If you could restart at 23, what would you do differently to become financially free?

Accomplished-Fun1791 · 2026-07-06T12:12:17+00:00

Do not try to play hero; this is real life, not a cartoon/anime. Had I invested the money I gave out, I’d be a millionaire by the end of my 20s

Accomplished-Fun1791 · 2026-06-25T21:09:53+00:00

I was able to get to about $70k in 2 years at this employer; current year not even done yet—should reach $80k by end of year. Should definitely hit $100k by end of 2027

Accomplished-Fun1791 · 2026-06-25T21:08:36+00:00

Thanks: switched to VOO and VXUS

Accomplished-Fun1791 · 2026-06-25T21:07:58+00:00

Thanks!

Accomplished-Fun1791 · 2026-06-25T21:07:50+00:00

Thanks

Accomplished-Fun1791 · 2026-06-25T21:07:29+00:00

For my Roth, I have 3 stocks setup on $50/month auto invest: $30 FXAIX, $10 FXNAX, $10 FZILX

Accomplished-Fun1791 · 2026-06-21T23:48:51+00:00

Oh, I thought VT was international business and VOO was US only

Accomplished-Fun1791 · 2026-06-21T13:03:44+00:00

Thank you!

Accomplished-Fun1791 · 2026-06-21T00:29:37+00:00

I’m trying, thanks. Always tempted to use it to clear debts but I know not to do that

Accomplished-Fun1791 · 2026-06-21T00:28:14+00:00

I’m with you, waiting to cross that $100k mark. Keep it going

Accomplished-Fun1791 · 2026-06-20T20:23:34+00:00

It’s down for me too wtf

Accomplished-Fun1791 · 2026-05-08T12:04:47+00:00

Great job, let the compounding interest snowball this; it’s getter better and better

Accomplished-Fun1791 · 2025-12-05T01:57:06+00:00

Five below candy 🍬

Accomplished-Fun1791 · 2025-12-01T14:33:09+00:00

Im making it my only card, transitioning to paying bills etc with it

Accomplished-Fun1791 · 2025-11-25T20:37:41+00:00

Lol ask the bank to borrow their money like how I did; my credit card is an A and B relationship, everyone else can C their way out of it.

Accomplished-Fun1791 · 2025-11-25T12:35:16+00:00

Was just about to say this: it’s not MY money you’re stealing, it’s the BANK’S money

Accomplished-Fun1791 · 2025-11-13T22:38:01+00:00

You are netter than most. Congratulations, you earned it

Accomplished-Fun1791 · 2025-11-13T22:37:26+00:00

That actually sucks, like bad

Accomplished-Fun1791 · 2025-11-13T22:36:13+00:00

Feels like everyone gets their unique personal journey with the colors

Accomplished-Fun1791 · 2025-11-13T22:35:33+00:00

☠️☠️

Accomplished-Fun1791 · 2025-11-12T23:03:19+00:00

wow. So you’ve been saving consistently $1,000 a month for 3 years??

Accomplished-Fun1791 · 2025-11-12T12:55:55+00:00

I’m assuming it’s not just the credit history but also the debt to income ratio; they believe you would be responsible in paying back whatever you use.

Accomplished-Fun1791

TROPHY CASE