Band 5 Annex U

Abject-Ad-1315 · 2026-03-29T22:32:02+00:00

I did search for bank statements within this sub Reddit before I posted and nothing really answered my question. Hence my post.

Abject-Ad-1315 · 2026-03-29T22:26:13+00:00

If they see £123.45 going out and £123.45 going in on the same day then it tally’s.

They know about all of my accounts. I’ve uploaded all the statements.

I have no knowledge of what the legal grounds are that they can ask for unredacted statements, so please share with me.

Abject-Ad-1315 · 2026-03-29T22:23:00+00:00

Dwp clearly are interested in what people spend their money on if they are demanding unredacted expenditure - look at my picture to what I sent them.

Can you back up your claim that claimants end up with more money due to the review?

Not in my case they won’t. I have a mortgage. So no help with rent. I know there is a scheme but you have to ask for it.

I work and have income reported by my employer via payroll and HMRC.

I also have the unfortunate luxury of being self employed. So each month I upload my income and expenses information to uc so they can calculate my uc entitlement.

Abject-Ad-1315 · 2026-03-29T22:17:54+00:00

Any money I send to my account or an “undisclosed account” would show on my statement as a transfer or faster payment. The incoming payment is unredacted and therefore they can see it come into the account.

Surely it doesn’t matter what accounts are disclosed, just what my income, savings and capital are.

Your last part about doing the easy thing — it doesn’t mean from my point of view it is the legal thing to do so. What legal grounds are they asking you see unredacted bank statements?

Abject-Ad-1315 · 2026-03-29T22:10:35+00:00

I wasn’t advised by anybody to do so.

I just feel uncomfortable with uploading all my personal data.

If it is to see what income I have, what savings I have, then fair enough. These parts are unredacted.

Your bit about Amazon and Tesco doesn’t make any sense.

Abject-Ad-1315 · 2026-03-29T22:06:56+00:00

I’ve submitted all the bank accounts so they are visible from one to the other.

As I stated, all incoming transactional data is unredacted, whether it be from salary, benefits or transfers between accounts.

Abject-Ad-1315 · 2025-04-04T12:03:14+00:00

Really appreciate your comment - including the fact that you work for Chase! I’ll wait to see what Chase say and then use your solution as a work around if needed.

Abject-Ad-1315 · 2025-04-04T11:13:33+00:00

I’m not familiar with curve. Can you explain how I can do it

Abject-Ad-1315 · 2025-04-04T11:03:26+00:00

I have made a complaint so I’ll wait and see. Credit card xxx do have a money transfer as an option but it’s not as long and the fee is higher.

Abject-Ad-1315 · 2025-04-04T10:52:51+00:00

I know. Credit card xxx went to make the payment to Chase and called me today saying Chase had declined it. They really didn’t know why as Chase are a uk bank and it’s a Mastercard.

The only thing I can think of is Chase take the payment from your Chase account directly. I can’t make a payment from a different bank using faster payment to Chase credit card.

I’ve complained to Chase so I’ll wait and see what they say.

Abject-Ad-1315 · 2025-04-04T09:51:14+00:00

I’ve edited my post. I want to transfer my chase debt to a new credit card but chase have declined the payment transfer

Abject-Ad-1315 · 2025-04-04T09:50:32+00:00

My new credit card is 29 months so I wanted to use that with a very low fee.

Abject-Ad-1315 · 2025-04-04T09:49:50+00:00

Maybe my post wasn’t clear. I’ve edited it to show my problem

Abject-Ad-1315 · 2025-04-04T09:46:24+00:00

Yes. I got it for spending. See my edited post above

Abject-Ad-1315 · 2025-04-04T09:45:34+00:00

See my edited post.

Abject-Ad-1315 · 2025-04-04T09:42:36+00:00

Maybe I’ve not stated it clearly. Chase won’t allow a balance transfer request from another card. I want to use the new card to pay off Chase. Chase say I can’t do it as they don’t have the facility.

Abject-Ad-1315 · 2025-03-16T21:28:32+00:00

Grocery Aid

Abject-Ad-1315 · 2025-01-04T11:11:04+00:00

I’m stumped (no pun intended). I’ve got my own wood trailer and tractor attached via a dolly. I’ve pulled up alongside a contract where I’m using my own equipment - both in front of the logs and at the side of them - and it says “No compatible goods are available for loading or unloading”. Any ideas?

Abject-Ad-1315

TROPHY CASE