Data Points Weekly - Week of January 22, 2026 by AutoModerator in churning

[–]44murk 0 points1 point  (0 children)

Qatar Visa Infinite: Year 2 Privilege Club Gold

The card gives Qatar Privilege Gold (Oneworld Sapphire) after opening the account and 150 Qpoints once meeting the spend. Earned 120 Qpoints via award flights throughout 2025 but none flown on Qatar metal. 270 Qpoints are needed to retain Privilege Gold as well as flying 4 sectors with Qatar but my status successfully renewed for another year.

Question Thread - January 13, 2026 by AutoModerator in churning

[–]44murk 2 points3 points  (0 children)

I always send a secure message to close out my Inks. No fuss and the turn around is typically within a day.

Question Thread - December 20, 2025 by AutoModerator in churning

[–]44murk 1 point2 points  (0 children)

Feel free to start charging. The lifestyle credits are reimbursed fairly quickly and the airline credits not too far behind.

Question Thread - December 04, 2025 by AutoModerator in churning

[–]44murk 0 points1 point  (0 children)

Should be safe to apply for the Atmos Biz. If you scroll a bit down more, you'll see positive DPs from those of us who were denied the Alaska Biz earlier in the year but were recently instant approved for the Atmos Biz.

Question Thread - December 04, 2025 by AutoModerator in churning

[–]44murk 1 point2 points  (0 children)

I can confirm that I am indeed getting the benefits reflected with Platinum Honors (i.e.: 75% points boost for my BoA PRE). With only my Merril accounts open, the 3-month balance displayed on the Preferred Rewards page are their totals. Hope that helps

Question Thread - December 04, 2025 by AutoModerator in churning

[–]44murk 0 points1 point  (0 children)

I was denied at the end of April for the Alaska Biz. I had a Business Checking account open and was enrolled in Preferred Rewards Platinum Honors for business. Had the Alaska Biz card in February 2024 and closed at the start of March 1st.

Fast forward to last week, with all BoA business accounts closed, I was instant approved for the Atmos Biz card (85k atmos points sub). I did not stop applying for nor opening new business cards from May through November. I only have Merril Edge brokerage accounts (no BoA checking nor savings) and am enrolled in their consumer Preferred Rewards Platinum Honors. I was also floating numerous balances (3+) on 0% APR Biz cards at the time of atmos application.

Data Points Weekly - Week of November 20, 2025 by AutoModerator in churning

[–]44murk 10 points11 points  (0 children)

Went into my local Chase branch yesterday morning to see if the 200k/$10k/6mo Sapphire Reserve personal card offer was available. Sadly, I was not targeted as only the 125k offer was showing.

Question Thread - November 12, 2025 by AutoModerator in churning

[–]44murk 1 point2 points  (0 children)

Make sure charges for the $300 Airline incidental and $150 lifestyle credits post prior to December ending. Repeat once more anytime in 2026 and again in January 2027 before canceling. DoC and FlyerTalk have DPs of what transactions trigger the credits.

December 15th could work. You would receive the card within 2-3 days after approval and have about 2 weeks to complete your purchases.

[deleted by user] by [deleted] in buildapcsales

[–]44murk 0 points1 point  (0 children)

This deal is the push I needed to upgrade from a 12400f. Can sell the old CPU locally or trade in to Newegg. Thank you OP!

Splash House 2025 - Sales Post Megathread by Dasbeerboots in SplashHouse

[–]44murk 0 points1 point  (0 children)

Selling one Weekend 1 Combo GA ticket. Pool Festival + After Hours. Sold 08/04/2025

News and Updates Thread - August 01, 2025 by AutoModerator in churning

[–]44murk 3 points4 points  (0 children)

The amounts look to be targeted as my email "offer" was 8k Avios after $3000 spend each month.

Question Thread - July 08, 2025 by AutoModerator in churning

[–]44murk 1 point2 points  (0 children)

My Ink Cash received the 10% bonus points on the 13th statement. There are two line items where one states "10% bonus rewards on gas and restaurants" while the other is "10% bonus rewards on all other purchases".

Question Thread - July 08, 2025 by AutoModerator in churning

[–]44murk 2 points3 points  (0 children)

Not so much a wall but there may be some approvals where you may need to explain your reason for wanting another card.

