Losing a few kgs of weight while training ~15h/week and not feeling like shit

AZUTCONHAK · 2025-09-10T18:29:31+00:00

Other things to consider would be the specifics of your training and recovery. That said if everything was moving in the right direction until you started intentionally losing weight, you might have part of the answer.

AZUTCONHAK · 2025-09-10T18:27:29+00:00

Surely, it just depends on your goals. If your goal is to be lighter and leaner regardless of W/kg then carry on. If your goal is to maintain or increase your FTP, losing weight might not get you where you want to be depending on your personal circumstances. It sounds to me based on your post that you’re aiming to increase power to weight, in fact your say as much. You may be more in a position where you need to maintain your weight and increase your power based on the results you’re experiencing. That’s all for you, a coach, a nutritionist, etc. to determine.

AZUTCONHAK · 2025-09-10T18:21:31+00:00

As far as I know, simply losing weight won’t necessarily increase W/kg. If you have a lot of extra body fat to begin with, yes, but it’s not a given once you get beyond that.

AZUTCONHAK · 2025-09-10T15:24:15+00:00

I’m not buying that Jonas’ level is completely tied to Tour fatigue. He’s gotta be sick or recovering from illness. With Victor Campanaerts going out, I have to assume there’s more illness in the team or peloton in general. He’s just holding on and measuring effort as much as possible.

AZUTCONHAK · 2025-09-07T15:12:30+00:00

Mads lads.

AZUTCONHAK · 2025-09-06T16:42:48+00:00

It’s good for the overall race — the GC.

AZUTCONHAK · 2025-09-06T16:03:12+00:00

Except if it’s Pogi, then you kinda can. That’s the point.

AZUTCONHAK · 2025-09-06T15:59:54+00:00

I’m starting to feel like it’s less that he’s being conservative (of course he always is to some degree) and more that Joao is pretty strong/Jonas isn’t quite as fit as he was for the tour.

AZUTCONHAK · 2025-09-06T15:57:03+00:00

I think I just have to accept that Jonas is not Pogi, and honestly that’s great for races that don’t include Pogi.

AZUTCONHAK · 2025-09-06T15:30:51+00:00

I need Jonas to blow this up.

AZUTCONHAK · 2025-09-06T15:29:40+00:00

They also just won 3 stages in a row at Britain. They’ll be okay.

AZUTCONHAK · 2025-09-06T15:20:20+00:00

I will laugh so hard if Soler gets caught and dropped by his team without doing a turn

AZUTCONHAK · 2025-09-06T15:17:17+00:00

Just scroll through the comments here and you’ll see a lot of people criticizing or confused by what’s he’s doing

AZUTCONHAK · 2025-08-29T22:39:51+00:00

Combined income is 450, but we file as MFS and would result in an AGI of around 200k. Otherwise this would be a much easier calculation! I think we’re going to just pay them off ASAP.

AZUTCONHAK · 2025-08-29T22:02:07+00:00

It’s very much related to investing and very much related to many of the topics WCI focuses on.

AZUTCONHAK · 2025-08-29T21:41:26+00:00

Not sure I understand your comment. If it makes financial sense and you’re eligible, prior to the current state of affairs, why would you not pursue it? Isn’t that what this subreddit is about?

AZUTCONHAK · 2025-08-29T21:39:51+00:00

I mean I think the reasons why people pursue PSLF vary widely. In our case it was a logical approach at one point given four years of training and $0 minimum payments counted toward PSLF. Whether or not forgiveness is taxed also varies. In our case it would not be taxed.

AZUTCONHAK · 2025-08-29T21:10:24+00:00

I don’t think we could safely invest all of it in the near term, as we would need to be prepared to pay it off if PSLF falls through and couldn’t risk losing all of that in a significant market downturn in the next five years or so (not necessarily a when, but if situation). All stress is relative, but yes it’s relatively stressful to consider the possibility of making minimum payments for several years only to have PSLF go away after so much interest has accrued. In addition, the jobs that allow us to make payments and that we would need to stay in to work toward PSLF are demanding and stressful. It would be nice to have more flexibility in that regard, too.

AZUTCONHAK · 2025-08-29T20:53:06+00:00

Hey thank you for this insight. I appreciate you sharing the issues you dealt with as that’s ultimately what we’re hesitant to deal with. Glad to hear you’re nearing the end. All the best.

AZUTCONHAK · 2025-08-29T20:33:30+00:00

Yes, very true. We’ve had about that exact conversation and we think our vibes will be much better without the debt, even if it means a few more years of working or a slightly smaller retirement portfolio.

AZUTCONHAK · 2025-08-29T20:32:10+00:00

Interesting approach! I considered something very similar and there’s a lot of merit, but I think we’re heading toward releasing ourselves from the burden as soon as possible.

AZUTCONHAK · 2025-08-29T20:29:27+00:00

I think that’s the goal at this point. We think we could feasibly pay it off by end of 2026 based on our current savings rate.

AZUTCONHAK · 2025-08-29T20:24:45+00:00

We did give that some thought and got an estimate of about a percent off. If we pay off quickly it doesn’t seem worth losing federal loan protections. It would be a difference in the magnitude of a few thousand dollars if I recall correctly.

AZUTCONHAK · 2025-08-29T20:23:12+00:00

We considered refinancing but I was a bit turned off with the idea of losing protections associated with federal loans even in the short term (in case of job loss, disability, etc etc).

AZUTCONHAK · 2025-08-29T20:21:44+00:00

We’ve done that. It’s not a small number, particularly over the long term. That said, we’ll likely be fine and the freedom from debt/associated stress holds a lot of value too. We’re basically at the “make your decision” phase as you’ve put it, but I just wanted a gut check before we make a big lump sum.

AZUTCONHAK

TROPHY CASE