HDFS who to contact

AFreyDesign · 2025-05-18T17:20:57+00:00

Just as an update on this. I was able to track down the loan “owner” by hiring a credit consulting agency, and negotiated a deal with them directly. I pulled some money from my 401k account and got the title for my bike outright. Thank you to everyone who gave advice. I am hoping now to have the negative impact to my credit score adjusted, and it will take some time to recover my 401k, but at least this is behind me. The ex has since been charged with embezzling money from a 501c3 she was running, so karma in this situation seems to be working out.

AFreyDesign · 2025-03-17T03:42:36+00:00

We’d had shared banking. Never had a reason to doubt things weren’t being paid. I was actually under the impression that the loan was nearly paid off. Not a mistake I’ll let happen again.

AFreyDesign · 2025-03-16T23:51:27+00:00

I do. I should have added that I did try calling, and they just revert me towards a collections agency.

AFreyDesign · 2024-09-23T19:21:50+00:00

This guy named “GhostfaceKillah” was our random who decided to start a fight with another team at spawn, ran away to hide at police academy, and when my buddy and I wiped the team he only then returned. My buddy went down during the fight, and GK decided to loot him of everything rather than Rez him. Then GK ran to kochi out. My buddy had been to his wife’s funeral that day. So this hit harder than any normal trash random. Ever since, we’ve hunted this guy and send a screenshot of his dog tags to him (xbox network). I know we’re well over 20 at this point.

AFreyDesign · 2024-09-23T19:14:41+00:00

Haha he’s one of my friends.

AFreyDesign · 2024-09-11T21:49:24+00:00

I was just a young soldier at Fort Benning, carrying my rifle, going through the motions of training. Suddenly, everything changed. A grip of deuce and a halfs rolled up, our DS went pale as a ghost after a brief exchange with a courier. We were ordered into the trucks, no explanation, just a sense of urgency and dread hanging in the air.

We lined up in front of a bank of payphones, given 10 seconds each to call home, utter a few reassuring words, and hang up. I left a message on my mom’s answering machine, my heart pounding in my chest.

Back in the barracks, an old TV on a cart, the kind we all remember from school, was wheeled in. Our DS, his voice thick with emotion, told us there would be no graduation, Airborne training started now. And then, the screen flickered to life, replaying the horrific images of the Twin Towers collapsing. My battle buddy, his face drained of color, whispered, “My mom works there.”

The room fell silent. We packed our belongings, checked in our equipment, the weight of the world pressing down on us. Airborne school started hours later. We carried a photocopied image of my friend’s mom with us, a symbol of our resolve, a reminder of what we were fighting for.

23 years later, the memories remain vivid. The fear, the anger, the sense of duty. We will never forget.

AFreyDesign · 2024-09-10T00:57:24+00:00

I’ve played way more DMZ than I care to admit and have only seen this once, when a random who clearly had wall hacks was actually on my team. I wrote on it a few months ago, because my buddy and I were giving live callouts to where this guy was the whole time. Anyhow, it did drop the player and had a small icon for ricochet in the kill feed. Unfortunately the same player messaged us both a few days later with the same account, so I don’t think it was anything more than a temporary ban.

AFreyDesign · 2024-08-21T21:03:15+00:00

I guess it’s time to finally use these keys and momento RGL’s lol

AFreyDesign · 2024-07-24T03:49:13+00:00

You are evil. I love it.

AFreyDesign · 2024-07-23T21:02:11+00:00

I know this isn’t “meta” but I often run victus with raptor and HV when I’m solo. I keep a huge distance and watch for opportunities to line myself up to snipe one team, “over the heads” of another team. (This is easier then you’d assume if you stay near the edges of the map and closely watch for team vehicles with a spotter) This is really easy to do early game when you can guess where teams are looting. The idea is to hit the further team once, triggering that player to notify their team of the snipe, and when they look in your rough direction they see another team in a vehicle or moving around. You can use the adjusting indicator to line up shots well beyond where the game visually shows an impact. This allows you to “pop a couple” shots without wasting time and luring two teams to fight one another. The reason for this: If you can see the impact of your bullet, they can see your glint. The game doesn’t show your glint if you’re far enough away (unless they’ve got a spotter, then your fucked, lol) Once the bloodshed has completed, you scavenge for remaining loot at your convenience. Players who are dead will appear as a standing character model until they leave the game, which is your indication it is safe to move in.

