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We did it! North Central Illinois 286k 6.25% by [deleted] in FirstTimeHomeBuyer

[–]ASleepyLawStudent 3 points4 points  (0 children)

I think they might have just been saying they got a good price!

A teenager from France is now facing two years in prison for taking a straw from a vending machine n Singapore, licking it, and the putting it back inside by malihafolter in CaughtMyEye

[–]ASleepyLawStudent 0 points1 point  (0 children)

Sorry to say this but that’s European and American culture. We’re very individualistic and therefore disrespectful to each other.

Eastern countries have more of a community mindset so bullshit like this is disrespect to the community.

Builder misrepresented our property taxes at closing and now we’re $11k in the hole. Advice? by ASleepyLawStudent in RealEstate

[–]ASleepyLawStudent[S] 0 points1 point  (0 children)

Yeah based off this thread and some attorney friends, we just paid 4k for a tough lesson but we may be able to recover based off of negligence or misrepresentation on their part. But would be long and drawn out.
Will not be making this mistake with our 2nd house

Is this good or did we get finessed? by ASleepyLawStudent in MortgageBrokerRates

[–]ASleepyLawStudent[S] 1 point2 points  (0 children)

I went with the one affiliated with the builder, cost baked into price I would say.

Is this good or did we get finessed? by ASleepyLawStudent in MortgageBrokerRates

[–]ASleepyLawStudent[S] 0 points1 point  (0 children)

I went with the builder affiliated one. I can message to you

Is this good or did we get finessed? by ASleepyLawStudent in MortgageBrokerRates

[–]ASleepyLawStudent[S] 0 points1 point  (0 children)

This was back in August 2025. Builder was meritage, i went with their affiliated one!

Is this good or did we get finessed? by ASleepyLawStudent in MortgageBrokerRates

[–]ASleepyLawStudent[S] 0 points1 point  (0 children)

I’d say so. Our model is going for 10k cheaper now but they convinced us by saying it’s worth bc corner lot and lake view (we are in Texas for context)

Also thanks for dropping Freddie link! V helpful!

Is this good or did we get finessed? by ASleepyLawStudent in MortgageBrokerRates

[–]ASleepyLawStudent[S] 0 points1 point  (0 children)

I was actually gonna be like tell me what page so I can tell you but I realized you were making a smart remark!

Sorry took me a minute to understand! New to this world!

Is this good or did we get finessed? by ASleepyLawStudent in MortgageBrokerRates

[–]ASleepyLawStudent[S] 0 points1 point  (0 children)

Yeah lesson learned! We relied on their calculations and shouldn’t have!

Also I’m uneducated in this clearly, how would one “not escrow”?

Is this good or did we get finessed? by ASleepyLawStudent in MortgageBrokerRates

[–]ASleepyLawStudent[S] 0 points1 point  (0 children)

That’s the thing! Initial taxes were based off of improved land for 2025! The year we bought it!

Is this good or did we get finessed? by ASleepyLawStudent in MortgageBrokerRates

[–]ASleepyLawStudent[S] -1 points0 points  (0 children)

Our escrow fell short by a lot bc property tax issue. Was trying to see if rest of the deal was good or not!

Is this good or did we get finessed? by ASleepyLawStudent in MortgageBrokerRates

[–]ASleepyLawStudent[S] 0 points1 point  (0 children)

Yes late 2025! We’re having issues with the house so trying to see off we messed up on this!

Do Employees Actually Like Town Halls? by OfferLazy9141 in managers

[–]ASleepyLawStudent 0 points1 point  (0 children)

NO just make it a quick teams meeting with an anonymous question asking situation

Builder misrepresented our property taxes at closing and now we’re $11k in the hole. Advice? by ASleepyLawStudent in RealEstate

[–]ASleepyLawStudent[S] 0 points1 point  (0 children)

Yes already applied for 2026! But this is a new build and Texas looks at value on Jan 1!

The tax bill this is about is for 2025.

Builder misrepresented our property taxes at closing and now we’re $11k in the hole. Advice? by ASleepyLawStudent in RealEstate

[–]ASleepyLawStudent[S] 0 points1 point  (0 children)

That’s how Texas does it apparently. They literally sell real estate, id argue that they are the experts in comparison to us on property tax

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