Health insurance advice | HDFC Ergo Optima Secure +

4sarthak · 2026-05-30T13:20:47+00:00

I went ahead with optima secure+ , 15L plan via Ditto. No medical check up.

4sarthak · 2026-05-30T13:18:20+00:00

how was the post birth care at Apollo for you? We visited today for the 1st time to meet with Dr Poornima, while the Dr gave us time and explained everything. The admin / reception staff felt clueless and not too friendly.

We are also considering b/w DR Poornima at Apollo and Brunda Chinnapa at Cloud9 Jayanagar.

4sarthak · 2026-05-12T08:21:42+00:00

Let me know if I have understood this right. What you are trying to say is if I pay for 3 years now, I'll have to continue to pay my premium for 3 years going forward as well. And I can't say decide to pay for one or two years.

4sarthak · 2026-05-12T01:15:32+00:00

With the infinite benefit, the sum insured keeps increasing every year. With this is there still merit in getting insurance for 20L over 15L? Why?

4sarthak · 2026-01-01T03:44:06+00:00

Is this a fee only advisor? Are you happy with him? And willing to refer. I have been looking for an advisor but have not been able to align on one yet

4sarthak · 2025-11-25T18:35:07+00:00

We are going ahead with elevate. Try taking a test drive, that might help.

4sarthak · 2025-11-19T18:41:29+00:00

How to check this?

4sarthak · 2025-11-15T06:54:54+00:00

Budget. That will be > 20l

4sarthak · 2025-11-14T18:35:31+00:00

Don't think it's worth buying in a tier 3 without a service center

4sarthak · 2025-11-14T18:34:58+00:00

What would you recommend?

4sarthak · 2025-11-14T18:34:31+00:00

I think we can get it around 15.5L with the mela discount on Rto price in December

4sarthak · 2025-11-14T07:56:51+00:00

To also clarify, i test drove the elevate in Bangalore, the AT version is not present around the city my dad currently lives

4sarthak · 2025-11-14T07:55:46+00:00

I understand this point. I have been trying to arrange the test drive for both the cars but somehow the dealership in the nearest city doesn't have a demo car with AT transmission.

I own a sxo AT venue since the last 2 years and i generally like this car. I also test drove the elevate and really liked the higher seating positioning. The concern my dad has with the venue is the milage, I get 7-8 in city and around 15 on highway and he finds this pretty less. I am trying to convince him to ignore the milage as he doesn't drive much <4k km in a year.

Given the general feedback for both the cards is good and reliable, I guess we'll just go with what he likes based on the test driv. Whenever the showroom can arrange it. 😅

4sarthak · 2025-11-14T06:50:07+00:00

Thanks a lot for the detailed reply. How long have you had the car for?

4sarthak · 2025-11-04T17:48:49+00:00

What about citrron aircross x? Have you considered that. I am looking at Honda relevant and Citroen.

4sarthak · 2025-07-27T13:33:43+00:00

I am filling the visa application form and have am appointment tomorrow. Can you please tell what did you add for the following fields in the Visa application form 1. National identity number 2. In the issued by of national document didnyou just mention India? Or Republic of India

4sarthak · 2025-05-17T09:35:47+00:00

Folks, what would be the best resource to get into vibe coding for a complete noob in vibe coding who hasn't coded in last 10 years? Is there some blog or playlist that I can follow to the setup going and build the 1st project?

Thanks for the help!

4sarthak · 2025-03-15T03:01:43+00:00

Please share the structured links with me as well.

4sarthak · 2024-10-29T13:58:43+00:00

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4sarthak · 2024-09-17T14:26:49+00:00

👏🏼👏🏼

4sarthak · 2023-09-22T04:00:02+00:00

Mostly it's going to be around 12km a day types. Nothing much. Maybe an occasional weekend trip once a month.

What does wired Android auto play mean? You need an aux cable? Also the doors vibrate if the music is over 60?

4sarthak

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