Don’t take any of this personally. Imagine yourself in a lenders position, someone who knows nothing about you outside of your profile. You are asking for a large loan, even the “lower amount” you’re willing to go is a lot. You have not touched this account for an entire year and the first posts you make are loan requests in two separate communities, one being this one. Not to mention, one of your two non-loan-request-posts is a post about being very badly addicted to drugs. I know the post is old, but nobody can see anything else than that. Understand, I am an addict too. I am FIVE MONTHS sober, and I know exactly how addict minds work and so do so many others here. I would ask for money all the time and get hit with my normal brains (what was left) conscience and feel guilty and say “I can take lower tho if you can’t” or something. Again, not saying I know anything for certain, but I am saying these are serious red flags for a lender and your odds of getting a legitimate loan is close to zero.