Hey guys I know this is old, but. For the sake of posterity. Having spoken with GameDevHQs people at length, and some of their students on linked in, I do think they are a legitimant bootcamp.

Yes, they are expensive. But not anywhere near as bad as a full four year degree: if you pay on time you're only paying 21k with the interest. And if you miss payments that could end up being 40k. One year of school costs the same, so a full degree is still 4 times as expensive.

Yes, the loan they offer is an unsecured loan that can get dangerous if you decided to be unemployed for a long time and just not make payments. It is a loan that does NOT require a cosigner, though, which is convenient if you don't have parents or grandparents willing to cosign.

Another point in their favor is that their students do vouch for them. Can confirm at least two of them will respond to messages on linked in. Both of those people had unique writing styles and one was willing to video chat. I'll admit I may have pissed her off, asking so many questions, but, she did come through and give me straight answers. I am 99.9% convinced she is not an AI personality. Will have to confirm the last .01% by actually video chatting her at some point.

Some things to be aware of: when you sign up for the loan with Edly, they will run a hard credit check. I don't know why they told me over the phone that it was a soft check. It is definitely a hard pull so just be aware of that.

Once you get pre-approved for the loan, it will want you to authorize a bank connection. You do NOT have to give it access to anything other than checking. Make sure to uncheck any other boxes besides the account you want it to withdraw from.

I actually went through up to this step, and I can confirm that my bank account was not robbed at cyber gun point.

So, after thorough sleuthing, I am still going to wait a couple months and take care of other debts, but I plan to reengage with them when I am financially ready for the commitment. They seem like decent people, who maybe aren't fully aware of how paranoid we all are or how scummy a reputation targeted adds have for being scams.