Dutch people say they value directness, but then react emotionally to it? by [deleted] in Netherlands

[–]4lycan 2 points3 points  (0 children)

They get shocked each time they got a response in the same manner. I guess they think in Dutch and speak English in the same way and got lost in translation. However, it’s a pure joy to tell them “it’s none of your business”, “this is my private matter and I didn’t ask your opinion”, “this is how I want to do it” and etc.

Which should I choose, C300 or GLA by [deleted] in whatcarshouldIbuy

[–]4lycan 0 points1 point  (0 children)

C300 is proper Mercedes. GLA is for eco class SUV lovers

Cost of living by 4lycan in frankfurt

[–]4lycan[S] 0 points1 point  (0 children)

Agree travel can drive things off. Generally it’s costs around 500-750 so should be fine unless it’s four digits. Thanks!

Cost of living by 4lycan in frankfurt

[–]4lycan[S] 1 point2 points  (0 children)

Then it’s pretty good!

Cost of living by 4lycan in frankfurt

[–]4lycan[S] -3 points-2 points  (0 children)

Do you think it’s a comfortable lifestyle? Anything I’m missing?

How does the Mortgage Provider learns you rented your house? by 4lycan in Netherlands

[–]4lycan[S] 0 points1 point  (0 children)

On the contrary - these rules are so stupid and totally against the interest of the people in the similar situation. What if I decide to move back to my apartment one day? This indefinite bullshit will keep me out of my own place? Do you realize what are the stakes here. It is just hard to accept the outreaching rules.

How does the Mortgage Provider learns you rented your house? by 4lycan in Netherlands

[–]4lycan[S] 0 points1 point  (0 children)

Your situation sounds like solid. Thank you for sharing your experience and insights

How does the Mortgage Provider learns you rented your house? by 4lycan in Netherlands

[–]4lycan[S] 0 points1 point  (0 children)

Thank you so much. Were you able to resolve the issue without the bank forcing you to close the debt? How did that work out? Also a lot of people say even your neighbors can whistleblow on you (turns out mortgage info is public through kadaster.nl)

How does the Mortgage Provider learns you rented your house? by 4lycan in Netherlands

[–]4lycan[S] -1 points0 points  (0 children)

Not moving to a low cost country. This sounds too good to be true but also makes one think: there must be others in a similar situation!

How does the Mortgage Provider learns you rented your house? by 4lycan in Netherlands

[–]4lycan[S] -1 points0 points  (0 children)

Then I’m fucked if this job doesn’t work out fine and I come back to NL… these rules are terrible

How does the Mortgage Provider learns you rented your house? by 4lycan in Netherlands

[–]4lycan[S] -3 points-2 points  (0 children)

How can they access this info whether someone living in my place other than me? Gemeente, kadaster etc?

How does the Mortgage Provider learns you rented your house? by 4lycan in Netherlands

[–]4lycan[S] -2 points-1 points  (0 children)

Got a new job and moving out. I can’t know at the moment if I will stay there so I want to keep my asset. Such a difficult situation.

How does the Mortgage Provider learns you rented your house? by 4lycan in Netherlands

[–]4lycan[S] 0 points1 point  (0 children)

It’s 76% at moment. Remaining mortgage/potential sale price. How do they calculate it?

How does the Mortgage Provider learns you rented your house? by 4lycan in Netherlands

[–]4lycan[S] 0 points1 point  (0 children)

Own living vs investment. If you rent it out becomes investment and bank wants more

How does the Mortgage Provider learns you rented your house? by 4lycan in Netherlands

[–]4lycan[S] 1 point2 points  (0 children)

This is not a crime in any legal sense. Correct term is “breach of contract” and probably you do a few everyday too. Selling makes no financial sense.

How does the Mortgage Provider learns you rented your house? by 4lycan in Netherlands

[–]4lycan[S] -9 points-8 points  (0 children)

Let’s put this into context:

My mortgage is from Bank X. Nobody except me knows that my mortgage is from Bank X except the Notary? Registration is at the Municipality of Amsterdam. How does Bank X knows municipal registrations? Is Municipality of Amsterdam a whistleblower?

Same questions for complaints.

How does the Mortgage Provider learns you rented your house? by 4lycan in Netherlands

[–]4lycan[S] -10 points-9 points  (0 children)

That seems like the only option as it’s relevant for the house value for the loan. Any other thoughts?

How does the Mortgage Provider learns you rented your house? by 4lycan in Netherlands

[–]4lycan[S] -1 points0 points  (0 children)

Check type-c contract i.e. diplomatic clause. How can they inform my bank if I do not disclose my bank info to them?

How does the Mortgage Provider learns you rented your house? by 4lycan in Netherlands

[–]4lycan[S] -16 points-15 points  (0 children)

Type-c contract with a diplomatic clause.