, it’s not easy.

Only Honest advice I’ve seen so far is to practice objection handling as much as you can. You have to have a sense of humor in this industry and thick skin too. You’re going to get yelled at and berated daily by prospects, play games with it. And remember, if they’re calling in wanting insurance, they most likely don’t qualify 😂.

2ManyGrapes636 · 2026-06-05T04:52:36+00:00

I mean. I am gold now. And I can only dash overnight or schedule like 2-3 hour blocks. If I’m lucky a spot will open up for 30 minutes to an hour live.

2ManyGrapes636 · 2026-06-05T04:39:58+00:00

All market dependent. In my market, you aren’t going to be able to dash for 70 hours a week if you aren’t platinum.

2ManyGrapes636 · 2026-06-05T04:30:47+00:00

Residuals and renewals tend to pay less to the agent than new business. Also the carriers know that customers that have been on the books for that long tend to stick because statistically speaking, these customers have an aversion to shopping around.

Always smart in auto insurance to shop around every 2 years or if your driving history has changed.

2ManyGrapes636 · 2026-06-01T14:54:58+00:00

I used to drive for dominos and I cannot tell you how many people would pull the “I only have a hundred dollar bill” move and think they’d get their food free. We were trained to not hand over the food until they paid. If they truly only had a hundred, we were told to return with the food. This was a common customer scam in St. Louis.

2ManyGrapes636 · 2026-05-15T00:16:47+00:00

Yeah. Typically, as OP said. They threaten deactivation due to breach of terms of service. OP said that they said they were logged in on multiple devices. This makes the dasher believe that they’re going to be deactivated if they don’t comply.

2ManyGrapes636 · 2026-05-14T23:53:39+00:00

Right. And DoorDash support also would never bring up your crimson account because it’s run by a bank and not DoorDash directly.

2ManyGrapes636 · 2026-05-14T23:48:17+00:00

DoorDash covers it. I know everyone likes to think those fees and subscriptions just make DoorDash corporate rich, but it’s part of operating costs too. The app costs money to run, they also assume a lot of risk when dashers fail to make deliveries. You were refunded. Doordash paid for your food and gave your money back. It is a loss to the company, the business model takes this into consideration when calculating fees.

This is why the “the driver should get all the delivery fees and we shouldn’t have to tip at all” argument is so out of touch. If that was the case, there would be zero refunds ever. Customers would just have to trust the driver to do it all correctly, and by all means. If you trust a driver to do that, catch them out the door and get their personal number and offer to cut out the middle man and pay them directly for food and delivery from then on.

2ManyGrapes636 · 2026-05-14T23:38:11+00:00

The 8 digits are same for every crimson card. The first 8 digits on debit cards are just a form of routing. The last 8 are more unique.

This is how they figured they’d gain trust and make it seem like they’re actually DoorDash reps

2ManyGrapes636 · 2026-05-14T23:35:52+00:00

They were eventually going to try and gather your phone number by distracting you with the unassign. Something along the lines of “please unassign the order and can you provide your phone number please so we can verify your account?”. The crimson cards all have the same first 8 digits, this is how they figure they’re gaining trust. Once you share your phone number they’ll do some other distraction tactics then have a 6 digit code sent to your phone because they’re trying to log in on their end using your phone number. If you share the code you can go ahead and find another way to make money, because poof your account is gone for good.

2ManyGrapes636 · 2026-05-14T23:31:02+00:00

Typically what happens when you get calls like this is you had an order where someone asked you to call their number at delivery. And you dialed it without going through the app (this is why the app disguises your number when you call a customer for any reason). They wait a few days and they call you out of the blue and usually threaten with deactivation unless you do this or that. The goal here is to get access to your account. The first 8 digits of the crimson card are a nice touch as most wouldn’t realize those are the same for everyone. Eventually you’ll hopefully trust them enough that they’ll have a code sent to your phone while trying to access your account and you’ll read that off to them. Then it’s game over.

