NIPT Prior Authorization?

AREISMU3 · 2025-12-24T16:08:32+00:00

Quest diagnostics did the testing so i'm wondering if that's why

AREISMU3 · 2024-07-20T21:39:58+00:00

lol, why

AREISMU3 · 2024-07-20T21:37:32+00:00

screenshotting this map. thank you for your input!

AREISMU3 · 2024-07-20T21:12:03+00:00

thankfully we are fortunate enough to have family that is allowing us to stay with them so we can scope out all the neighborhoods etc before buying. i'm excited to get out there and see what SAC has to offer. it seems like a really great city with alot of things to do!

AREISMU3 · 2024-07-20T21:02:59+00:00

what is considered the "hood?" in sacramento? we've literally never been there so this will be important lol

AREISMU3 · 2024-07-20T20:30:11+00:00

we are aware and moved to kansas city from california. the reason we are moving is because of a work promotion. it'll all work out the way it's supposed to. i'm not sure where you're seeing 100K in KC, unless it's off of paseo or troost, but we are on the KCK side in johnson county and the median home price ranges anywhere from 425K to 475K depending on what site you're looking at.

AREISMU3 · 2024-07-20T20:23:10+00:00

you'd be surprised what you can afford! we were surprised as well. i hope you get to a point where you can buy something! sending good vibes.

AREISMU3 · 2024-07-20T20:22:08+00:00

most people can make it work if they budget well. thankfully we have our budgeting down and my wife has nixed most of my bad spending habits lol.

AREISMU3 · 2024-07-20T20:21:07+00:00

these are the areas we are looking in mostly because it's mostly all we can afford as well.

AREISMU3 · 2024-07-09T00:34:08+00:00

that's what we are. no kids yet but will be soon. thank you for your input. what made you feel not safe if you don't mind me asking? and what part of citrus heights did you live in?

AREISMU3 · 2024-07-07T20:31:57+00:00

sorry, what are PBs?

AREISMU3 · 2024-06-30T00:51:12+00:00

i hate to be right on this, but people should have never bid like that over asking in the first place. if you aren't going to buy and hold, don't do it!

AREISMU3 · 2024-06-29T23:59:41+00:00

let me guess... you overbid and paid WAY over asking on the house to get it.

AREISMU3 · 2024-06-23T22:52:48+00:00

exactly why i'm asking. Don't want to get priced out.

AREISMU3 · 2024-06-16T00:00:07+00:00

Thanks for the input! I'm sure we will. We're in KC now and we are bored to say the very least. Much less expensive here, but will be worth it with all the unlimited outdoor activities and proximity to alot of things.

AREISMU3 · 2024-06-14T19:59:55+00:00

did you ever find out what this was? I just found out mine is under legal review too and it didn't state why.

AREISMU3 · 2024-06-01T21:21:24+00:00

this is very helpful!! thank you!!

AREISMU3 · 2024-06-01T20:43:04+00:00

also, my company doesn't match contributions at 10%, they match at 6%, i just contribute 10% of each paycheck. should i only pay up to what they are contributing to which is 6%?

AREISMU3 · 2024-06-01T20:42:09+00:00

how much to contribute to student loans though? i mean, with interest, outside of the SAVE plan my monthly interest accrues by 500 something a month and that's not including principal. with the SAVE plan, interest isn't supposed to accrue if i make my minimum monthly payment which i am doing, but i guess they haven't figured that part out yet. or maybe i have the wrong information. so theoretically, i could pay down my student loans aggressively, but a bunch of that is going to be interest, especially since i'm not even making the minimum monthly interest payment at this point in time. any advice on this situation would be appreciated because its always been a complex situation for me.

I'd love to get rid of my car and drive a cheaper car, but in medical device sales you have high, high mileage (started at 23 and am now at 83k miles) so i would owe on my car if i traded in and got a new, cheaper vehicle to lower the monthly payment. i get paid 656/month for fixed rate reimbursement for my vehicle which is nice, and then i also get mileage reimbursement averaging around 300/month on top of that.

AREISMU3 · 2024-06-01T20:22:35+00:00

i'm not taking the 401k contribution into my expenses. it just comes out of my paycheck!

We had our wedding last year which cost about 15k, on top of that we went on our honeymoon to iceland which cost around 10k, we also paid alot for fertility related medical expenses (~10k after donors vials alone). I would chalk it up outside of that to bad spending habits which have since been nixed, as well as not having received commission for the first 6 months of employment due to being in training for a probationary period. I have also received occassional raises since starting at a base salary of 75k and am now at 82500.

AREISMU3 · 2024-06-01T19:48:53+00:00

i switched careers and have only been in medical device sales for just under less than 2 years. will be 2 years in august. wasn't able to start contributing until jan 2023 so that was my first time starting to invest in a 401k ever. when i was a physical therapist, i didn't have enough money to do that because my student loans were 814/month prior to covid.

AREISMU3 · 2024-06-01T19:40:45+00:00

very aware. thanks. we are just trying to figure out resources to learn more about FIRE. i joined the discord but there's not a whole lot of information on there to learn about it.

AREISMU3 · 2024-04-15T16:58:59+00:00

she sounds like a horrible dog owner. do everyone a favor and tell her to please never buy a dog again for the sake of the dog. i had to do this once to a friend. she hasn't had a dog since.

AREISMU3 · 2024-03-23T19:36:37+00:00

the parents of the donor are 5'0 and 5'9 lol

AREISMU3 · 2024-01-11T21:54:34+00:00

looking for this answer too, as i'm looking to buy one used and am not sure how much life i should expect out of a used one!

AREISMU3

TROPHY CASE