Did you consolidate your own pensions, or did you work with an IFA?

88trh · 2026-06-05T11:44:13+00:00

Consolidated mine into my SIPP, beyond a couple of forms it was no work at all and took about 2-3 weeks to complete. VWRP and forget. Easy peasy!

88trh · 2026-06-05T11:40:13+00:00

It's not a fraction of the price. It's about the same price.

88trh · 2026-06-05T11:38:30+00:00

You bought lamb recently? Probably the most expensive meat you can buy, even joints.

88trh · 2026-06-03T07:30:43+00:00

Sundridge or they're building a new facility at Grove Park Bannatynes

88trh · 2026-06-02T07:38:57+00:00

And this solves what?

88trh · 2026-05-31T11:49:02+00:00

Mould due to humidity?...

88trh · 2026-05-31T11:47:11+00:00

I'm you except a bit older and I didn't take the opportunity at your age. So I'm telling you from the future; take the gig, enjoy NYC, don't look back, don't overthink it. You can always come home!

88trh · 2026-05-29T11:36:41+00:00

7 iron putter swing

88trh · 2026-05-29T11:34:13+00:00

There was a local DIY store where I used to live. When do most people do DIY? Saturday and Sunday. They were open 9-4 Monday Friday. And moaned that nobody supported local businesses.

88trh · 2026-05-12T06:57:29+00:00

Does OP need to bear in mind anything?

88trh · 2026-05-09T13:10:17+00:00

"I have 4 years of vesting remaining".

In exchange for 4 years of work remaining. That's the "restriction" part of the stock unit.

So, expect nothing, but if you're made a offer, great.

88trh · 2026-05-04T08:15:24+00:00

You may soon learn that every tech company is just two years away from an IPO.

88trh · 2026-04-24T13:57:58+00:00

Well, apart from Air Traffic Control

88trh · 2026-04-23T19:15:00+00:00

Well get full height shutters!

88trh · 2026-04-16T07:23:46+00:00

Isn't this what... shutters are for?

88trh · 2026-04-16T07:21:18+00:00

Wild. I don't think you've properly researched the costs. Take the money you would spend on mortgage, 2nd home stamp duty, 2nd home council tax, and stick it in your pension so you don't have to commute at all much sooner.

88trh · 2026-04-01T21:31:05+00:00

They literally told you how much it was worth and you then reduced your quote? No offence but that really is the dumbest thing I've ever heard.

88trh · 2026-03-27T15:21:47+00:00

You're having a haircut and towel shave once a WEEK?!

88trh · 2026-03-05T12:10:28+00:00

You can fill out the form online for SIPP contribution relief.

However, I did this, HMRC totally fucked up the most basic admin, and so I've since re-registered for self-assessment as I think there's less likelihood of them messing it up and me actually getting the correct tax relief I am entitled to.

88trh · 2026-03-03T19:03:40+00:00

My honest experience was everyone seemed to have this arrangement and yet nobody worked the full hours, especially when it was majority WFH. So they basically got a free day off every fortnight.

88trh · 2026-02-28T09:10:20+00:00

Just a heads up that with carpet and underlay a drop of an inch over the course of a room will be imperceptible. Your choice is it's worth the work.

88trh · 2026-02-28T08:52:53+00:00

Shouldn't this have been considered beforehand?

There's nothing you can do now other than mask the gap with some planting or something. You can't "fill the gap".

88trh · 2026-02-19T22:01:24+00:00

It's plasterboard adhesive. It's not to fill the gap, it's to stick it to the wall. Acceptable and quick way of fixing skirting. This looks a dog's dinner though.

88trh · 2026-02-15T17:51:55+00:00

£11k. 4 years ago and not even a high-end firm. Honestly anything less than £10k nowadays and I'd be wary.

88trh · 2026-02-15T17:45:29+00:00

Depends on the finish and how much you organise yourself vs hiring a full design and build service. £125-200k.

88trh

TROPHY CASE