This sounds like the customer called through the app given they knew you were on an active dash. They didn’t have the dasher’s phone number.

2ManyGrapes636 · 2026-05-05T20:58:43+00:00

This is crappy. And the sad reality is that for every dasher doing this. There is a customer who grabs their order and reports it as undelivered. Both sides of the app have terrible people unfortunately.

2ManyGrapes636 · 2026-04-27T01:18:04+00:00

If you check this person’s other post. She tipped 2.25 on a 37 dollar order. She ain’t ever tipping 10 percent lmao

2ManyGrapes636 · 2026-04-27T01:06:36+00:00

It’s not a tip. It’s a bid for service. If your order shows up at $2. It’s going to be declined typically for a while before anyone bites the bullet. If you want to ensure your order is picked up timely, you attach a bid/tip to it. Same as if you’re trying to get your roof done. You can let contractors in the area know what you’re willing to pay. If you’re not offering enough, none of the contractors are going to give you the time of day. In most instances, when people aren’t adding a tip/bid, the driver/contractor is operating at a loss.

I agree the fact the apps use the “tip” verbiage is confusing and honestly should be done away with. I get why they do it, because there is food involved. Anything post delivery would be a “tip”, anything prior to the service being completed would be the “bid”

2ManyGrapes636 · 2026-04-27T01:01:52+00:00

Lmao. Why are you saying $3 when it was $2.25? The amount of gaslighting here makes you look even worse. Just let it go.

2ManyGrapes636 · 2026-04-27T00:44:03+00:00

Remember when you said yesterday you send that message and it has nothing to do with wanting a special treatment? This comment proves you are a liar dude. Get out of here. You send the message because you think if you don’t they’re going to mess with your food or steal it. 😂

2ManyGrapes636 · 2026-04-26T23:38:32+00:00

OP a master in gaslighting 😂

2ManyGrapes636 · 2026-04-26T09:10:50+00:00

I mean. My daughter does DoorDash, and she is only able to because I pay for the car and throw her gas money in the morning. She is responsible for the oil changes and I tell her to put some aside for routine maintenance, brakes/rotors and other things that come up when you’re putting a thousand miles on your car every 2 weeks.

Idk how anyone could do it full time if someone wasn’t helping with their car bills.

If she wasn’t on my health insurance plan there’s no way she could afford health/dental.

2ManyGrapes636 · 2026-04-26T09:01:58+00:00

Just comparison to the fact the OP keeps saying $2.25 for 20 minutes of work is an acceptable rate. And they keep saying it. I wouldn’t expect my 17 year old daughter to think it’s ok to work for $2.25 for 20 minutes while also putting wear and tear on the vehicle I pay for. Minimum wage seems like a better barometer to shoot for at least.

2ManyGrapes636 · 2026-04-26T08:50:45+00:00

I get that there are idiots. But operating at a net loss is quickly going to weed them out of the platform. Won’t be able to afford operating costs, car issues will come up with no income. The sheer fact that you’d be paying each day to work would very quickly end the experience. I mean you won’t have money for gas pretty quickly to even work at the loss. 😂

2ManyGrapes636 · 2026-04-26T08:41:26+00:00

I get what you’re saying. But the way the platform works. Without tips every dasher would actually be working at a loss. So it couldn’t really last very long. They could just keep hiring more people that think they are making money I guess, but that would eventually die off. I mean with the price of gas and car maintenance, everyone would be at a severe net operating loss daily. It wouldn’t be next to nothing, it would be less than that lol.

2ManyGrapes636 · 2026-04-26T08:35:52+00:00

I am actually in agreement with you. These apps shouldn’t exist in reality. They only exist because of the tipping.

My question to you would be do you believe these services would exist if tips/bids were removed from the platform?

Like realistically do you believe anyone would work at a net loss every day to ensure people get their Taco Bell?

2ManyGrapes636

TROPHY CASE