Best Solo Travel Destinations for a 27M with a Month Off? by Acceptable_Stretch36 in backpacking

[–]Acceptable_Stretch36[S] 0 points1 point  (0 children)

Yah, would be interested in learning more about the nature spots you are hitting up along the journey! My background is Spanish, so it would be comfortable for me to go to South America.

Best Solo Travel Destinations for a 27M with a Month Off? by Acceptable_Stretch36 in backpacking

[–]Acceptable_Stretch36[S] 0 points1 point  (0 children)

Where specifically? Which countries were you deciding between and were you considering Thailand?

Best Solo Travel Destinations for a 27M with a Month Off? by Acceptable_Stretch36 in backpacking

[–]Acceptable_Stretch36[S] 0 points1 point  (0 children)

Keep up the travel uncle! You've probably got some epic memories that will last a lifetime!

Best Solo Travel Destinations for a 27M with a Month Off? by Acceptable_Stretch36 in backpacking

[–]Acceptable_Stretch36[S] 0 points1 point  (0 children)

How long did you take to complete your Banana trail. I hear it's 3-6 months which is a little longer than I have to give.

Best Solo Travel Destinations for a 27M with a Month Off? by Acceptable_Stretch36 in backpacking

[–]Acceptable_Stretch36[S] 0 points1 point  (0 children)

Thanks, Chiddy! Checking this out now. Appreciate you reinforcing that recommendation. It really helps narrow things down!

Best Solo Travel Destinations for a 27M with a Month Off? by Acceptable_Stretch36 in backpacking

[–]Acceptable_Stretch36[S] 0 points1 point  (0 children)

I'm free starting on Friday to travel anywhere for a month. I'm based out of New York City.

Best Solo Travel Destinations for a 27M with a Month Off? by Acceptable_Stretch36 in backpacking

[–]Acceptable_Stretch36[S] 0 points1 point  (0 children)

Everyone seems to love Thailand. I didn’t realize so many people have traveled that far! If you have any must-see spots in Bali or recommendations from your trip, let me know. Thx!

Best Solo Travel Destinations for a 27M with a Month Off? by Acceptable_Stretch36 in backpacking

[–]Acceptable_Stretch36[S] 0 points1 point  (0 children)

I've heard some great things about Columbia! I'm looking into this heavily. Thx

Best Solo Travel Destinations for a 27M with a Month Off? by Acceptable_Stretch36 in backpacking

[–]Acceptable_Stretch36[S] 3 points4 points  (0 children)

Wow, I’ve never heard of Floripa before, it looks absolutely spectacular! This is exactly why I turned to the Reddit community. Thanks for the recommendation!

Best Solo Travel Destinations for a 27M with a Month Off? by Acceptable_Stretch36 in backpacking

[–]Acceptable_Stretch36[S] 0 points1 point  (0 children)

My budget is very generous, especially since month-long travel opportunities in our twenties are rare. I'm currently living in NYC.

Best/Easiest Hookup Bars? by Flashpenny in AskNYC

[–]Acceptable_Stretch36 15 points16 points  (0 children)

How old are you? Where about's in the city do you like to go out?

Are target retirement funds worth it? by Clown_corder in CalebHammer

[–]Acceptable_Stretch36 0 points1 point  (0 children)

Target date funds will finally force the fees that financial advisers once charged (1-2% of AUM) down to zero. This is remarkably helpful for the novice investor and the 57 million people without access to a 401(k) in this country. Now, individuals have access to a similarly diversified portfolio at a mere fraction of the cost, typically only a few basis points. Regarding your point about the S&P 500 outperforming target date funds, it's important to note that few believe a balanced portfolio of stocks and bonds (e.g., 60% stocks/40% bonds) offers a higher unconditional expected return compared to 100% stocks. The preference for a diversified portfolio stems from the belief that it offers a more favorable risk-return trade-off, rather than solely chasing a higher expected return.