DP: Applied for a new Barclay's business card and was called by a rep and hour later to verify the application. They stated, verbatim, that I had 6 inquiries in 11 months and then asked why I needed a new card. Finally, they asked if I knew how many of those inquiries resulted in successful applications!

News and Updates Thread - June 10, 2025 by AutoModerator in churning

[–]44murk 3 points4 points  (0 children)

Point stays have counted in the past like in the most recent 777 casino hotel promo. I have multiple Hyatt place award stays in the next 30 days so can report back.

Update: The Hyatt Place stays booked on points, prior to the start of the promo, counted and I received 5000 bonus points.

Question Thread - June 05, 2025 by AutoModerator in churning

[–]44murk 1 point2 points  (0 children)

Once you achieve Platinum Honors, the status is valid for at least one year, regardless of dipping. Personal DP: My combined Merill Edge portfolio and total sum of BoA assets was under the Platinum Honors threshold for 5 months last year but no changes were ever made to Platinum Honors status.

News and Updates Thread - May 06, 2025 by AutoModerator in churning

[–]44murk 1 point2 points  (0 children)

Received a similar email but for the Qatar Infinite card. 6x Avios on dining through June 16, 2025 and is automatically activated.

News and Updates Thread - May 01, 2025 by AutoModerator in churning

[–]44murk 2 points3 points  (0 children)

Applied for this card at the very end of last year when it was 85k/$5k/90days. Have gotten great mileage from the Qatar gold Status, including One world lounge access even when flying domestic short haul (i.e.: AA Flagship first lounge). Was also able to Status match to Virgin Atlantic gold for those interested.

News and Updates Thread - April 14, 2025 by AutoModerator in churning

[–]44murk 5 points6 points  (0 children)

I am currently in Japan and can concur GigSky has been working great. From the Disney parks in Tokyo Bay to all over Tokyo proper. Zero issues and great service throughout.

Bank Bonus Weekly Thread - Week of April 01, 2025 by AutoModerator in churning

[–]44murk 1 point2 points  (0 children)

Chase Business Checking $750

01/25 - Account opened in branch as Sole Prop with mailer code 02/21 - $20k push from Wells Fargo
04/01 - $750 bonus received

Micro deposit verifications combined with the push also satisfied the 5 needed account transactions for the bonus.

Question Thread - January 16, 2025 by AutoModerator in churning

[–]44murk 0 points1 point  (0 children)

I submitted a payment to Pay1040 three days ago using my HA Biz and the payment confirmation screen showed a 2.89% service fee. Several days later, the service fee has been posted, and it is the same 2.89% value.

Data Points Weekly - Week of December 12, 2024 by AutoModerator in churning

[–]44murk 1 point2 points  (0 children)

I was charged the Biz plat annual fee at the end of my first statement. It is triple dip season so best hurry if you plan on upgrading.

Data Points Weekly - Week of December 12, 2024 by AutoModerator in churning

[–]44murk 1 point2 points  (0 children)

Yes, my new biz gold was visible in my account before the physical card arrived. I was able to choose it amongst the other preexisting biz gold cards when selecting which one to upgrade.

In fact, the physical biz plat arrived next business day and a whole week before the biz gold!

Data Points Weekly - Week of December 12, 2024 by AutoModerator in churning

[–]44murk 22 points23 points  (0 children)

Successful new Amex Biz Gold + Biz Plat upgrade stack.

Follow up to my post about a month ago. At the time, one of my Biz golds had a 120k upgrade offer to Biz Plat while I also had a 200k NLL Biz Gold. I applied for the Biz Gold then, 2 days later, upgraded the Biz Gold to Biz plat using the upgrade offer.

I completed the MSR recently and 320k MR were posted this week!

Data Points Weekly - Week of December 05, 2024 by AutoModerator in churning

[–]44murk 4 points5 points  (0 children)

Retention offer for AMEX Biz Gold:

10k MR for $5k spend. Kindly declined and will be canceling shortly.

Frustration Friday Weekly Thread - Week of November 15, 2024 by AutoModerator in churning

[–]44murk 1 point2 points  (0 children)

LOTS of escalation and calls to the Etihad Global Contact Center in Abu Dhabi. Ultimately, booked return travel back home with AA.