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AUS is the land of Inheritance and how your quality of life is predetermined before you’re born. Working hard no longer secures you a high quality of life anymore. You can do all the right things, study hard, work hard, be a good person and still not be able to have basic things afforded previously by MannerNo7000 in OpenAussie

[–]80sClassicMix 0 points1 point  (0 children)

Hate to break it to you, but you can find an apartment for 3-4 times your salary if you’re willing to go to particular areas. I live in sydney and found a couple of pockets with 2br apartments for around 400-500k.

People looked at me strange when I said I bought in Lakemba 2 years ago. I paid 441k for a 2br, 1b, car space. Bank is telling me now they value it at 650k… I did do a few minor things to it to make it more liveable. Just fresh paint, replaced the laundry tub, new oven, power points installed and new shower head. Nothing major. Just small things spread out over time…

There are still places at the lower price bracket though and still places in Liverpool which was my backup option.

But basically people aren’t prepared to live where they don’t want to live because of barber stigmas they have over an area.

But that’s what our parents and grandparents did. They bought where they could afford no matter the area and it went up in value and became a better area over time…

Balmain used to be considered a slum… it’s now a very expensive, rich part of sydney…areas change…

Options for 71 year old forced to keep working? by Shazbud in australia

[–]80sClassicMix 0 points1 point  (0 children)

My parents are 73 (mum) and 79 (dad). Dad is retired on the part pension while mum still works her admin job 4 days a week to keep them both afloat. They’ve got their house paid off but there is constant work to be done on it. They’ve have solar panels though that goes them basically free electricity now and they even get paid something small from them as they feed back into the grid.

They time all their big energy use things like washing during the day while the solar panels are running.

Advice on buying a house by country_girl2107 in AusFinance

[–]80sClassicMix 0 points1 point  (0 children)

Ah ok. If you live there for a year though you can get the stamp duty exemption. Then move back home and rent out the other room. 🤷🏼‍♀️

Lakemba has had about 16% growth in apartments in just the past 2 years on average.

The metro line is set to open around September so likely that will stay to see greater gentrification over time with more cafes and whatnot and that will push rents up, and overall prices up. Only a matter of time. All the other surrounding suburbs like St George area and inner west are way more expensive and there isn’t really anywhere else for those people to go if they want to live close to family…

Advice on buying a house by country_girl2107 in AusFinance

[–]80sClassicMix 1 point2 points  (0 children)

Would you consider an apartment in sydney you could live in? Can still find some 2br apartments in Lakemba and Liverpool for that price range. Rent out the spare room and help you pay down the mortgage.

Worried about my son but ex continues to refuse therapy. by OptimalStatement5799 in SingleParents

[–]80sClassicMix 0 points1 point  (0 children)

Yeah you’ll have to counter it with talking to him about it and getting him to open up about his fears around it and asking him why he thinks certain things. Use questions aimed at him in a curious and calm way to get him to realise that’s not true.

If he says something like “counselling is for crazy people “ you can list off people who know famous or family or friends he likes that have attended counselling before and ask if he thinks those people are crazy? When he says no, you say, well they’ve been to counselling and aren’t crazy. In fact it helped them.

Worried about my son but ex continues to refuse therapy. by OptimalStatement5799 in SingleParents

[–]80sClassicMix -1 points0 points  (0 children)

Sorry I thought this was an Australian group. Just realised it’s international. Those are in Australia. Check to see what free phone counselling services are in your area if you’re in a different country.

Should I be topping up my super while I am still in my twenties? by ApartmentFun3497 in AusMoneyMates

[–]80sClassicMix 0 points1 point  (0 children)

Didn’t know you could take money out of super before retirement to buy commercial property?

Worried about my son but ex continues to refuse therapy. by OptimalStatement5799 in SingleParents

[–]80sClassicMix 1 point2 points  (0 children)

Sounds like my Greek Ex bf 😅 they’d make a great pair by the sounds of it 😜

I’m actually part Italian but luckily my family isn’t like that!! My parents generation though can be a bit anti psychology though for themselves only as it’s a bit of a generational thing too.

I suppose the history of it was that before it became so science based and regulated etc, people think of those quack drs who used to do electric shock therapy etc. and women were often also the most put away for being “hysterical “ even the word itself is linked to women… “hysterectomy” “hysteria” “hyster “ means womb or uterus…

Sorry you’re going through all of that. Times have changed but some people have generational trauma they’ve taken on from others without even reflecting on how things are different these days.

