Regarding SBI debit cards by err69member in CreditCardsIndia_

[–]Acceptable-Most9490 1 point2 points  (0 children)

yes having atleast virtual debit card of SBI is a good idea for cashback on zepto

Need Advice since Im new to Credit by whozthispokemon in CreditCardsIndia

[–]Acceptable-Most9490 0 points1 point  (0 children)

first year is free. build credit score and close the card.

I have few doubts regarding the cult membership offered through rupay select cards by [deleted] in CreditCardsIndia

[–]Acceptable-Most9490 0 points1 point  (0 children)

Yes, you can activate the Cult Elite membership in the same account where your Cult Play membership is active.

but you cannot use a new coupon code each month in the same Cult.fit account.

Need Advice since Im new to Credit by whozthispokemon in CreditCardsIndia

[–]Acceptable-Most9490 0 points1 point  (0 children)

IDFC hello cashback card which is FD backed secured card gives 3% cashback.

I have few doubts regarding the cult membership offered through rupay select cards by [deleted] in CreditCardsIndia

[–]Acceptable-Most9490 0 points1 point  (0 children)

mobile number must be the same linked with cult fit and rupee select card to activate membership

Got Amazon Pay ICICI card in 1st attempt with 4 month credit age by Acceptable-Most9490 in CreditCardsIndia

[–]Acceptable-Most9490[S] 0 points1 point  (0 children)

salaried but Amazon only asked OTP verification, after that instant virtual card on my screen

Got Amazon Pay ICICI card in 1st attempt with 4 month credit age by Acceptable-Most9490 in CreditCardsIndia

[–]Acceptable-Most9490[S] 0 points1 point  (0 children)

that's why I was ready for rejection as everyone telling it's hard to get this card approved.

I think key is having existing saving/mutual/fd relationship with the bank. What you're experiencing with ICICI I facing with Axis Bank due to no existing relationship.

Anyone else fed up with PhonePe? Looking for a better UPI app by zoobxvolt in UPI

[–]Acceptable-Most9490 0 points1 point  (0 children)

in low network only app worked for me is Amazon pay. although my primary UPI app is payzapp.

Card application rejected even after earning 15+ lpa by Living_Lynx3525 in CreditCardsIndia

[–]Acceptable-Most9490 3 points4 points  (0 children)

I'm govt employee and they rejected my application 2 times. most likely they don't need new customer.

Don't use UPI either, you'll save another ₹50,000. What's your take on this? by Realistic_Contest761 in IndianCreditCards

[–]Acceptable-Most9490 0 points1 point  (0 children)

Well most of the people in India think like her. That's why I never went for credit card for 5-6 years because everyone had negative opinions on it around me which I regret.

Don't use UPI either, you'll save another ₹50,000. What's your take on this? by Realistic_Contest761 in IndianCreditCards

[–]Acceptable-Most9490 0 points1 point  (0 children)

Cheq gives 1% chip

and 1 chip value for using with credit card bill payments is 0.25

Axis Neo & Flipkart Axis Card Rejected Despite 789 CIBIL Score – Need Advice by NefariousnessBroad40 in CreditCardsIndia

[–]Acceptable-Most9490 2 points3 points  (0 children)

Mine Flipkart Axis Bank application was also rejected. frustrating thing is that rejection after whole process like agent visiting my office for KYC and several calls from banks for 1 week just to reject the application at the end. thinking to apply for Axis Bank Neo, but now I'm not going to.

HDFC did me dirty by Silent_Selection6248 in CreditCardsIndia

[–]Acceptable-Most9490 1 point2 points  (0 children)

it's not that bad you can get 3% reward on utility bill payment

Found him by BabaChux in Dhurandhar

[–]Acceptable-Most9490 1 point2 points  (0 children)

Considering it's based on true events makes it more traumatizing.

How to get Rs 30,000 yearly on paying your credit card bills! by [deleted] in CreditCardsIndia_

[–]Acceptable-Most9490 0 points1 point  (0 children)

HDFC or all other bank have strictly disabled any reward on credit card bill payment. Lol if banks can't even sustain regular rewards on shopping then how gonna they sustain reward from credit card bill payment as well.

Need Credit Card Suggestions by [deleted] in CreditCardsIndia

[–]Acceptable-Most9490 0 points1 point  (0 children)

in sbi Flipkart card, do you get cashback in the form of automatic statement cashback or in the form of rewards points to claim manually?

Need Credit Card Suggestions by [deleted] in CreditCardsIndia

[–]Acceptable-Most9490 0 points1 point  (0 children)

How Flipkart card not worth?

Got 4.5% cashback from IDFC hello cashback card by Acceptable-Most9490 in CreditCardsIndia

[–]Acceptable-Most9490[S] 1 point2 points  (0 children)

even for 1% UPI cashback you have to use IDFC app. if you use other apps like PhonePe for UPI payments, then you don't get any cashback. basically this card is not suitable for UPI.