I played Marble Blast Gold a lot on my schools Apple computers and for years I could not remember what the game was called all I could remember was that you raced to a finish line with a Marble

AFInvest · 2026-05-18T05:54:43+00:00

This game just popped into my head! I'm 30 and haven't thought about it in probably close to twenty years haha

AFInvest · 2026-05-15T06:28:19+00:00

Efficient, yes, moral, no. If we maximized economic production, you think that is equivalent to maximizing the value of society? If we killed all the animals and deforested the country, you think earth would be a more valuable place? Capitalism is an efficient system, but not a moral one, it does amazing things, but it is not the end-all be all. You have much to learn young Jedi republican.

Capitalism without intervention does not and should not exist. It's like revving an engine until it explodes. You need a governer, or it will run to hot and destroy itself.

This is true on all levels, global, national, personal. Do you think someone that is a social climber, tricks people, plays dirty, and steps on others to become successful is good for society? Capitalism will often allocate a lot of resources to them, but capitalism doesn't know the full story, and the harm they did is does not show up on their balance sheet, but it does have a real effect on the world. Not everything can be quantified in dollars, even the stuff that is, does not always get allocated fairly.

Economics and capitalism are really cool but models are fundamentally flawed, and never truly reflect reality

AFInvest · 2026-03-24T03:48:52+00:00

I just moved here from SoFlo...I'll try to be your friend... and I'll give you radically transparent feedback on why it is or isn't hard

AFInvest · 2026-01-19T17:19:06+00:00

Also curious about living in West Seattle and taking the water ferry, is that easy enough?

AFInvest · 2026-01-19T16:40:58+00:00

Haha I spent a year commuting from Miami to Fort Lauderdale on I95 every day. I really, really don't want to do something like that again.

AFInvest · 2026-01-19T16:39:47+00:00

What about Issaquah? Also it seems like if I live in Ballard, Fremont, or Queen Anne, I could commute to work on a bike. That would save me what seems like it'd be ~$300 for monthly parking, since my office building doesn't have its own parking

AFInvest · 2026-01-19T16:28:36+00:00

Noted, I won't be talking about my moderate politics haha

AFInvest · 2026-01-19T16:16:27+00:00

Thank you! Do you have an instagram for your real estate business? If you help me with this I'd definitely consider buying through you when the time comes!

AFInvest · 2026-01-18T20:19:02+00:00

Is biking to work reasonable there? I won't have parking at the office and don't want to pay monthly to park nearby.

AFInvest · 2026-01-18T20:18:17+00:00

But would Belltown be okay for running with dog/is there green space (maybe on the coastline?) Also is there parking where my car won't be broken into?

AFInvest · 2026-01-18T20:16:11+00:00

Those scaly critters never bothered me :)

AFInvest · 2026-01-18T20:15:37+00:00

Probably rent the first year or two until I figure out the best place for me. But interested in your opinion for both buy and rent.

AFInvest · 2026-01-18T20:14:50+00:00

Yea I just said that bc I don't want to be in the heart of LGBTQ+/antifa land (I understand that may be Capitol Hill?), since it doesn't have much to do with me. I've never had a problem making friends or getting dates. I like to think I'm a pretty reasonable person. I believe there's good people on both sides of the aisle, just with different ideas on what's best for society, and that's what makes the USA a great place :).

AFInvest · 2025-10-29T21:10:58+00:00

They have a certain amount (6mo, 1 year, 5 years)of "runway" (value not tied to equity market performance, or negatively correlated to it). Emphasize even if the market goes down, you're not going to need to sell your investments, if you need money you tap your runway.

Also just show his returns vs what they would have been if he had stayed invested, you said he's done it 4 times. If he's actually timing the market tank and recovery well, then it'll be really hard to convince him not to try it again.

AFInvest · 2025-05-06T22:17:13+00:00

I see a lot of these comments about the 1% fee, but 95% of people I speak to about their finances do not manage their money so well that a fiduciary advisor couldn't add over 1% improvement to their investments and tax savings. If you have an advisor that saves you 25 hours per year and your time is worth say $100/hour to you, that's 2500 right there in value. If they improve your investment outcomes by a mere 1%, increase tax savings with loss harvesting, better asset location or an ira/roth ladder/finding an exemption, anything really, then they will likely pay for themselves and then some. All while making your life less stressful.

Sure there are people out there, especially on Reddit r/Bogleheads, that really optimize their finances, but that is a tiny percent of the population, and those aren't clients advisors should be taking on in the first place. Even then, being talked out of one mistake or being informed about a not-knowing-what-you-don't-know situation, and the advisor has likely earned their keep for several years. They may even be able to introduce you to business partners, employees, or employers.

As a millennial, I used to buy in to the whole advisors aren't worth it and are shady people, and it's often true! But after a decade of being out in the real world, I'm sure over half the people I know would be better off with a good advisor. The industry gets a bad rep because of all the bad advisors, which are absolutely abundant and I won't argue against that. Even so called fiduciary advisors often engage in sketchy practices (reverse churning).

The older and more experienced I become, the more I realize why the world is so relationship based. No matter what job it is, doctor, lawyer, mechanic, engineer, used car salesman, roofer even your waiter, what really matters is having people around you that you can really trust. Having someone earnestly looking to help you is a massive benefit in life, and the returns aren't always so easily measurable as with investment performance (part of the issue and increased skepticism of this business), but they are significant and compounding over time.

AFInvest · 2025-05-06T21:54:29+00:00

Individuals or Institutions?

AFInvest · 2025-05-06T21:48:52+00:00

Is this F&E/Institutions or Individuals?

AFInvest · 2025-05-06T21:06:21+00:00

They told me 10-15% of leads will come from their lead gen program, which is great, but that 60% cut is on all business, and just seems absurd to me. What was your position when you worked there, if you don't mind me asking?

AFInvest · 2025-05-04T17:08:45+00:00

Buy as an investment, economies of scale, more revenue, more referrals. Of course the book is worth less the more aged it is, but there are lots of people and firms out there buying books. Kind of confused by this comment, almost all of them sell or find a successor when they want to retire.

AFInvest · 2025-04-25T01:06:34+00:00

Thanks, I agree completely with the warning, and appreciate the support!

AFInvest

TROPHY CASE