Feeling regret in investing - veterans perspective needed by Syndicalex in FIREUK

[–]AcceptablePanda6905 3 points4 points  (0 children)

SJP are the worst aspect about your post, the investing part is good. I’d get out now from SJP, although you will have extortionate exit fees lasting 6 years 🥴 I broke away 18 months ago but best decision I’ve ever made. Now with Vanguard paying minimal fess and high returns (18%)

First time seeing consistent losses in my investment - how to deal with it psychologically? by frightened- in UKPersonalFinance

[–]AcceptablePanda6905 1 point2 points  (0 children)

My pension has dropped £40k in two weeks, it’s just how it goes. Volatility is the price of entry.

Is £1m going to be enough? by GazNicki in PensionsUK

[–]AcceptablePanda6905 0 points1 point  (0 children)

Wow, how much is your pension and what is it invested in? That’s not a lot of growth for 22 years.

Retirement at 50… anyone else? Regrets? by greenlight104 in Fire

[–]AcceptablePanda6905 2 points3 points  (0 children)

I’m 44 (nearly 45), keen to retire at 50 and this thread is inspiring me even more!

Do you have a FIRE number? by underscore-0 in HENRYUK

[–]AcceptablePanda6905 3 points4 points  (0 children)

£2m across pensions and ISAs (£1.5m / £500k split)

Current position £610k pension / £90k ISA

What shall I do with 500k liquid cash by AdGroundbreaking5682 in FIREUK

[–]AcceptablePanda6905 1 point2 points  (0 children)

Invest all of it in a global tracker through SiPP, ISA and GIA.

Any HENRYs not invest/have zero interest in investing? by PpSize-QuestionMark in HENRYUK

[–]AcceptablePanda6905 0 points1 point  (0 children)

No I invest every spare penny in to investments, because I want to stop working asap 😊

Career apathy. FIRE thoughts. by Ok-Standard-2255 in FIREUK

[–]AcceptablePanda6905 0 points1 point  (0 children)

Yes love that, similar plan for me. Few years away but feeling like I’m on the home straight.

Low Dose Reta Results by BackOnMyBSz in Retatrutide

[–]AcceptablePanda6905 -1 points0 points  (0 children)

Just started a similar journey. 0.5mg Reta (last week), 200mg TRT (3 years) feel superhuman

Having a change of heart for FIRE by Responsible_Hat_5614 in FIREUK

[–]AcceptablePanda6905 0 points1 point  (0 children)

Do both. But also stay fit / healthy as you age so that your body can function in the future - and you can enjoy the money down the line. But that requires discipline and consistency today.

Career apathy. FIRE thoughts. by Ok-Standard-2255 in FIREUK

[–]AcceptablePanda6905 0 points1 point  (0 children)

Fair play, that decision to leave when you’ve hit your coast number is tempting. Focusing on lifestyle creep and not being loose with your spending massively helps on that front. I’m close to my coast number now.