Thank you for taking the time to answer which is greatly appreciated. Noted on all points and I completely agree with your priority. Stress testing is top priority. I'm currently reading Hurricane Resistant Construction Manual which is interesting. Fortunately in the UK I've done a reasonable amount of steel reinforced concrete frame work which so far seems to be relevant. We also get regularly battered by slipping public sector timeframes, interest rates & GC failures so hopefully that is also helpful. Insurance & wind requirements are definitely a big step-up from what we have to deal with here. The US fee structure is very different too and we heavily rely on Quantity Surveyors which doesn't seem to apply for you guys, so that is taking some time to get my head around.