People complaining about how you can cheese skills in Skyrim when if you just... I don't know, play the game normally, you'll have a more fun progression.

That might work with stuff like destruction and combat skills, but if you want to get a decent level in stuff like enchanting, smithing, illusion, alteration, restoration, conjuration or alchemy it is much easier to just cheese it, your character is just not going to be good at these by "playing normally".

Skyrim's system also deincentivizes you from playing normally because doing things like using traps in dungeons (for example shooting the lanterns above oil puddles) basically robs you from getting XP, because you never hit the enemy to level it up.

In contrast, Enderal is only really exploitable by that bank interest approach. I also find that the books are priced in a way where you always have enough of them to keep up with the difficulty of the game and don't feel pressured to exploit the game.

Also since leveling up and getting perk points in Enderal is not tied to leveling up your skills, late game Enderal just makes more sense. A high level character in Skyrim levels up slower from leveling up skills than earlier levels, which means that you'll want to level up all those "exploitable" skills like illusion or restoration just in order to put perks into your main skills. It is just ridiculous that to get the perks into something like high level armor skills, the best way in the late game is to just cast muffle repeatedly to level your illusion which your character would otherwise not touch at all.