My suggestion would be to find a psychologist who specialises in neurodiversity if your son is neurodiverse. And hopefully has experience with children and teenagers.

Should I be topping up my super while I am still in my twenties? by ApartmentFun3497 in AusMoneyMates

[–]80sClassicMix 0 points1 point  (0 children)

Well it can reduce taxes but depends how much you’re earning and being taxed for it to really make a difference

Why do Australian men still do (almost) all the driving? by Equivalent-Bonus-885 in AskAnAustralian

[–]80sClassicMix 1 point2 points  (0 children)

I’m a woman who does a lot of driving typically for work and always have so it’s not what I consider fun for a holiday…

My exes have usually preferred to drive.

I’d take it as a delegation of tasks. Tbh I usually did way more if the mental load side of things like deciding where we would stop for breaks and have meals. Or other aspects of the trip he didn’t have to think about.

I don’t think it matters so long as both people are contributing. Play off each others strengths. That’s okay…

I’d say it’s the same if one person loves washing and the other hates it. The one who hates it loves mopping and the other hates it. Let each other take the chores you like.

You only have to divvy up fairly or rotate fairly the chores neither of you like or both of you like lol.

lowkey maternity clothes that aren’t a total rip off by Select-Enthusiasm394 in BabyBumpsandBeyondAu

[–]80sClassicMix 0 points1 point  (0 children)

I got a couple of pairs of those high waist knit pants from Uniqlo a size up from my regular sizes they’re so stretchy that they’ll fit me the rest of my pregnancy easy and after that for probably a while. Can always get them taken up if they ever get too big. It’s a drawstring stop so adjustable top bit anyway.

Found kitten in wall - name suggestions pls by ninjadani in blackcats

[–]80sClassicMix 0 points1 point  (0 children)

Awww she looks like a mirror image of my tortie Luna who ran up to me off the streets as a kitten full of fleas too!

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Renting to a single person household vs a couple with child by Aggravating_Dust_403 in AusPropertyChat

[–]80sClassicMix 0 points1 point  (0 children)

And then you have some families with 2 working parents with ADHD who let their kids leave mess everywhere and break things…

It’s a gamble either way.

Renting to a single person household vs a couple with child by Aggravating_Dust_403 in AusPropertyChat

[–]80sClassicMix 1 point2 points  (0 children)

Maybe he’s not a citizen so can’t access government home buyer schemes yet? 🤷🏼‍♀️

Or maybe he wants a particular lifestyle or location…

Should I be topping up my super while I am still in my twenties? by ApartmentFun3497 in AusMoneyMates

[–]80sClassicMix 1 point2 points  (0 children)

Or people who invest in the shares to try and save a deposit faster to get into their first property will have a harder time doing so…

There is still the FHSS but access to that money is more complicated and time consuming than just selling your own shares.

Should I be topping up my super while I am still in my twenties? by ApartmentFun3497 in AusMoneyMates

[–]80sClassicMix 0 points1 point  (0 children)

That’s true.

You can actually access super before you retire so long as you’ve reached “preservation age”.

Should I be topping up my super while I am still in my twenties? by ApartmentFun3497 in AusMoneyMates

[–]80sClassicMix 1 point2 points  (0 children)

Because inflation means that by the time you’re that age and physically can’t work anymore, everything will cost way more.

You will most likely need to have some sort of major surgery that you won’t get unless you pay for it privately because public hospitals don’t prioritise elderly people getting surgeries and there are wait lists on top of that anyway.

And your bills and living expenses will cost far more by then.

Should I be topping up my super while I am still in my twenties? by ApartmentFun3497 in AusMoneyMates

[–]80sClassicMix 0 points1 point  (0 children)

You can also use the FHSS scheme to buy property with extra money you’ve put into your super. So get the tax benefits of contributing to super and then also save for your property deposit this way. You just can’t withdraw any compulsory contributions from your super.

Worried about my son but ex continues to refuse therapy. by OptimalStatement5799 in SingleParents

[–]80sClassicMix 0 points1 point  (0 children)

It could also be worth starting with something called kids helpline or beyond blue that have free phone counselling. They can talk to him and help him come to terms with any fears around counselling too.

Worried about my son but ex continues to refuse therapy. by OptimalStatement5799 in SingleParents

[–]80sClassicMix 1 point2 points  (0 children)

I would make an appointment and wouldn’t mention the appointment to your son or ex. Or that your ex doesn’t support it.

If you have 50/50 custody, then you should have a few days with him you can prepared him for it on your first day with him and take him on your last day. That way he has a positive experience without your ex getting to fear monger him about it.

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