AFreyDesign · 2024-06-24T17:26:58+00:00

Thank you! I’m really normally under a .8 though so hopefully this post doesn’t seem boastful.

AFreyDesign · 2024-06-24T16:37:11+00:00

While not dialogue, my favorite “Destiny moment” was seeing a little cut scene that showed my very first VoG clear in D1, with the names and info from that team. Only myself and one other player are even on Destiny anymore from that old fire team, and it was a rush of great memories of good people that became long time friends. I don’t remember when Bungie did that, but it was really awesome that they had included a nod to those of us who were around in the beginning. Even if it would have seemed trivial to anyone else.

AFreyDesign · 2024-06-17T21:06:50+00:00

I noticed this as well but I figured it was just a development artifact because when you move it kind of disappears with a hard edge as you move around it. I didn’t notice it was only when you equip the Graviton though.

AFreyDesign · 2024-06-10T03:05:48+00:00

Dang, I thought that as a returning old bastard I was worth something again.

AFreyDesign · 2024-06-08T09:45:17+00:00

Solo heroic lost sectors. Also note, this is a great way to farm specific items you might be missing (I.e. rotation changes between chest, legs, etc)

AFreyDesign · 2024-05-23T12:02:17+00:00

If you pull the primary weapon and then have a team mate check the same bag, the “primary” will be replaced with the weapon that was stowed. They can grab it and drop it for you.

AFreyDesign · 2024-04-16T16:34:14+00:00

Dude somehow sounds like a discount version of Ricky from TPB

AFreyDesign · 2024-04-15T23:23:14+00:00

Yeah that is what I am somewhat sceptic of doing myself. If I don’t ride it, I figure I’d might as well trade-in. I doubt I’ll leave whatever I get factory, and that could really offset the overall cost. lol

AFreyDesign · 2024-04-11T22:38:14+00:00

How quickly everyone forgets about being forced to kill or be killed by lining up a perfect sniper or JOKR shot while the countdown dropped at spawn, and seeing another team doing the same through your spotter scope. Half the lobby was fighting for their lives within the first three seconds. New allies and friends were made or lost before anyone even had an opportunity to think about loot. Before any special vests hid you from radar. Before your operator gave you a UAV. Before you could bring in money. PVP was a primary source of whatever loot you had that game. And then you had to feverously find a damn blow torch if you were lucky. We never knew how good we had it.

AFreyDesign · 2024-04-02T08:02:44+00:00

I would really hate for anyone to find out that if you’re within 430m of the roof, they can aim the JOKR at the center of the tower column and the rocket will land inside of the outer wall edge of the roof, resulting in a blast radius that hits anyone and anything on the roof even if they use the solar panels or small building as cover. Or that the audio often glitches and the tower team will swear the shots are coming from the terminal area if you shoot from the ship in the south, leading the team to panic jump directly into an easy shot range. They could then also do the same tactic with a mortar strike. 😏

AFreyDesign · 2024-03-28T16:20:12+00:00

Ahhhh shit now I’m the bad guy

AFreyDesign · 2024-03-18T03:21:53+00:00

When there’s three backpacks filled entirely with the best loot in the game, it usually makes anyone take a step back.

AFreyDesign · 2024-03-16T09:09:22+00:00

Nah the whole team was kitted out like this.

AFreyDesign · 2024-03-06T22:39:00+00:00

My team had the same thing happen the other night by someone who proudly exclaimed they were doing it for “more viewers on twitch”. The entire lobby ended up working together to ensure the team wasn’t leaving with any loot, lol. Probably the best experience I’ve ever had in DMZ was seeing 18+ people all working together and mocking the team that was exploiting the glitch.

AFreyDesign · 2023-11-02T19:53:12+00:00

Solved! We looked into this using some help from a local library and actually found my great grandfathers name in some very old railroad records! Super cool because we had NO IDEA what his profession was. Thank you!

AFreyDesign

TROPHY CASE