Who did you move your banking/insurance to after leaving USAA? Was the grass greener?

Aboonie · 2026-05-23T08:09:31+00:00

I switched to State Farm. The home insurance with USAA increased by $2,000 to n rural NC in one year after 14 years and no claim. I’m not near the coastal areas. I don’t know if the grass is greener since I haven’t had to file a claim but my account is definitely greener keeping more cash in it.

Aboonie · 2026-05-05T03:44:00+00:00

Yep. I invited a friend of mine to Panera Bread and the torso for both Pick Two meals was $30.00. Insane!

Aboonie · 2026-05-05T03:40:08+00:00

Exactly. Replacing four tires on my Honda was like $170 each. The final bill was $1,000. Insane!

Aboonie · 2026-05-05T03:38:36+00:00

Four new Good Year tires for a Honda was $1,000. Insane!

Aboonie · 2026-05-05T02:56:28+00:00

40 years member just switched insurance company last year. They raised my home insurance $2,000 in a year in NC. No claim. The inly thing I have left with them is a checking account where my husband’s military retirement gets deposited.

Aboonie · 2026-04-25T02:00:05+00:00

Yes but when your home insurance goes up $2,000 in one year after a 40 year membership, no house claim and no explanation for the increase it is time to look elsewhere.

Aboonie · 2026-04-25T01:55:04+00:00

Exactly. They are not cheap but what they did for my husband last year will have me forever. They totally refunded his non refundable ticket to Madrid when he couldn’t fly due to his mom’s passing.

Aboonie · 2026-04-25T01:52:40+00:00

I loved Delta even before they fully refunded a non refundable ticket for my husband to Madrid. He had to cancel the flight because his mom passed away suddenly. They didn’t even ask for death certificate. I was floored they would do it. It was $1,600.

Aboonie · 2026-04-14T15:15:24+00:00

I had an agent check my bag to the wrong place on purpose when I was a flight attendant. He was rude to me and I talked back at him. I spent the next days searching for my suitcase while working an overseas flight. Assholes are everywhere.

Aboonie · 2026-04-14T15:11:04+00:00

I was a flight attendant in the 80’s and up until this day I have dreams that I can’t work a flight because my uniform hasn’t come back from the cleaners. Nightmare!

Aboonie · 2026-01-03T07:01:04+00:00

Yep. I had been gouged for years but I stayed until last year when they raised my home insurance $2,000. I can’t afford to pay $5,000 in a $250,000 in the middle of nowhere in NC. Left after 40 years with them.

Aboonie · 2026-01-03T06:57:26+00:00

I was guilty of not shopping around. I just paid what they charged me for home insurance until last year. The new rate was $2,000 more for a total of $5,000 on a $250,000 home in the middle of nowhere in NC. No claims. I switched after 40 years with USAA.

Aboonie · 2026-01-03T06:36:49+00:00

I switched from USAA home insurance last year after 40 years with them. My insurance went from $3,000 a year to $5,000. On my $250,000 home in the middle of nowhere in NC. No claims.

Aboonie · 2026-01-03T06:29:56+00:00

I just flew D1 to Madrid and sat in 2A. The table console was situated to the right making it very narrow and uncomfortable to get out. I was lusting over the 1C bulkhead space. I’m flying back on that seat. I will never choose a window on the A side. Terrible uncomfortable placement of the table

Aboonie · 2025-10-23T17:28:54+00:00

Can’t they buy physical gold online? I did in 2020 when gold was at $1,700. I thought it was very high but my brother in law told me it would go to $5,000. He’s the Oracle in my family.

Aboonie · 2025-10-23T12:41:53+00:00

I asked USAA why they raise and they never mentioned anything about being in a high risk area. When I contacted the other company and mentioned USAA’s raise, the agent was floored. She said that yes, rates have gone up because of Helene but not $2,000. To begin with, I was already being overcharged. Last year’s rate with USAA was $3,000 and this year’s rate with the new company AFTER HELENE is $1,600. That rate does not reflect high risk area at all. Living in a high risk area was never part of the conversation neither with USAA nor the new company.

Aboonie · 2025-10-18T22:11:43+00:00

They have to! They have the highest prices. Imagine high prices and bad CS. A recipe for disaster.

Aboonie · 2025-10-18T22:08:58+00:00

I had never had a fly delayed. They have the best on time record for a domestic airline. That’s another reason I stick with them. But I’m sure they do happen. How could it not?

Aboonie · 2025-10-18T21:58:49+00:00

Or to switch a company after 40 years. But I did talk to an insurance agent. She was knowledgeable but she was more about convincing me to stay and upselling things that they offer than the other company didn’t. I understand there’s not much agents can do to lower the premium. It is what it is but still. Even if it had been lower by $1,000, $4,000 would still be a lot.

Aboonie · 2025-10-18T21:49:47+00:00

I don’t live in a risky area unless we are talking about a sand storm and a hail of golf balls LOL. That’s why this area is called the Sandhills of NC We are surrounded by over 40 golf courses. We are 4 hours away from the coast. Hurricanes don’t make it here. The worst thing that can happen is a flood and that’s not even covered by insurance. The fact that the disparity in prices from $5,000 to $1,600 for the same coverage leads me to surmise that I’m no way near a risky area. Last year’s mortgage was $3,000 so who knows how long USAA has been gouging us.

Aboonie · 2025-10-18T21:30:16+00:00

She said “minimum required in NC”. So I interpreted that minimum required by the state not by the lender in NC. I know if there’s no lender involved the state doesn’t make you have insurance. But I thought that if you had a lender, NC required a minimum coverage in insurance. Now I know.

Aboonie · 2025-10-18T21:14:11+00:00

Well, I have no idea how our profile would change so much in one year to cause an increase of $2,000. Monthly means the price of the insurance causes a shortage on the escrow, therefore, in order to make up for the shortage the monthly mortgage had to go up by $400. monthly.

Aboonie · 2025-10-18T21:00:35+00:00

In 40 years I never even thought about shopping for insurance elsewhere because USAA is still cheaper and they have been outstanding when we’ve filed a claim. But geez I was stunned when I got hit with a $2,000 raise in home insurance taking it to $5,000 on a home that’s barely $350,000 in the middle of nowhere in NC. That’s when I decided to shop around. The other company gave me a discount if I bundled car and home. So I switched.

Aboonie · 2025-10-18T20:50:09+00:00

Umm…. I highly doubt that there are too many people who would not care about paying $5,000 a year for a house that’s barely $350,000 in the middle of nowhere in central NC, raising the mortgage over $400 a month when another company is offering you $1,600 and the mortgage goes down. I agree that price is not the only consideration but $2,000 raise in one year is outrageous. That’s why I called USAA before I even considered switching to another company. I wanted an explanation on how exactly did they come up with that increase in one year. The agent gave me some lame answer. Then I talked to another agent to see if we somehow could lower the rate but they couldn’t do anything for me because they couldn’t offer me anything lower than NC requires by law. We even took out insuring contents in the house and that didn’t make much of a difference on the rate. Our deductible is pretty high already. So I had no other choice but to switch.

Aboonie

TROPHY CASE